 Hello MCA - Does Alliant CU use Chex |
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 Feb 4 2009, 05:32 AM
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#1
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Group: Members
Posts: 564 Joined: 13-April 08 From: 90210 Member No.: 73,035  |
1) Hello MCA - Does Alliant CU use Chexsystem to open a SAVINGS ACCOUNT.
2) Also what Bureau do they use to open an account, Equifax correct or am I wrong? |
  
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| Googie |
Feb 4 2009, 05:32 AM
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The MoneyMaker
Group: Accounting
Posts: One in Every Topic Joined: 1-February 03 From: Mountain Home, CA Member No.: 1 |
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Feb 4 2009, 11:30 AM
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#2
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Lead - Chexsystems Help Forum
Group: Members
Posts: 866 Joined: 9-May 03 Member No.: 775 |
They use chexsystems and I have no idea what they pull
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Feb 4 2009, 12:55 PM
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#3
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Group: Members
Posts: 564 Joined: 13-April 08 From: 90210 Member No.: 73,035 |
QUOTE (mca @ Feb 4 2009, 12:30 PM)  They use chexsystems and I have no idea what they pull SO they use it for BOTH savings and or checking correct? |
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Feb 19 2009, 09:11 AM
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#4
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Group: Members
Posts: 518 Joined: 5-August 07 From: N. California Member No.: 55,939 |
QUOTE (picnn @ Feb 4 2009, 09:55 AM) QUOTE (mca @ Feb 4 2009, 12:30 PM) They use chexsystems and I have no idea what they pull SO they use it for BOTH savings and or checking correct? Alliant uses Chex and pulls a hard on Equifax. They seem to want a minimum 620 FICO for checking. |
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Feb 19 2009, 11:03 AM
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#5
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Lead - Chexsystems Help Forum
Group: Members
Posts: 866 Joined: 9-May 03 Member No.: 775 |
I believe they will run a chexsystems report going by the only response that they have given to me at this time when I asked if they ran a chexsystems report for a savings ONLY
QUOTE Thank you for your email. Our membership application process involves a variety of authentication techniques to verify identity which includes a report from chexsystems and a credit report. You can apply for membership online by logging onto our website:
www.alliantcreditunion.org and clicking on "how to join". Or if you prefer, you can complete a paper application. For your convenience, I've attached the direct link for you to access the paper application: http://www.alliantcreditunion.org/pdf/memb...ipEnrollment_A4 17R0308.pdf. Simply print and fill out this paper application and send to us. Be sure to complete all necessary fields and include a clear copy of valid government issued ID (such as a Driver's License or Passport) for each account owner. Upon receipt, we'll process the application, and shortly thereafter you'll receive information from us explaining whether or not we were able to open an account for you. If you would like additional information or have further questions, please contact a member service representative 24 hours a day at (800) 328-1935. Respectfully, Colleen Bjerkness Member Experience Coordinator Alliant Credit Union |
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Feb 24 2009, 10:22 PM
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#6
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Group: Members
Posts: 274 Joined: 21-December 08 From: Georgia Member No.: 87,750 |
I got denied because of chex. For both.
myFICO as of 2-13-09
TU 620 EQ 668 EX 627 |
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Feb 26 2009, 03:06 PM
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#7
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Group: Members
Posts: 274 Joined: 21-December 08 From: Georgia Member No.: 87,750 |
I need to edit my statement above...I was denied online but received an email that said that I was approved and that a packet would be sent. I called the 1-800 line and the guy basically told me the same thing. He said generally with ChexSystems they have to do a manual review of your report and CR.
So it may be just smoke or it may be real deal. I guess I'll see in 7-10 days. 
myFICO as of 2-13-09
TU 620 EQ 668 EX 627 |
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Apr 9 2009, 10:42 AM
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#8
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Group: Members
Posts: 13 Joined: 25-May 05 Member No.: 17,539 |
QUOTE (Andeyhollawho @ Feb 24 2009, 11:22 PM) I got denied because of chex. For both. Me, too. But I didn't get a second consideration...yet, anyway. I'm more upset that I spent $25 to join the National PTA. |
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May 4 2009, 09:50 PM
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#9
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Group: Members
Posts: 518 Joined: 5-August 07 From: N. California Member No.: 55,939 |
Watch Alliant..they will open an account, send you checks, and by the time you get the checks, close the account. Happened to a coworker.
If they didn't give me such a generous credit line, I would close my credit card account. I find their "cashless bank" employees to be rude and snotty. |
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