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Asked for ID...

Islandgal

By Islandgal
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The last post in this topic was posted 5726 days ago. 

 

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Islandgal

Islandgal

Posted
Posted (edited)

at a restaurant when I produced a signed CC? :aggressive: and no, I didn't put this in the Visa/MC policies forum..ços but seriously I wanted to ask.. when did this start, is this a new trend or uninformed server? or do I look extra shady? If I couldn't produce ID, since I carry no cash...I wonder how they would have got paid...

Edited by Kiowa

hlburi

hlburi

Posted
Posted
at a restaurant when I produced a signed CC? :huh:and no, I didn't put this in the Visa/MC policies forum..ços but seriously I wanted to ask.. when did this start, is this a new trend or uninformed server? or do I look extra shady? If I couldn't produce ID, since I carry no cash...I wonder how they would have got paid...

 

 

What?? You didn't want the Continental canned response?

 

:rofl::wub:

NoMoreFEMA

NoMoreFEMA

Posted
Posted

It is against the agreement between the card issuer and the merchant. AmEx, Discover, Visa, MasterCard are all the same I believe. It is my understanding that they are supposed to look at the siggy on the card versus the siggy on the receipt. They are not supposed to ask for ID.

 

GEORGE would be a good one to ask about this. Besides his AmEx rants-which BTW I get a kick out of-he also rants about the ID/NOID/SEEID/SIGGY debate. CreditMatters is also well versed in the same issue.

 

For some reason Wal-Mart is always asking to see my ID when I pay with a CC and sign on the computer pad. The usual excuse is that the computer pad did not "see" my name or could not "read" my name as signed. "Sorry. Against your agreement with MasterCard. Get a manager if you want to push the issue or restock the shelves with $200+ worth of groceries." Sounds curt and offhanded, but I got tired of dealing with it a long time ago. As if anyone's signature on the back of the CC looks like that electronic crap!

dilligaf

dilligaf

Posted
Posted
It is against the agreement between the card issuer and the merchant. AmEx, Discover, Visa, MasterCard are all the same I believe. It is my understanding that they are supposed to look at the siggy on the card versus the siggy on the receipt. They are not supposed to ask for ID.

There is one of those canned responses :rofl:

 

 

 

But, I believe that Visa and Master Card are the only ones with that in their agreement. I am nearly positive that Amex does allow it and not sure at all about Discover.

Islandgal

Islandgal

Posted
  • Author
Posted
It is against the agreement between the card issuer and the merchant. AmEx, Discover, Visa, MasterCard are all the same I believe. It is my understanding that they are supposed to look at the siggy on the card versus the siggy on the receipt. They are not supposed to ask for ID.

 

GEORGE would be a good one to ask about this. Besides his AmEx rants-which BTW I get a kick out of-he also rants about the ID/NOID/SEEID/SIGGY debate. CreditMatters is also well versed in the same issue.

 

For some reason Wal-Mart is always asking to see my ID when I pay with a CC and sign on the computer pad. The usual excuse is that the computer pad did not "see" my name or could not "read" my name as signed. "Sorry. Against your agreement with MasterCard. Get a manager if you want to push the issue or restock the shelves with $200+ worth of groceries." Sounds curt and offhanded, but I got tired of dealing with it a long time ago. As if anyone's signature on the back of the CC looks like that electronic crap!

 

yeah.. I'm schooled in the theory..but I've often signed my name as Jessica Rabbit or Minnie Mouse or other variations which is against the TOS to say...they are nothing like my legal name, its never question and handed back to me...but an eating place? seriously, what are they going to do, make me regurgitate the food or something if they ID doesnt match....

NoMoreFEMA

NoMoreFEMA

Posted
Posted
yeah.. I'm schooled in the theory..but I've often signed my name as Jessica Rabbit or Minnie Mouse or other variations which is against the TOS to say...they are nothing like my legal name, its never question and handed back to me...but an eating place? seriously, what are they going to do, make me regurgitate the food or something if they ID doesnt match....

 

Call the cops for possible ID Theft? Wash dishes? Waive their finger at you? I actualy signed a check the other day NoMoreFEMA. Went through the bank yesterday with no questions. Funnier thing is that I'm not on the account, not on the face of the preprinted check! :rofl:

GEORGE

GEORGE

Posted
Posted
at a restaurant when I produced a signed CC? :P and no, I didn't put this in the Visa/MC policies forum..ços but seriously I wanted to ask.. when did this start, is this a new trend or uninformed server? or do I look extra shady? If I couldn't produce ID, since I carry no cash...I wonder how they would have got paid...

Give me a pot you BARF your food into

GEORGE

GEORGE

Posted
Posted
It is against the agreement between the card issuer and the merchant. AmEx, Discover, Visa, MasterCard are all the same I believe. It is my understanding that they are supposed to look at the siggy on the card versus the siggy on the receipt. They are not supposed to ask for ID.

 

GEORGE would be a good one to ask about this. Besides his AmEx rants-which BTW I get a kick out of-he also rants about the ID/NOID/SEEID/SIGGY debate. CreditMatters is also well versed in the same issue.

 

For some reason Wal-Mart is always asking to see my ID when I pay with a CC and sign on the computer pad. The usual excuse is that the computer pad did not "see" my name or could not "read" my name as signed. "Sorry. Against your agreement with MasterCard. Get a manager if you want to push the issue or restock the shelves with $200+ worth of groceries." Sounds curt and offhanded, but I got tired of dealing with it a long time ago. As if anyone's signature on the back of the CC looks like that electronic crap!

