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> Dear CRA.........
jack1212
post Sep 2 2008, 09:19 AM
Post #1


Group: Members
Posts: 10,527
Joined: 2-December 05
From: CB'S Witness Protection Program
Member No.: 24,638



Dear CRA,

I am writing to dispute the following tradeline.

Account # 1234567

My Granny is not a chicken biscuit as reported. Please correct or remove.
My Granny is original, not extra crispy receipe. Please correct or remove.
My Granny has never lived in a junkyard in el segundo with a "Fred G Sanford".

Thank you for clearing this up.

Jack.

__________________________________________________________________________


Dear Jack,

We have researched the following item(s) and they are as followed:

Account #1234567

We have verified that MY GRANNY is reporting correctly. If you have any further questions please contact your granny direct.

____________________________________________________________________________


This page intentionally left blank.



see how it works?????



Jack1212







IPB

Never Give Up, Never Quit, Never Back Down..

All links moved to my profile..

Jack is Still 100% CA Free.

Jens Credit Repair 101 Index, Updated 2010 Version. Start Here.
 
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Googie
post Sep 2 2008, 09:19 AM
Post #
The MoneyMaker

Group: Accounting
Posts: One in Every Topic
Joined: 1-February 03
From: Mountain Home, CA Member No.: 1





 
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BButrell
post Sep 2 2008, 11:30 AM
Post #2


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From: deep in the heart of TEXAS!
Member No.: 79,853



rofl.gif

I needed that this morning! Thank you. smile.gif


IPB

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The best of CB:
My Granny is not a chicken biscuit
Removing Experian inquiries
 
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jack1212
post Sep 3 2008, 10:25 AM
Post #3


Group: Members
Posts: 10,527
Joined: 2-December 05
From: CB'S Witness Protection Program
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smile.gif


IPB

Never Give Up, Never Quit, Never Back Down..

All links moved to my profile..

Jack is Still 100% CA Free.

Jens Credit Repair 101 Index, Updated 2010 Version. Start Here.
 
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Jen23514
post Sep 3 2008, 02:28 PM
Post #4


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Member No.: 23,514



awesome sample letter. smile.gif


IPB

QUOTE (LKH @ Sep 9, 2003) *
This always has been and always will be the biggest problem.
Those that don't do the required research and send out letters
not knowing why they are sending them or even knowing what they are sending,
are not fighting only the cra's and ca's, but they are fighting themselves
and are their own worst enemy.
after over 110 CA deletes I have learned a thing or two
along the way....but have so much more to learn
 
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whatsanenigma
post Sep 3 2008, 02:33 PM
Post #5


Group: Members
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Joined: 16-October 07
Member No.: 60,568



laugh.gif

I'd love to see the photocopied documentation that goes with it.


IPB

My scores as of 08/26/2008 12/01/2008
TransUnion: 593 616
Experian: 528 595
Equifax: 632 646
 
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jack1212
post Sep 10 2008, 01:45 PM
Post #6


Group: Members
Posts: 10,527
Joined: 2-December 05
From: CB'S Witness Protection Program
Member No.: 24,638



I wonder if i should try it...........


IPB

Never Give Up, Never Quit, Never Back Down..

All links moved to my profile..

Jack is Still 100% CA Free.

Jens Credit Repair 101 Index, Updated 2010 Version. Start Here.
 
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Jen23514
post Nov 24 2008, 12:19 PM
Post #7


Group: Members
Posts: 11,029
Joined: 25-October 05
From: hiding from the Thought Police of Stepfordland
Member No.: 23,514



bump for someone asking how to write a dispute earlier today....


IPB

QUOTE (LKH @ Sep 9, 2003) *
This always has been and always will be the biggest problem.
Those that don't do the required research and send out letters
not knowing why they are sending them or even knowing what they are sending,
are not fighting only the cra's and ca's, but they are fighting themselves
and are their own worst enemy.
after over 110 CA deletes I have learned a thing or two
along the way....but have so much more to learn
 
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jack1212
post Jul 30 2009, 09:14 AM
Post #8


Group: Members
Posts: 10,527
Joined: 2-December 05
From: CB'S Witness Protection Program
Member No.: 24,638



omg, i forgot this one...


IPB

Never Give Up, Never Quit, Never Back Down..

All links moved to my profile..

Jack is Still 100% CA Free.

Jens Credit Repair 101 Index, Updated 2010 Version. Start Here.
 
