 Chase Freedom Officially Sucks as of June 30 |
Important Announcement:
|
  |
 May 11 2009, 02:01 PM
Post
#1
|
|
|
Group: Members
Posts: 24,138 Joined: 24-June 05 From: East of the Mississippi Member No.: 18,780  |
 784 -- Days since my last application for credit
|
  
|
|
| Googie |
May 11 2009, 02:01 PM
Post
#
|
|
The MoneyMaker
Group: Accounting
Posts: One in Every Topic Joined: 1-February 03 From: Mountain Home, CA Member No.: 1 |
|
|
|
|
|
May 11 2009, 02:03 PM
Post
#2
|
|
|
Group: Members
Posts: 81,453 Joined: 28-January 04 From: STILL trying to run away from the school yard bullies I need to run faster Member No.: 3,438 |
TRADE CARDS there are 100's of them
http://creditboards.com/forums/index.php?showtopic=394863 This post has been edited by GEORGE: May 11 2009, 02:03 PM CB's WHIPPING BOY
WHAT REWARDS DO YOU GET FROM THIS CASH STUFF??? "AVAILABLE" is not debt That credit card fee is TAX DEDUCTABLE (don't MICRO-MANAGE the fee at the expense of paying business) GOT YOUR 4506-T READY YET??? MEMBERSHIP HAS IT'S REWARDS HAVE YOU BEEN AMEXED??? My ID is the signature on the back of my credit card--AND IT DOES NOT SAY C.I.D. I have a license to drive a car/truck...it is not a permit to use my signed credit card DOES KNOWING YOUR SCORE HELP YOU PAY YOUR BILLS??? Don't forget the DOWN-SIDE to using DEBIT CARDS (unintended consequences) Disputing ACCURATE ADDRESSES can have side effects (LOSS OF POSITIVE ACCOUNTS) OBAMA-CARE WILL COST HOW MANY $1,000,000,000,000's why can't I opt-out |
|
|
|
|
May 11 2009, 02:06 PM
Post
#3
|
|
|
Group: Members
Posts: 24,138 Joined: 24-June 05 From: East of the Mississippi Member No.: 18,780 |
QUOTE (GEORGE @ May 11 2009, 03:03 PM)  And they're cutting the rewards on all of them. Chase, meet my sockdrawer. 784 -- Days since my last application for credit
|
|
|
|
|
May 11 2009, 02:09 PM
Post
#4
|
|
|
Group: Members
Posts: 1,568 Joined: 18-July 07 Member No.: 54,691 |
QUOTE (GEORGE @ May 11 2009, 02:03 PM) There is no card that was like that one to trade. 
TransUnion
764 Date: 5/02/2010 Equifax 769 Date: 9/04/2010 Experian 785 Date: 2/12/2009 (Last Known Score) |
|
|
|
|
May 11 2009, 02:14 PM
Post
#5
|
|
|
Group: Members
Posts: 1,568 Joined: 18-July 07 Member No.: 54,691 |
I hope the change is not for the Plus card too.
 Hopefully I will get my last $250 check if they ever update my rewards. I knew something was happening. I called to see if I could request my check over the phone and was told I have to wait until my rewards udate. I am sitting with $200.03 in rewards waiting to hit the button. TransUnion
764 Date: 5/02/2010 Equifax 769 Date: 9/04/2010 Experian 785 Date: 2/12/2009 (Last Known Score) |
|
|
|
|
May 11 2009, 02:15 PM
Post
#6
|
|
|
Group: Members
Posts: 4,349 Joined: 17-May 08 From: Y U in my business? Member No.: 75,279 |
 NO!!!!!!!!!!!!!!!!!!!!!!!!!! It can't be true! This officially sucks royal gluteus maximus. |
|
|
|
|
May 11 2009, 02:15 PM
Post
#7
|
|
|
Bad Influence
 Group: Mod Squad
Posts: 23,679 Joined: 24-July 04 From: Playing on Lake Minnetonka Member No.: 7,313 |
Why?
