 ChexSystems Report Came today, No derogatory info, but can't open an account still |
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 Apr 6 2009, 05:46 PM
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#1
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Group: Members
Posts: 61 Joined: 24-August 08 Member No.: 81,267  |
No reported information as far as mishandled accounts, outstanding debts, etc. About 4 consumer initiated inquires. Though, I do I have a CO BoA account sent to NCO, but not reported on ChexSystems.
I'm assuming these denials of checking accounts is a mix of my Extended Fraud Alert, and derogatory accounts on my actual CR? Lame I do have a savings account with a CU, but I don't think they'll allow a checking account open. I tried another CU about 2 months ago, they said no. She actually said that she couldn't open my CR(FA probably), but could somehow see that there were derogatory accounts, and denied me. Lamex2  TC 04/05/09
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| Googie |
Apr 6 2009, 05:46 PM
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The MoneyMaker
Group: Accounting
Posts: One in Every Topic Joined: 1-February 03 From: Mountain Home, CA Member No.: 1 |
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Apr 7 2009, 12:18 PM
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#2
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Lead - Chexsystems Help Forum
Group: Members
Posts: 866 Joined: 9-May 03 Member No.: 775 |
Have you tried to find a non-chexsystems banks?
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Apr 8 2009, 12:23 PM
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#3
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Group: Members
Posts: 389 Joined: 22-December 04 Member No.: 11,047 |
I guess I feel lucky, I got my chex report in the mail the other day and was blank, everything had "no current information" kinda lame!
If Experian is SATAN then Verizon is his pitchfork !!!!!!
http://img.photobucket.com/albums/v290/vmg2003/slutty.jpg |
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Apr 14 2009, 04:42 PM
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#4
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Group: Members
Posts: 1,250 Joined: 9-June 05 Member No.: 18,168 |
Chexsystems isn't the only reporting agency out there that banks use..Telecheck used to provide this service although I don't know if they still do
I would ask the banks that are denying you which database they are pulling the information from so you can get it corrected. EDIT: Corrected Telecheck info This post has been edited by jtoast: Apr 14 2009, 04:44 PM .
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 Apr 26 2009, 11:58 AM
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#5
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Group: Newbies
Posts: 3 Joined: 26-April 09 From: Philadelphia, PA Member No.: 93,829 |
Try Citizens Bank
Link: http://www.citizensbank.com/home/ |
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Apr 28 2009, 11:05 AM
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#6
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Group: Members
Posts: 675 Joined: 24-November 08 From: Mass Member No.: 86,082 |
I'm curious about this too.
I had a bad Chex, disputed, got it cleared up, got my letter of everything being all clear and a new report yesterday, applied online to a CU and received the "denial due to chexsystems" response. I'm going to ask for a manual review but I'm curious why this is? I'm also not in telecheck. The only reason for denial stated was chex... 
This post has been edited by crazymonkeycat: Apr 28 2009, 11:06 AM   |
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