Dealing with student loans...

[russian blue]

I filed for bankruptcy (Ch 13) on 2/2008 and had it dismissed last month. I have ~$43k in student loans; approximately $31k of those were obtained prior to my filing bankruptcy and thus live with another agency. $12.5k are with NTHEA and were obtained during bankruptcy. I'm still in school for two more semesters (paying cash), so the NTHEA loans are still being deferred.

 

What, if anything, I should be doing about the other $31k in loans? Since I'm still in school, does it matter beyond paying the interest on the unsubsidized loans? The servicer for these loans, according to TGSLC's web site, is "National Payment Center." I've gotten letters from Education Credit Management while I was in bankruptcy, but ECMC's website claims I don't have any loans with them. My lenders are all over the map: Nellie Mae, Educaid, Bank of New York and so on.

 

TGSLC's website says I'm not in default for any of the loans that are marked as "transferred." Am I borrowing worry and I should simply leave it be until I get out of school next year, or is there another best practice?

 

Thanks!

rb