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anyone know how to join Redstone Federal Credit Union ?, cash back credit card of up to 2% |
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Nov 16 2008, 02:29 PM
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Group: Members
Posts: 2,734
Joined: 18-August 05
Member No.: 21,279
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QUOTE QUOTE QUOTE https://www.redfcu.org/borrow/credit_cards.htmCashback reward of 1% on annual purchases up to $5000 and 2% on annual purchases of $5000 or greater**
** To be eligible to receive the cashback bonus, the credit card account must remain open and paid current for the ENTIRE accrual period or the bonus is forfeited. The cashback bonus will accumulate monthly for the program year, and will be credited annually to the cardholder's savings account the first week of January. Balance transfers are not included in the cashback bonus calculation.

credit union eligibility list: ( link) some mail-order check companies pass your personal information to ChexSystems: ( 1), ( 2) Sears Mastercard -- DON'T APPLY !: Sears' policy on interest rate: "non-negotiable" -- your rate will NEVER be lowered Sears Mastercard customer reviews: ( link)
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Googie
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Nov 16 2008, 02:29 PM
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The MoneyMaker
Group: Accounting
Posts: One in Every Topic
Joined: 1-February 03
From: Mountain Home, CA
Member No.: 1
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Nov 16 2008, 02:30 PM
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Group: Members
Posts: 2,734
Joined: 18-August 05
Member No.: 21,279
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I found the part of their website dealing with membership, but a person would have to sift through their list of about one billion organizations/service groups. So I'm hoping that someone on this board knows if there is a particular group that anyone and everyone is eligible to join. https://www.redfcu.org/membership/membership.htmhttps://www.redfcu.org/membership/segs.htmhttps://www.redfcu.org/membership/seg_list.htm
This post has been edited by persevering: Nov 16 2008, 02:35 PM

credit union eligibility list: ( link) some mail-order check companies pass your personal information to ChexSystems: ( 1), ( 2) Sears Mastercard -- DON'T APPLY !: Sears' policy on interest rate: "non-negotiable" -- your rate will NEVER be lowered Sears Mastercard customer reviews: ( link)
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Nov 16 2008, 04:06 PM
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Group: Members
Posts: 1,268
Joined: 2-January 08
Member No.: 65,234
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The Land Trust of Huntsville and North Alabama with a $35 donation

11\94 Citi 13.5k AU...................8\03 Amex 6k AU 11\07 Us Bank 1k.....................4\08 Capital One $500 4\08 Paypal $950.....................4\08 Macys 300 600 1.2k 2.4k 3.2k
1\09 BOFA $600 1 yr no cli.........1\09 Chase 4950 1\09 Discover Miles 5k..............1\09 US Bank #2 5k 6.5k 8k 4\09 Citi Forward 10.5k...............5\09 Capital One 2k 9\09 Amex Delta 2k.................10\09 Citi PremierPass 5k 10\09 Amex Gold 10\09 US Bank LOC 2k 02\10 Amex Gold #2
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Nov 16 2008, 04:06 PM
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Area Man
Group: Members
Posts: 56,489
Joined: 8-May 03
From: terra firma
Member No.: 767
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one may want to call and see if membership in The Arts Council works or if you have to be an employee.

 Total revolving credit added since the BushCheney 2007 credit crisis: 251600 Total revolving credit thefted since the BushCheney 2007 credit crisis: 0 2010 Cash back redeemed: $1312 (through September 1 2010, excludes earned but not redeemed) I AM NOT A CREDIT CARD THIEF; THEREFORE I DO NOT SHOW MY ID
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Nov 16 2008, 04:10 PM
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Area Man
Group: Members
Posts: 56,489
Joined: 8-May 03
From: terra firma
Member No.: 767
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perhaps joining the local
ASIS as an associate member "Individual with professional interest in security, seeking the educational benefits provided by membership in ASIS"

