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 Jul 6 2009, 04:00 PM
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#126
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Group: Members
Posts: 2,377 Joined: 6-April 09 From: Connecticut Member No.: 92,985  |
That is what I was thinking.... They might get paranoid if it was a big purchase and your 1st one etc.
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| Googie |
Jul 6 2009, 04:00 PM
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The MoneyMaker
Group: Accounting
Posts: One in Every Topic Joined: 1-February 03 From: Mountain Home, CA Member No.: 1 |
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Jul 7 2009, 06:26 AM
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#127
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Group: Newbies
Posts: 4 Joined: 20-March 09 Member No.: 92,278 |
It wasnt my first purchase. The computer was 2199. The letter I got says they did a periodic account review and didnt like what they saw on my Transunion report. They pulled Equifax when I applied which was 774 fico. My Transunion fico is 692. Bah!!! An old chargeoff is still haunting me!
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Jul 7 2009, 03:59 PM
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#128
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Group: Members
Posts: 219 Joined: 13-September 07 Member No.: 58,484 |
QUOTE (duplex @ Jul 7 2009, 06:26 AM)  It wasnt my first purchase. The computer was 2199. The letter I got says they did a periodic account review and didnt like what they saw on my Transunion report. They pulled Equifax when I applied which was 774 fico. My Transunion fico is 692. Bah!!! An old chargeoff is still haunting me! Did they send you a letter telling you they were decreasing your limit or was it just noted online. I apologize for asking what may seem like a dim question, but are you sure it wasn't just your available credit was 2900? If the PC was 2100, that deducted from your 5K limit would leave you about 2900 as available credit.   Before CB: 10/06/07 TU 654; 10/06/07 EQ 671; 10/06/07 EX 649 |
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Jul 8 2009, 07:41 PM
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#129
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Group: Members
Posts: 1,464 Joined: 3-February 06 From: You DO NOT have to agree with everyone... Member No.: 26,997 |
No, they are Knocking down limits when you make even a few hundred dollar purchase. Hell, mine went in HALF for simply a $400 dollar purchase. Same crap letter received. This is NOT worth dealing with........
HL I extremely dislike:
Trans Union, Equifax, Experian, Wal-Mart, Meijer, CitiSkank, HSBC, Crapital One, GEMB, WFNNB, Sprint, Verizon Worthless, Centennial Worthless, NBGL/Carsons, Kohl's, FDS-DSNB, WAMU/Providian, -To be continued....... MY Girls... 1997 Trans Am WS6 Ram Air -Very rare -Triple White Convertible....... 30 K Original Miles........ 1989 Chevrolet Corvette Coupe. Red, Targa Top, 350, Greenwood Ground Effects, LOUD AND FAST! HOLY S$%^&!!!!! Check out my new card! WOW! What can I buy first? That new clock in the house-wares department at Wally-World? OMG! I HAVE GOT to go run this sucker UP NOW! Mustang Ranch, here I come! |
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Jul 8 2009, 08:52 PM
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#130
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Group: Members
Posts: 2,377 Joined: 6-April 09 From: Connecticut Member No.: 92,985 |
I went to the grocery store over the weekend and spent my normal $250'ish and I haven't had an issue.
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