Another ID Story

[thelowpriceleader]

http://www.myfoxaustin.com/dpp/news/7_on_y...Credit_Card_IDs

[mushforbrains]

Personally, I'd rather have them check my ID than to complete my transaction without. It's alot easier than making a big ol' stink about it, or calling my credit card company and waiting for a new number.

 

(edit) Even if it doesn't do anything as far as guaranteeing.

Edited May 10, 2009 by mushforbrains

[Continental]

salamander Newsom must be retrained at once. Obviously it is a major security and identity theft risk, extreme invasion of privacy, and a no-brainer to keep your ID to yourself. No reasonable adult would hand over their ID to some violating cashier on demand. The most important thing is making sure it never happens again, so if any violating merchant should ever pop-up in your community, make sure they are eliminated/brought back into line immediately - 1-800-VISA-911.

 

CREDIT CARD SIGNATURE IS ALL THE ID NEEDED

 

When you pay for merchandise with a Visa card, MasterCard, or American Express any store that accepts these cards should accept yours too, no questions asked. It's part of the deal that merchants agree to when they become participating members.

 

They must check your signature and the card - electronically or by telephone - to be sure it's valid. Once the answer comes up yes, they can go ahead and charge. They can't ask you for any further identification - not a license plate number, Social Security number, proof of address, phone number or photo ID.

 

Your personal ID isn't needed because Visa, MasterCard, and American Express all guarantee payment on cards that have been properly checked. If the issuer mistakenly authorizes a sale on a bad card, it should make good. MasterCard says that merchants receive instant settlement. The contract MasterCard merchants sign specifically prevents them from asking for personal ID.

 

Unfortunately, not all merchants play by the rules. Some, apparently, haven't read them.

 

WHAT YOU CAN DO

 

MasterCard wants to hear about merchants who break their rules. Send the name and address and an account of what happened to MasterCard WorldWide 2000 Purchase St. Purchase, NY 10577 or call 1-800-300-3069. The merchant's bank will get a stiff letter, ordering it to investigate and bring the offending store into line - or pay a $2,000 fine. You may also report violations online:

 

http://www.mastercard.com/us/personal/en/c...violations.html

 

Visa enforces the same rules as MasterCard. "When we hear about a violation, we ask the bank that signed the merchant to get together with the merchant and see that the practice is stopped," Visa representative states. To report a merchant, send a letter to the bank that that issued your Visa card or call 1-800-VISA-911.

 

American Express also prohibits merchants from asking for IDs. "All a merchant is supposed to do is take an imprint, make sure the signature matches and swipe the card through the terminal, to get authorization."

[GEORGE]

NO MINIMUM CHARGE ON CREDIT CARDS

 

NO MAXIMUM CHARGE ON CREDIT CARDS

 

NO FEE TO USE A CREDIT CARD

 

**NO ID ON SIGNED CREDIT CARDS**

========================================

You have a problem with these simple rules...take only cash

[GEORGE]

Personally, I'd rather have them check my ID than to complete my transaction without. It's alot easier than making a big ol' stink about it, or calling my credit card company and waiting for a new number.

 

(edit) Even if it doesn't do anything as far as guaranteeing.

My driver's license is a permit to drive a car or truck...not a permit to use my signed credit card

 

ID THEFT can happen when showing a driver's license

 

I protect myself from ID THEFT by keeping my drivers license inside my wallet (in my pocket)

 

IF YOU FEEL SPECIAL BY SHOWING ID...GO FOR IT

[GEORGE]

Even if I did show my DRIVER'S LICENSE...it was signed like 15 or 20 years ago (US MAIL RENEWAL)

 

All my credit cards were signed in the past 3 years or less

[Continental]

Most credit card fraud is perpetrated by unscrupulous sales personnel. It's much riskier for people to show their ID, which has personal information, for every credit card transaction than the risk for the more limited instances of unauthorized credit card use. Do you think maybe that the credit card companies have thought about the best procedures for credit card use?

[GEORGE]

Very few cashiers will do any ID THEFT...but one is too many when you are the VICTIM and you helped the crime happen by showing the ID

[mushforbrains]

Personally, I'd rather have them check my ID than to complete my transaction without. It's alot easier than making a big ol' stink about it, or calling my credit card company and waiting for a new number.

 

(edit) Even if it doesn't do anything as far as guaranteeing.

My driver's license is a permit to drive a car or truck...not a permit to use my signed credit card

 

ID THEFT can happen when showing a driver's license

 

I protect myself from ID THEFT by keeping my drivers license inside my wallet (in my pocket)

 

IF YOU FEEL SPECIAL BY SHOWING ID...GO FOR IT

Hate to tell you George, but asking for ID doesn't mean your drivers license. It means your ID. State provided photo Identification, which you can pick up at a DMV separate of a drivers license.

