incorrect medical collection (insurance partially paid)

[openhacker]

I have a collection (verified from the CRA) for a medical expense for an incorrect current amount.

 

a) OC sent debt to a CA

Insurance partially paid bill (I have EOB)

c) OC never sent me a correct bill, never responded to phone call

d) CRA verified the original debt (as from (a))

 

What's the best way to deal with this? Dispute with the CRA or

send a HIPAA letter to the OC, modifying insert( and asking for a correct bill?

 

marty

[Why Chat]

I have a collection (verified from the CRA) for a medical expense for an incorrect current amount.

When was the date of service??

a) OC sent debt to a CA

Insurance partially paid bill (I have EOB)

c) OC never sent me a correct bill, never responded to phone call

d) CRA verified the original debt (as from (a))

 

What's the best way to deal with this? Dispute with the CRA or

send a HIPAA letter to the OC, modifying insert( and asking for a correct bill?

 

marty

None of the above

 

If you have the EOB from your insurance, it should show what they paid and what you are LIABLE for, AFTER the normal discount.

 

Opt out

http://whychat.5u.com/OPTOUTINST.HTML

Send the medical dispute letter to any CRA where this is reporting;

http://whychat.5u.com/hipaadisp.html

 

If the account is not deleted and you get a COMPLETE statement from the reporting CA that MATCHES your EOB for the balance due, then PAY the OC with the HIPAA letter insert "a".

http://whychat.5u.com/hipltr.html

 

If the account is NOT deleted and the CRA's verify without your obtaining a statement directly from the CA, then send the CA this;

http://whychat.5u.com/ltrcavalhipaa.html

[openhacker]

I have a collection (verified from the CRA) for a medical expense for an incorrect current amount.

(edited timeline)

When was the date of service??

 

7/2006.

Also, insurance partially paid 7/2007.

a) OC sent debt to a CA -- 11/2007

Insurance finished paying their part (I have EOB) 4/2008

c) OC never sent me a correct bill, never responded to phone call

d) CRA verified the original debt ($126)

 

currently owe ~60, CA has me in for a $126 debt.

OC last communication was $126.

CRA validation is for $126.

marty

[Why Chat]

I have a collection (verified from the CRA) for a medical expense for an incorrect current amount.

(edited timeline)

When was the date of service??

 

7/2006.

Also, insurance partially paid 7/2007.

a) OC sent debt to a CA -- 11/2007

Insurance finished paying their part (I have EOB) 4/2008

c) OC never sent me a correct bill, never responded to phone call

d) CRA verified the original debt ($126)

 

currently owe ~60, CA has me in for a $126 debt.

OC last communication was $126.

CRA validation is for $126.

marty

 

Follow the directions I posted.

 

IF the CA responds with the SAME $60. figure as on your EOB, or responds with ANY account data, then pay the OC $60. with the HIPAA letter insert "a" and include a copy of your EOB.

[openhacker]

Here's another "interesting" thing.

 

The entry on my credit report is from a CA near the OC (in Las Vegas).

I never received anything from them.

 

I have received letters from another CA in NYC, asking for payment.

While they mentioned the OC,

they never mentioned this other CA.

 

I'm going to write letters to the CA on my credit report.

But I don't understand how this other CA got involved...

 

marty

[Why Chat]

Here's another "interesting" thing.

 

The entry on my credit report is from a CA near the OC (in Las Vegas).

I never received anything from them.

 

I have received letters from another CA in NYC, asking for payment.

While they mentioned the OC,

they never mentioned this other CA.

 

I'm going to write letters to the CA on my credit report.

But I don't understand how this other CA got involved...

 

marty

PLEASE PLEASE pay attention!!

 

You MUST follow all the steps, even if you don't fully understand why.

 

Opt out

http://whychat.5u.com/OPTOUTINST.HTML

 

Send the medical dispute letter to any CRA where this is reporting;

http://whychat.5u.com/hipaadisp.html

 

If the account is not deleted and you get a COMPLETE statement from the reporting CA that MATCHES your EOB for the balance due, then PAY the OC with the HIPAA letter insert "a".

http://whychat.5u.com/hipltr.html

 

If the account is NOT deleted and the CRA's verify without your obtaining a statement directly from the CA, then send the CA this;

http://whychat.5u.com/ltrcavalhipaa.html