 MCA CU's non chexsystem., help! |
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  Feb 15 2009, 12:38 PM
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#1
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Group: Members
Posts: 313 Joined: 25-April 08 From: ---Lincoln Park--- Member No.: 73,910  |
MCA i need to know do you know any CU's that are non chexsystem? i know navy doesn't use chexsystem. i only want a shared savings acct only trying to get in the door with a few CU's. thanks i live in illinois.
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| Googie |
Feb 15 2009, 12:38 PM
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The MoneyMaker
Group: Accounting
Posts: One in Every Topic Joined: 1-February 03 From: Mountain Home, CA Member No.: 1 |
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Feb 15 2009, 02:09 PM
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#2
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Lead - Chexsystems Help Forum
Group: Members
Posts: 866 Joined: 9-May 03 Member No.: 775 |
You may want to try DCU for savings only
DIGITAL FEDERAL CREDIT UNION www.dcu.org Important Information: - anyone can open a savings account with them - uses Equifax for savings (ONLY) but uses chexsystems for checking -savings comes with an ATM card -they have shared service centers all over the US ( where you can have your account serviced with just a membership card and your ID ) -deposit taking ATMs all over the US ..go to web site and here to find if there is one near you http://www.cuservicecenter.com -Must become a member in order to open an account Email: 11-15-08 Thank you for your email regarding membership in DCU. Yes. By joining the AAPD, you become eligible to join DCU. I have included an application with this email. Please complete and mail back to DCU, PO BOX 9130, 220 Donald Lynch Blvd., Attn: Account Services, Marlborough, Ma 01752. Please allow two weeks to process. Please let me know if I can be of any further assistance in regards to your DCU accounts or our online services! • AAPD – American Association of People with Disabilities AAPD Member Services, 18 Harvard Drive, Milford, MA 01757 AAPD Web Site | AAPD/DCU Application Package (pdf format) AAPD is a national nonprofit cross-disability membership organization dedicated to ensuring economic and political empowerment for all people with disabilities. Member benefits include access to DCU, mail order discount pharmacy discount program, and more. Memberships start at $15. Yes, you can have your direct deposit go into your savings account. However, please keep in mind that you only qualify for the direct deposit benefits if it is deposited into your checking account. Please let me know if I can be of any further assistance in regards to your DCU accounts or our online services.  |
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Feb 15 2009, 08:10 PM
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#3
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Group: Members
Posts: 313 Joined: 25-April 08 From: ---Lincoln Park--- Member No.: 73,910 |
thanxs but dcu is to unpredicable. any other suggestions? thanks
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Feb 16 2009, 01:15 PM
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#4
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Lead - Chexsystems Help Forum
Group: Members
Posts: 866 Joined: 9-May 03 Member No.: 775 |
dcu will allow anyone to open a savings account regardless of chexsystems and the account does come with an ATM card. Most of the others ones that I know of are now being picky about out of state applications, so they are realy not options anymore
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Feb 18 2009, 05:15 AM
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#5
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Group: Members
Posts: 2,734 Joined: 18-August 05 Member No.: 21,279 |
QUOTE (mca @ Feb 15 2009, 12:09 PM)  You may want to try DCU for savings only DIGITAL FEDERAL CREDIT UNION www.dcu.org Important Information: - anyone can open a savings account with them - uses Equifax for savings (ONLY) but uses chexsystems for checking -savings comes with an ATM card [...] -Must become a member in order to open an account Email: 11-15-08 Hi, may I ask two quick questions regarding DCU. - it would appear that when someone is applying only for membership and a checking account that there is no hard inquiry on any credit report ? - regarding DCU using Equifax for savings, do you know if this results in a hard inquiry or a soft inquiry ? Thank you! 
some mail-order check companies pass along personal information to ChexSystems:
http://creditboards.com/forums/index.php?showtopic=316801 http://creditboards.com/forums/index.php?showtopic=339197 Early Warning Services -- the next Chexsystems http://www.creditinfocenter.com/FeaturedAr...gServices.shtml http://creditboards.com/forums/index.php?showtopic=378586 credit union eligibility list: http://creditboards.com/forums/index.php?showtopic=351719 Sears Mastercard -- DON'T APPLY ! : Sears card customer reviews; Sears MC interest rate is non-negotiable (i.e., your rate will NEVER be lowered) |
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Feb 18 2009, 01:13 PM
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#6
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Lead - Chexsystems Help Forum
Group: Members
Posts: 866 Joined: 9-May 03 Member No.: 775 |
I have no idea... I would venture to guess that it is not a hard inquiry. Let me see if I can find out and I will let you know
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