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> Please help me get an account !!!
Viet_T
post Apr 15 2009, 10:09 PM
Post #1


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Is there any non-chexsystem banks or credit unions in Los Angeles county?

Someone gave me a bad cashier check when i was 17. I brought it to Bank of America and they let me withdraw half of it, deposited half of it. Later on they informed me that check was bad. They expected me to be responsible for everything, and they don't care. They also reported me to ChexSystem. I'm a student and jobless, unable to pay for it. Will ChexSystem remove me after 5 years even if it's unpaid? I wanna try apply U.S bank second checking account but not sure if they'll approve me. I have a few inquiries on Chexsystem report already sad.gif
 
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Googie
post Apr 15 2009, 10:09 PM
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The MoneyMaker

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Tornado
post Apr 15 2009, 11:50 PM
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You should go into the US Bank Branch. I know the one in West Hollywood is pretty good. Santa Monica and San Vicente. Try it. DONT MENTION SECOND CHANCE CHECKING and see what ya get. Report back please.


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Viet_T
post Apr 15 2009, 11:55 PM
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QUOTE (Tornado @ Apr 15 2009, 09:50 PM) *
You should go into the US Bank Branch. I know the one in West Hollywood is pretty good. Santa Monica and San Vicente. Try it. DONT MENTION SECOND CHANCE CHECKING and see what ya get. Report back please.


thanks for stop by. I'm just afraid that they'll close my account soon after the approval sad.gif I tried to apply online once, and i wasn't approve for it sad.gif
 
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noimagination
post Apr 16 2009, 12:00 AM
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BoA are aholes in respect to Chexsystems. Been there. Done that. And I had been in constant contact with the bank working to resolve the issue, when they just closed the account and sent me to Chexsystems. I haven't done business with them since. And that was 13 years ago. I paid the account and found myself a second chance account. Though I provided proof that the account reported in Chexsystems had been paid.

I would suggest calling and asking what the requirements are to get their account. It doesn't hurt to ask what they require and if they would approve based on xyz situation. How much longer till your 5 year sentence with Chexsystems would be over? It's been years since I have dealt with them so I couldn't tell you if they do or can continue to report longer if unpaid. I am sure someone else here would know. Seems this board is a wealth of information smile.gif


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obsidian
post Apr 17 2009, 07:48 PM
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you should go in person to us bank

they wont close after they open it..you should be fine.
 
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Viet_T
post Apr 19 2009, 01:12 PM
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i'll try U.S Bank ohmy.gif
 
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