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Jen23514
post Jul 30 2009, 09:18 AM
Post #9


Group: Members
Posts: 11,029
Joined: 25-October 05
From: hiding from the Thought Police of Stepfordland
Member No.: 23,514



QUOTE (jack1212 @ Jul 30 2009, 09:14 AM) *
omg, i forgot this one...


this is why I wub.gif me some Jack wink.gif


IPB

QUOTE (LKH @ Sep 9, 2003) *
This always has been and always will be the biggest problem.
Those that don't do the required research and send out letters
not knowing why they are sending them or even knowing what they are sending,
are not fighting only the cra's and ca's, but they are fighting themselves
and are their own worst enemy.
after over 110 CA deletes I have learned a thing or two
along the way....but have so much more to learn
 
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Lynn37
post Jul 30 2009, 09:21 AM
Post #10


Group: Members
Posts: 3,720
Joined: 30-June 08
From: SouthEast GA
Member No.: 77,994



QUOTE (jack1212 @ Jul 30 2009, 10:14 AM) *
omg, i forgot this one...



The effect is still the same...... I am still laughing!


IPB

RIP Daddy
11-10-1941- 11-02-2008
RIP uncle
11-10-1941- 03-26-2009
You will both be missed, never forgotten

RIP hurricanesfans27
 
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beli
post Jul 30 2009, 09:21 AM
Post #11


Group: Members
Posts: 2,839
Joined: 27-May 09
Member No.: 95,039



That one actually made me laugh out loud.. if you try it you gotta tell is if you get slapped with a FA on your Cra's. smile.gif


IPB

Rebuilding Credit:
EQ? 8 7 2 baddies lieft Fico Score: 1/10 656
TU? 8 7 4 Baddies left Fico Score:582 07/09589 11/09 633 1/10 657
EX? 14 13 12 11 10 7 Baddies left
Postives:
HSBC 300CL 2% Cash back card
Kay's $4,000
 
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My life is a mes...
post Jul 30 2009, 09:26 AM
Post #12


Group: Members
Posts: 132
Joined: 7-May 09
From: Back home in South Texas
Member No.: 94,298



I was in a bad mood this morning because last night I realized EX has 22 incorrect versions of my name! Then I saw this and starting laughing loudly, and realized that no matter what I put in that letter my names will never be corrected. But I am going to sign it Chicken Little in honor of you Jack!
 
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Bobbydebt
post Jul 30 2009, 09:48 AM
Post #13


Group: Members
Posts: 1,252
Joined: 24-May 09
Member No.: 94,915



Pay your Granny, you deadbeat.
 
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gdtobefree
post Jul 30 2009, 10:20 AM
Post #14


Group: Members
Posts: 5,358
Joined: 11-February 08
Member No.: 68,345



OH GOOD LORD!!!!!!!!!!!!!!!! ROTFLMAO!!!!!!!!!!!!!!!!!


IPB

A sleezy JDB or CA will purchase your debt from an OC for PENNIES on the dollar and charge YOU the consumer the FULL price and make a HUGE profit, the more profit they make the longer they stay in business. Cut their profits by not falling victim to their big bad scarey worthless letters. A JDB or a CA will "fish" around your credit reports until you try to buy something big and then will slam the account on your reports because they know it will be conditioned to be PAID IN FULL before you can close your deal and you won't have time to properly DV them. When you catch them fishing in your pond, steal their bait, cut their lines then flip over their boat ON THE DEEP END!

Have I told you lately how much I HATE EXPERIAN?
Feel your feet burning on the floor? It's Experian reaching up to you form HELL!


I declare myself a official Cap One HATER they are right up there with love I have for Experian and Equifax is following close behind
 
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Sourgirl32
post Jul 30 2009, 12:11 PM
Post #15


Group: Members
Posts: 679
Joined: 20-August 08
From: Bite it CA's
Member No.: 81,009



OMG! laugh.gif


IPB

ME: DH:
TU:5(15 DELETES) TU:5(24 DELETES)
EX:9(12 DELETES) EX:9(7 DELETES)
EQ:8(16 DELETES) EQ:8 (7 DELETES)

Back from my credit vacation!!!!
 
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creditrepairgirl
post Jul 30 2009, 01:00 PM
Post #16


Group: Members
Posts: 160
Joined: 31-March 09
From: California
Member No.: 92,741



LMAO


IPB

Started Credit Repair 4/21/2009

Experian: 16 baddies 9
Equifax: 13 baddies 6
Transunion: 15 baddies 6



Myfico scores:

Experian:
4/2009 - 505
8/2009 - ?

Equifax:
4/2009 - 423
8/2009 - 556

Transunion:
4/2009 - 472
8/2009 - 570
 
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