 Unless you try to do something beyond what you have already mastered, you will never grow. - Ralph Waldo Emerson |
|
|
|
|
May 11 2009, 02:16 PM
Post
#8
|
|
|
Bad Influence
Group: Mod Squad
Posts: 23,679 Joined: 24-July 04 From: Playing on Lake Minnetonka Member No.: 7,313 |
QUOTE (Shawnee @ May 11 2009, 02:06 PM) QUOTE (GEORGE @ May 11 2009, 03:03 PM) And they're cutting the rewards on all of them. Chase, meet my sockdrawer. How do you know? I hope not... Unless you try to do something beyond what you have already mastered, you will never grow. - Ralph Waldo Emerson |
|
|
|
|
May 11 2009, 02:17 PM
Post
#9
|
|
|
Group: Members
Posts: 3,542 Joined: 23-March 08 From: Georgia Member No.: 71,445 |
I decided the BP Visa was the best Chase card I could get.
UH-Oh, Spa-doody-ohs!
|
|
|
|
|
May 11 2009, 02:19 PM
Post
#10
|
|
|
Group: Members
Posts: 2,134 Joined: 24-May 06 From: Philadelphia Member No.: 31,973 |
Is the $30 Freedom Plus upgrade (first year fee waived) still available to retain the rebate structure?
|
|
|
|
|
May 11 2009, 02:20 PM
Post
#11
|
|
|
Group: Members
Posts: 81,453 Joined: 28-January 04 From: STILL trying to run away from the school yard bullies I need to run faster Member No.: 3,438 |
QUOTE (athensgaguy @ May 11 2009, 01:17 PM) I decided the BP Visa was the best Chase card I could get. No BP here... CB's WHIPPING BOY
WHAT REWARDS DO YOU GET FROM THIS CASH STUFF??? "AVAILABLE" is not debt That credit card fee is TAX DEDUCTABLE (don't MICRO-MANAGE the fee at the expense of paying business) GOT YOUR 4506-T READY YET??? MEMBERSHIP HAS IT'S REWARDS HAVE YOU BEEN AMEXED??? My ID is the signature on the back of my credit card--AND IT DOES NOT SAY C.I.D. I have a license to drive a car/truck...it is not a permit to use my signed credit card DOES KNOWING YOUR SCORE HELP YOU PAY YOUR BILLS??? Don't forget the DOWN-SIDE to using DEBIT CARDS (unintended consequences) Disputing ACCURATE ADDRESSES can have side effects (LOSS OF POSITIVE ACCOUNTS) OBAMA-CARE WILL COST HOW MANY $1,000,000,000,000's why can't I opt-out |
|
|
|
|
May 11 2009, 02:21 PM
Post
#12
|
|
|
Bad Influence
Group: Mod Squad
Posts: 23,679 Joined: 24-July 04 From: Playing on Lake Minnetonka Member No.: 7,313 |
QUOTE (hdporter @ May 11 2009, 02:19 PM) Is the $30 Freedom Plus upgrade (first year fee waived) still available to retain the rebate structure? If this is the direction they are going, I wouldn't count on it. Bad biz decison... Unless you try to do something beyond what you have already mastered, you will never grow. - Ralph Waldo Emerson |
|
|
|
|
May 11 2009, 02:23 PM
Post
#13
|
|
|
Group: Members
Posts: 24,138 Joined: 24-June 05 From: East of the Mississippi Member No.: 18,780 |
QUOTE (TrevorHere @ May 11 2009, 03:16 PM) QUOTE (Shawnee @ May 11 2009, 02:06 PM) QUOTE (GEORGE @ May 11 2009, 03:03 PM) And they're cutting the rewards on all of them. Chase, meet my sockdrawer. How do you know? I hope not... It has been reported in several news stories. Their credit card division had a net loss last year for the first time, IIRC around a $560 million loss. 784 -- Days since my last application for credit
|
|
|
|
|
May 11 2009, 02:24 PM
Post
#14
|
|
|
Group: Members
Posts: 4,349 Joined: 17-May 08 From: Y U in my business? Member No.: 75,279 |
There aren't any other good options with Chase to choose from.
