Hello MCA - Does Alliant CU use Chex

[picnn]

1) Hello MCA - Does Alliant CU use Chexsystem to open a SAVINGS ACCOUNT.

 

2) Also what Bureau do they use to open an account, Equifax correct or am I wrong?

[mca]

They use chexsystems and I have no idea what they pull

[picnn]

They use chexsystems and I have no idea what they pull

 

SO they use it for BOTH savings and or checking correct?

[gizmocruz]

They use chexsystems and I have no idea what they pull

 

SO they use it for BOTH savings and or checking correct?

 

 

Alliant uses Chex and pulls a hard on Equifax. They seem to want a minimum 620 FICO for checking.

[mca]

I believe they will run a chexsystems report going by the only response that they have given to me at this time when I asked if they ran a chexsystems report for a savings ONLY

 

 

Thank you for your email. Our membership application process involves a variety of authentication techniques to verify identity which includes a report from chexsystems and a credit report. You can apply for membership online by logging onto our website:

www.alliantcreditunion.org and clicking on "how to join". Or if you prefer, you can complete a paper application. For your convenience, I've attached the direct link for you to access the paper application:

http://www.alliantcreditunion.org/pdf/memb...ipEnrollment_A4

17R0308.pdf.

 

Simply print and fill out this paper application and send to us. Be sure to complete all necessary fields and include a clear copy of valid government issued ID (such as a Driver's License or Passport) for each account owner. Upon receipt, we'll process the application, and shortly thereafter you'll receive information from us explaining whether or not we were able to open an account for you.

 

If you would like additional information or have further questions, please contact a member service representative 24 hours a day at (800) 328-1935.

 

Respectfully,

 

Colleen Bjerkness

Member Experience Coordinator

Alliant Credit Union

[Andeyhollawho]

I got denied because of chex. For both.

[Andeyhollawho]

I need to edit my statement above...I was denied online but received an email that said that I was approved and that a packet would be sent. I called the 1-800 line and the guy basically told me the same thing. He said generally with ChexSystems they have to do a manual review of your report and CR.

 

So it may be just smoke or it may be real deal. I guess I'll see in 7-10 days.

[AMZ]

I got denied because of chex. For both.

 

Me, too. But I didn't get a second consideration...yet, anyway. I'm more upset that I spent $25 to join the National PTA.

[gizmocruz]

Watch Alliant..they will open an account, send you checks, and by the time you get the checks, close the account. Happened to a coworker.

 

If they didn't give me such a generous credit line, I would close my credit card account. I find their "cashless bank" employees to be rude and snotty.