THEY ARE JUST WASTING INK TO PUT...

 

"AUTHORIZED SIGNATURE"

 

"NOT VALID UNLESS SIGNED"

 

"VOID IF NOT SIGNED"

 

The sticker is put on the front for no reason either

 

Remove the sticker after calling to activate and sign the back of the card

 

WOULDN'T THEY JUST HAVE NO SIGNATURE STRIP "IF" THEY DIDN'T WANT YOU TO SIGN???

 

WOULDN'T THEY JUST PRINT CID "IF" THAT IS WHAT THEY WANTED YOU TO DO???

Continental

Continental

Posted
Posted
at a restaurant when I produced a signed CC? :) and no, I didn't put this in the Visa/MC policies forum..ços but seriously I wanted to ask.. when did this start, is this a new trend or uninformed server? or do I look extra shady? If I couldn't produce ID, since I carry no cash...I wonder how they would have got paid...

Simply call 1-800-VISA-911. They will walk the salamander cashier step-by-step through proper card acceptance procedure.

 

CREDIT CARD SIGNATURE IS ALL THE ID NEEDED

 

When you pay for merchandise with a Visa card, MasterCard, or American Express any store that accepts these cards should accept yours too, no questions asked. It's part of the deal that merchants agree to when they become participating members.

 

They must check your signature and the card - electronically or by telephone - to be sure it's valid. Once the answer comes up yes, they can go ahead and charge. They can't ask you for any further identification - not a license plate number, Social Security number, proof of address, phone number or picture ID.

 

Your personal ID isn't needed because Visa, MasterCard, and American Express all guarantee payment on cards that have been properly checked. If the issuer mistakenly authorizes a sale on a bad card, it should make good. MasterCard says that merchants receive instant settlement. The contract MasterCard merchants sign specifically prevents them from asking for personal ID.

 

Unfortunately, not all merchants play by the rules. Some, apparently, haven't read them.

 

WHAT YOU CAN DO

 

MasterCard wants to hear about merchants who break their rules. Send the name and address and an account of what happened to MasterCard WorldWide 2000 Purchase St. Purchase, NY 10577. The merchant's bank will get a stiff letter, ordering it to investigate and bring the offending store into line - or pay a $2,000 fine.

 

Visa enforces the same rules as MasterCard. "When we hear about a violation, we ask the bank that signed the merchant to get together with the merchant and see that the practice is stopped," Visa representative states. To report a merchant, send a letter to the bank that that issued your Visa card or call 1-800-VISA-911.

 

American Express also prohibits merchants from asking for IDs. "All a merchant is supposed to do is take an imprint, make sure the signature matches and swipe the card through the terminal, to get authorization."

  • Admin
radi8

radi8

Posted
  • Admin
Posted
at a restaurant when I produced a signed CC? :huh:and no, I didn't put this in the Visa/MC policies forum..ços but seriously I wanted to ask.. when did this start, is this a new trend or uninformed server? or do I look extra shady? If I couldn't produce ID, since I carry no cash...I wonder how they would have got paid...

 

 

What?? You didn't want the Continental canned response?

 

:):huh:

 

 

Ask and ye shall receive.^^ :(

Uncle Leo

Uncle Leo

Posted
Posted
at a restaurant when I produced a signed CC? :huh:and no, I didn't put this in the Visa/MC policies forum..ços but seriously I wanted to ask.. when did this start, is this a new trend or uninformed server? or do I look extra shady? If I couldn't produce ID, since I carry no cash...I wonder how they would have got paid...
What?? You didn't want the Continental canned response?

 

:wave::D

Ask and ye shall receive.^^ :lol:

 

:P First time I ever looked forward to a Continental response.

 

Talk about radar! :lol:

jettavwdrvr

jettavwdrvr

Posted
Posted

While I understand the point of *not* needing to show an ID when using a CC, I do not mind AT ALL when asked for ID. Several years ago my wallet was stolen and someone had a big time using some of my CCs. I guess all those merchants should of asked for ID, then they *might* of realized that the perp wasn't me. (And I keep my ID in a zippered pouch in my purse, so it wasn't in my wallet for the thief to use).

dilligaf

dilligaf

Posted
Posted
While I understand the point of *not* needing to show an ID when using a CC, I do not mind AT ALL when asked for ID. Several years ago my wallet was stolen and someone had a big time using some of my CCs. I guess all those merchants should of asked for ID, then they *might* of realized that the perp wasn't me. (And I keep my ID in a zippered pouch in my purse, so it wasn't in my wallet for the thief to use).

Those merchants could have checked the signature and known it wasn't you.

Uncle Leo

Uncle Leo

Posted
Posted
While I understand the point of *not* needing to show an ID when using a CC, I do not mind AT ALL when asked for ID. Several years ago my wallet was stolen and someone had a big time using some of my CCs. I guess all those merchants should of asked for ID, then they *might* of realized that the perp wasn't me. (And I keep my ID in a zippered pouch in my purse, so it wasn't in my wallet for the thief to use).
Those merchants could have checked the signature and known it wasn't you.

 

Signatures are absurdly easy to forge. Ask any middle schooler.

The last post in this topic was posted 5726 days ago. 

 

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