 

Most people do not GET an ID and use a drivers license as a form of ID.

[GEORGE]

Personally, I'd rather have them check my ID than to complete my transaction without. It's alot easier than making a big ol' stink about it, or calling my credit card company and waiting for a new number.

 

(edit) Even if it doesn't do anything as far as guaranteeing.

My driver's license is a permit to drive a car or truck...not a permit to use my signed credit card

 

ID THEFT can happen when showing a driver's license

 

I protect myself from ID THEFT by keeping my drivers license inside my wallet (in my pocket)

 

IF YOU FEEL SPECIAL BY SHOWING ID...GO FOR IT

Hate to tell you George, but asking for ID doesn't mean your drivers license. It means your ID. State provided photo Identification, which you can pick up at a DMV separate of a drivers license.

 

Most people do not GET an ID and use a drivers license as a form of ID.

I know the DMV issues ID cards

 

I still don't show any ID for my signed credit cards

 

An ID can also be a PASSPORT or MILITARY ID

 

If I had those I still would NOT show them with my signed credit cards

 

So your post is of no help to me...THANK YOU ANYWAY

Edited May 11, 2009 by GEORGE

[mushforbrains]

Personally, I'd rather have them check my ID than to complete my transaction without. It's alot easier than making a big ol' stink about it, or calling my credit card company and waiting for a new number.

 

(edit) Even if it doesn't do anything as far as guaranteeing.

My driver's license is a permit to drive a car or truck...not a permit to use my signed credit card

 

ID THEFT can happen when showing a driver's license

 

I protect myself from ID THEFT by keeping my drivers license inside my wallet (in my pocket)

 

IF YOU FEEL SPECIAL BY SHOWING ID...GO FOR IT

Hate to tell you George, but asking for ID doesn't mean your drivers license. It means your ID. State provided photo Identification, which you can pick up at a DMV separate of a drivers license.

 

Most people do not GET an ID and use a drivers license as a form of ID.

I know the DMV issues ID cards

 

I still don't show any ID for my signed credit cards

 

An ID can also be a PASSPORT or MILITARY ID

 

If I had those I still would NOT show them with my signed credit cards

 

So your post is of no help to me...THANK YOU ANYWAY

Just adding filler to the thread.

[GEORGE]

...and my credit card's ONLY ID remains on the back of my card in SIGNATURE FORM

[FlyingRon]

A state issued ID is not an option in many states if you have a driver's license.

It is JUST AS BAD. The drivers license/state ID# has replaced the SSN as the

verifiable banking identification in most cases (try opening an account at an internet

bank some time). I'm not showing my ID to some minimum wage merchant

employee for ANY reason.

[GEORGE]

A state issued ID is not an option in many states if you have a driver's license.

It is JUST AS BAD. The drivers license/state ID# has replaced the SSN as the

verifiable banking identification in most cases (try opening an account at an internet

bank some time). I'm not showing my ID to some minimum wage merchant

employee for ANY reason.

Not all cashiers are minimum wage

 

Actually none are paid minimum at my store

 

We don't even start the lowest level people at minimum wage (cashiers are not the lowest level)

Edited May 11, 2009 by GEORGE

[mushforbrains]

A state issued ID is not an option in many states if you have a driver's license.

It is JUST AS BAD. The drivers license/state ID# has replaced the SSN as the

verifiable banking identification in most cases (try opening an account at an internet

bank some time). I'm not showing my ID to some minimum wage merchant

employee for ANY reason.

Not all cashiers are minimum wage

 

Actually none are paid minimum at my store

 

We don't even start the lowest level people at minimum wage (cashiers are not the lowest level)

I'm guessing the mop monkey is?

[GEORGE]

A state issued ID is not an option in many states if you have a driver's license.

It is JUST AS BAD. The drivers license/state ID# has replaced the SSN as the

verifiable banking identification in most cases (try opening an account at an internet

bank some time). I'm not showing my ID to some minimum wage merchant

employee for ANY reason.

Not all cashiers are minimum wage

 

Actually none are paid minimum at my store

 

We don't even start the lowest level people at minimum wage (cashiers are not the lowest level)

I'm guessing the mop monkey is?

Speaking of MOP MONKEY

 

Do you know that a gallon of SWEET TEA broken open at the registers is a big mess to clean up

 

"GEORGE THE MOP MONKEY TO REGISTER #6 and #7 WITH A MOP AND BUCKET"

 

Edited May 11, 2009 by GEORGE