I might just combine the limit with my Amazon. |
|
|
|
|
May 11 2009, 02:25 PM
Post
#15
|
|
|
Group: Members
Posts: 81,453 Joined: 28-January 04 From: STILL trying to run away from the school yard bullies I need to run faster Member No.: 3,438 |
I have CHASE UNITED VISA and FLEXIBLE (was WAMU)
When the FLEXIBLE BT (carry over from WAMU) is PIF I will probably do a 2 into 1 and close FLEXIBLE This post has been edited by GEORGE: May 11 2009, 02:26 PM CB's WHIPPING BOY
WHAT REWARDS DO YOU GET FROM THIS CASH STUFF??? "AVAILABLE" is not debt That credit card fee is TAX DEDUCTABLE (don't MICRO-MANAGE the fee at the expense of paying business) GOT YOUR 4506-T READY YET??? MEMBERSHIP HAS IT'S REWARDS HAVE YOU BEEN AMEXED??? My ID is the signature on the back of my credit card--AND IT DOES NOT SAY C.I.D. I have a license to drive a car/truck...it is not a permit to use my signed credit card DOES KNOWING YOUR SCORE HELP YOU PAY YOUR BILLS??? Don't forget the DOWN-SIDE to using DEBIT CARDS (unintended consequences) Disputing ACCURATE ADDRESSES can have side effects (LOSS OF POSITIVE ACCOUNTS) OBAMA-CARE WILL COST HOW MANY $1,000,000,000,000's why can't I opt-out |
|
|
|
|
May 11 2009, 02:27 PM
Post
#16
|
|
|
Group: Members
Posts: 24,138 Joined: 24-June 05 From: East of the Mississippi Member No.: 18,780 |
By the way, I love how Chase sticks to their usual MO of deception masquerading a rewards cut as some sort of new benefit. On the outside of the envelope was this promising statement:
GOOD THINGS ARE COMING FROM CHASE FREEDOM I don't call a cut from 3% to 1% a "good thing".
784 -- Days since my last application for credit
|
|
|
|
|
May 11 2009, 02:30 PM
Post
#17
|
|
|
Group: Members
Posts: 1,568 Joined: 18-July 07 Member No.: 54,691 |
QUOTE (hdporter @ May 11 2009, 02:19 PM) Is the $30 Freedom Plus upgrade (first year fee waived) still available to retain the rebate structure? I hope my pick of that one keep me in a little while longer. TransUnion
764 Date: 5/02/2010 Equifax 769 Date: 9/04/2010 Experian 785 Date: 2/12/2009 (Last Known Score) |
|
|
|
|
May 11 2009, 02:33 PM
Post
#18
|
|
|
Group: Members
Posts: 4,349 Joined: 17-May 08 From: Y U in my business? Member No.: 75,279 |
AND they lowered the cash back % in Chase Rewards Plus.
|
|
|
|
|
May 11 2009, 02:37 PM
Post
#19
|
|
|
Group: Members
Posts: 81,453 Joined: 28-January 04 From: STILL trying to run away from the school yard bullies I need to run faster Member No.: 3,438 |
QUOTE (Shawnee @ May 11 2009, 01:27 PM) By the way, I love how Chase sticks to their usual MO of deception masquerading a rewards cut as some sort of new benefit. On the outside of the envelope was this promising statement: GOOD THINGS ARE COMING FROM CHASE FREEDOM I don't call a cut from 3% to 1% a "good thing". Don't want to pull out the "P" word...but that was what they did with some funding for schools (more than a few years ago) $10,000,000 increase from the prior year "CUT" to only $8,000,000 increase ($2,000,000 "CUT")  AMEX dumped "ALWAYS DOUBLE MILES" on 01/01/2009 That helped HOW??? This post has been edited by GEORGE: May 11 2009, 02:37 PM CB's WHIPPING BOY
WHAT REWARDS DO YOU GET FROM THIS CASH STUFF??? "AVAILABLE" is not debt That credit card fee is TAX DEDUCTABLE (don't MICRO-MANAGE the fee at the expense of paying business) GOT YOUR 4506-T READY YET??? MEMBERSHIP HAS IT'S REWARDS HAVE YOU BEEN AMEXED??? My ID is the signature on the back of my credit card--AND IT DOES NOT SAY C.I.D. I have a license to drive a car/truck...it is not a permit to use my signed credit card DOES KNOWING YOUR SCORE HELP YOU PAY YOUR BILLS??? Don't forget the DOWN-SIDE to using DEBIT CARDS (unintended consequences) Disputing ACCURATE ADDRESSES can have side effects (LOSS OF POSITIVE ACCOUNTS) OBAMA-CARE WILL COST HOW MANY $1,000,000,000,000's why can't I opt-out |
|
|
|
|
May 11 2009, 02:37 PM
Post
#20
|
|
|
Group: Members
Posts: 1,568 Joined: 18-July 07 Member No.: 54,691 |
QUOTE (shaft @ May 11 2009, 02:33 PM) AND they lowered the cash back % in Chase Rewards Plus. Details? TransUnion
764 Date: 5/02/2010 Equifax 769 Date: 9/04/2010 Experian 785 Date: 2/12/2009 (Last Known Score) |
|
|
|
|
May 11 2009, 02:38 PM
Post
#21
|
|
|
Bad Influence
Group: Mod Squad
Posts: 23,679 Joined: 24-July 04 From: Playing on Lake Minnetonka Member No.: 7,313 |
So let me get this straight, Chase believes they are going to reverse their losses by butchering the rewards on credit cards?