 Total revolving credit added since the BushCheney 2007 credit crisis: 251600 Total revolving credit thefted since the BushCheney 2007 credit crisis: 0 2010 Cash back redeemed: $1312 (through September 1 2010, excludes earned but not redeemed) I AM NOT A CREDIT CARD THIEF; THEREFORE I DO NOT SHOW MY ID
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Nov 16 2008, 04:11 PM
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Area Man
Group: Members
Posts: 56,489
Joined: 8-May 03
From: terra firma
Member No.: 767
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 Total revolving credit added since the BushCheney 2007 credit crisis: 251600 Total revolving credit thefted since the BushCheney 2007 credit crisis: 0 2010 Cash back redeemed: $1312 (through September 1 2010, excludes earned but not redeemed) I AM NOT A CREDIT CARD THIEF; THEREFORE I DO NOT SHOW MY ID
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Nov 16 2008, 10:38 PM
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Group: Members
Posts: 2,734
Joined: 18-August 05
Member No.: 21,279
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 Thank you! I guess I need to work on being a more optimistic person; I thought, well, the best I can expect is two ways to get in.. and here are four suggestions! Question: ASIS .. On Redstone's list you're referring to " NORTH ALABAMA CHAPTER ASIS INTERNATIONAL (Members Only) (Alabama)" ? I googled that to identify that. American Society for Industrial Security ? American Society for Information Science and Technology (AzASIS&T) ? It'll be at least six months to a year before I'm in a position to apply for anything. But I promise to be a guinea pig for this. With where I expect my spending to be for awhile, this cash back card seems like it would work better for me than NASA's 2% cash back card. And unless I'm overlooking something, it looks the platinum visa, gold visa, and gold mc are all cash back cards. So the APR is only 7.75 - 8.74% ! https://www.redfcu.org/scripts/rates.pl?you...tes_creditcardsEdited to add: Here is some additional background information about this credit union http://en.wikipedia.org/wiki/Redstone_Federal_Credit_Union
This post has been edited by persevering: Nov 16 2008, 11:08 PM

credit union eligibility list: ( link) some mail-order check companies pass your personal information to ChexSystems: ( 1), ( 2) Sears Mastercard -- DON'T APPLY !: Sears' policy on interest rate: "non-negotiable" -- your rate will NEVER be lowered Sears Mastercard customer reviews: ( link)
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Nov 16 2008, 10:56 PM
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Area Man
Group: Members
Posts: 56,489
Joined: 8-May 03
From: terra firma
Member No.: 767
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QUOTE (persevering @ Nov 16 2008, 07:38 PM)  I googled that to identify that. American Society for Industrial Security ? that one. it seems anyone can become an associate member for a small fee...

 Total revolving credit added since the BushCheney 2007 credit crisis: 251600 Total revolving credit thefted since the BushCheney 2007 credit crisis: 0 2010 Cash back redeemed: $1312 (through September 1 2010, excludes earned but not redeemed) I AM NOT A CREDIT CARD THIEF; THEREFORE I DO NOT SHOW MY ID
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Nov 16 2008, 10:56 PM
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Area Man
Group: Members
Posts: 56,489
Joined: 8-May 03
From: terra firma
Member No.: 767
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nice find BTW!

 Total revolving credit added since the BushCheney 2007 credit crisis: 251600 Total revolving credit thefted since the BushCheney 2007 credit crisis: 0 2010 Cash back redeemed: $1312 (through September 1 2010, excludes earned but not redeemed) I AM NOT A CREDIT CARD THIEF; THEREFORE I DO NOT SHOW MY ID
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Nov 16 2008, 11:18 PM
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Group: Members
Posts: 468
Joined: 3-November 08
From: USA
Member No.: 84,829
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QUOTE (hegemony @ Nov 16 2008, 09:56 PM)  nice find BTW!  hmm 2% back in combo with the usmint coins... hmm, even if you didn't use the coins to make money, but to get to that $5,000 mark faster...

AMEX Sends me AA letters about as often as I have to take a #2.
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Nov 24 2008, 12:58 AM
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Island Dreamer
Group: Members
Posts: 6,502
Joined: 10-July 05
From: Beach Frocklin
Member No.: 19,456
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Redstone does instant online approval - they use Lexis/Nexis type questions for verification - EQ pull

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Nov 24 2008, 12:59 AM
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Area Man
Group: Members
Posts: 56,489
Joined: 8-May 03
From: terra firma
Member No.: 767
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QUOTE (Kiowa @ Nov 23 2008, 09:58 PM)  Redstone does instant online approval - they use Lexis/Nexis type questions for verification - EQ pull details? W-2s? etc. limit?

 Total revolving credit added since the BushCheney 2007 credit crisis: 251600 Total revolving credit thefted since the BushCheney 2007 credit crisis: 0 2010 Cash back redeemed: $1312 (through September 1 2010, excludes earned but not redeemed) I AM NOT A CREDIT CARD THIEF; THEREFORE I DO NOT SHOW MY ID
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Nov 24 2008, 01:05 AM
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Island Dreamer
Group: Members
Posts: 6,502
Joined: 10-July 05
From: Beach Frocklin
Member No.: 19,456
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QUOTE (hegemony @ Nov 24 2008, 01:59 AM)  QUOTE (Kiowa @ Nov 23 2008, 09:58 PM)  Redstone does instant online approval - they use Lexis/Nexis type questions for verification - EQ pull details? W-2s? etc. limit? I joined a while back in person...but haven't applied for any credit products of yet, they are one of my 'back pocket' CU's..this is as much information as I gleaned from the CSR person that opened my acct...my understanding is they will ask for W-2/income verification

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Nov 24 2008, 11:39 AM
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Group: Members
Posts: 8,417
Joined: 30-October 03
Member No.: 2,273
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 Hey, this is a really nice find; where is Joe?

CoCo Back on Kona.
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