This will encourage more business from their customers? This reasoning contributes as to why they are in the sewer to begin with... This post has been edited by TrevorHere: May 11 2009, 02:41 PM Unless you try to do something beyond what you have already mastered, you will never grow. - Ralph Waldo Emerson |
|
|
|
|
May 11 2009, 02:42 PM
Post
#22
|
|
|
Group: Members
Posts: 24,138 Joined: 24-June 05 From: East of the Mississippi Member No.: 18,780 |
QUOTE (TrevorHere @ May 11 2009, 03:38 PM) So let me get this straight, Chase believes they are going to reverse their losses by butchering the rewards on credit cards? This will encourage more business from their customers? This reasoning contributes as to why they are in the sewer to begin with... Same mentality that goes on with the RJing. BofA recently butchered World Points and we all know how Citi has butchered several good rewards cards. What's next, the return of annual fees for most cards? 784 -- Days since my last application for credit
|
|
|
|
|
May 11 2009, 02:46 PM
Post
#23
|
|
|
Group: Members
Posts: 81,453 Joined: 28-January 04 From: STILL trying to run away from the school yard bullies I need to run faster Member No.: 3,438 |
QUOTE (TrevorHere @ May 11 2009, 01:38 PM) So let me get this straight, Chase believes they are going to reverse their losses by butchering the rewards on credit cards? This will encourage more business from their customers? This reasoning contributes as to why they are in the sewer to begin with... Like FR/CLD/TOTAL CLOSURE/APR JACKAGE helped AMEX  Ooops forgot AMEX can do no wrong CB's WHIPPING BOY
WHAT REWARDS DO YOU GET FROM THIS CASH STUFF??? "AVAILABLE" is not debt That credit card fee is TAX DEDUCTABLE (don't MICRO-MANAGE the fee at the expense of paying business) GOT YOUR 4506-T READY YET??? MEMBERSHIP HAS IT'S REWARDS HAVE YOU BEEN AMEXED??? My ID is the signature on the back of my credit card--AND IT DOES NOT SAY C.I.D. I have a license to drive a car/truck...it is not a permit to use my signed credit card DOES KNOWING YOUR SCORE HELP YOU PAY YOUR BILLS??? Don't forget the DOWN-SIDE to using DEBIT CARDS (unintended consequences) Disputing ACCURATE ADDRESSES can have side effects (LOSS OF POSITIVE ACCOUNTS) OBAMA-CARE WILL COST HOW MANY $1,000,000,000,000's why can't I opt-out |
|
|
|
|
May 11 2009, 02:48 PM
Post
#24
|
|
|
Group: Members
Posts: 1,355 Joined: 30-June 08 From: Birmingham, AL Member No.: 78,000 |
QUOTE (shaft @ May 11 2009, 02:24 PM) There aren't any other good options with Chase to choose from. I might just combine the limit with my Amazon. (possible) +1 I was just about to convert my non-rewards Chase VISA to a Freedom card but now am thinking seriously about combining it with my Amazon VISA, instead. |
|
|
|
|
May 11 2009, 02:50 PM
Post
#25
|
|
|
Group: Members
Posts: 1,399 Joined: 10-February 08 Member No.: 68,258 |
I would love to play the credit card version of "Rock, Scissors, Paper" with George.
|
|
|
|
1 User(s) are reading this topic (1 Guests and 0 Anonymous Users)
0 Members:
|
Skin by: Dragonfly © all rights reserved.
© Copyright 2003 - 2010 Creditboards.com. All rights reserved. No portion of this site may be reproduced without explicit permission from the owners. The content of creditboards.com is subject solely to the personal whim of its admins. We reserve the right, at our sole discretion, to remove any and all posts or comments, at any time, for any reason which takes our entirely capricious fancy, or for no particular reason whatsoever, without restriction. Comments or questions regarding the site may be addressed to admin@creditboards.com.
| Lo-Fi Version | Time is now: 9th September 2010 - 02:20 AM |