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Dear CRA......... |
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Sep 2 2008, 09:19 AM
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Group: Members
Posts: 10,527
Joined: 2-December 05
From: CB'S Witness Protection Program
Member No.: 24,638
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Dear CRA,
I am writing to dispute the following tradeline.
Account # 1234567
My Granny is not a chicken biscuit as reported. Please correct or remove. My Granny is original, not extra crispy receipe. Please correct or remove. My Granny has never lived in a junkyard in el segundo with a "Fred G Sanford".
Thank you for clearing this up.
Jack.
__________________________________________________________________________
Dear Jack,
We have researched the following item(s) and they are as followed:
Account #1234567
We have verified that MY GRANNY is reporting correctly. If you have any further questions please contact your granny direct.
____________________________________________________________________________
This page intentionally left blank.
see how it works?????
Jack1212

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Googie
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Sep 2 2008, 09:19 AM
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The MoneyMaker
Group: Accounting
Posts: One in Every Topic
Joined: 1-February 03
From: Mountain Home, CA
Member No.: 1
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Sep 2 2008, 11:30 AM
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Group: Members
Posts: 774
Joined: 30-July 08
From: deep in the heart of TEXAS!
Member No.: 79,853
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 I needed that this morning! Thank you.

Navy Federal nRewards Visa: $6,000| NFCU nRewards Mastercard: $6,000|NFCU Cash Rewards Mastercard: $3,000 USAA Total Rewards Amex: $5,000 | USAA Total Rewards $5,000
BoA Secured Visa: $500 BoA Platinum Visa: $1,000 Couldn't have done it w/o CB!!! _____
Don't post TMI, and keep your powder dry. - breeze Never miss an opportunity to keep your mouth SHUT! _____ The best of CB: My Granny is not a chicken biscuitRemoving Experian inquiries
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Sep 3 2008, 10:25 AM
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Group: Members
Posts: 10,527
Joined: 2-December 05
From: CB'S Witness Protection Program
Member No.: 24,638
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Sep 3 2008, 02:28 PM
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Group: Members
Posts: 11,029
Joined: 25-October 05
From: hiding from the Thought Police of Stepfordland
Member No.: 23,514
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awesome sample letter.

QUOTE (LKH @ Sep 9, 2003)  This always has been and always will be the biggest problem. Those that don't do the required research and send out letters not knowing why they are sending them or even knowing what they are sending, are not fighting only the cra's and ca's, but they are fighting themselves and are their own worst enemy. after over 110 CA deletes I have learned a thing or two along the way....but have so much more to learn
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Sep 3 2008, 02:33 PM
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Group: Members
Posts: 561
Joined: 16-October 07
Member No.: 60,568
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I'd love to see the photocopied documentation that goes with it.

My scores as of 08/26/2008 12/01/2008 TransUnion: 593 616 Experian: 528 595 Equifax: 632 646
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Sep 10 2008, 01:45 PM
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Group: Members
Posts: 10,527
Joined: 2-December 05
From: CB'S Witness Protection Program
Member No.: 24,638
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I wonder if i should try it...........

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Nov 24 2008, 12:19 PM
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Group: Members
Posts: 11,029
Joined: 25-October 05
From: hiding from the Thought Police of Stepfordland
Member No.: 23,514
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bump for someone asking how to write a dispute earlier today....

QUOTE (LKH @ Sep 9, 2003)  This always has been and always will be the biggest problem. Those that don't do the required research and send out letters not knowing why they are sending them or even knowing what they are sending, are not fighting only the cra's and ca's, but they are fighting themselves and are their own worst enemy. after over 110 CA deletes I have learned a thing or two along the way....but have so much more to learn
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Jul 30 2009, 09:14 AM
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Group: Members
Posts: 10,527
Joined: 2-December 05
From: CB'S Witness Protection Program
Member No.: 24,638
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omg, i forgot this one...

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Jul 30 2009, 09:18 AM
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Group: Members
Posts: 11,029
Joined: 25-October 05
From: hiding from the Thought Police of Stepfordland
Member No.: 23,514
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QUOTE (jack1212 @ Jul 30 2009, 09:14 AM)  omg, i forgot this one... this is why I  me some Jack

QUOTE (LKH @ Sep 9, 2003)  This always has been and always will be the biggest problem. Those that don't do the required research and send out letters not knowing why they are sending them or even knowing what they are sending, are not fighting only the cra's and ca's, but they are fighting themselves and are their own worst enemy. after over 110 CA deletes I have learned a thing or two along the way....but have so much more to learn
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Jul 30 2009, 09:21 AM
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Group: Members
Posts: 3,720
Joined: 30-June 08
From: SouthEast GA
Member No.: 77,994
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QUOTE (jack1212 @ Jul 30 2009, 10:14 AM)  omg, i forgot this one... The effect is still the same...... I am still laughing!

RIP Daddy 11-10-1941- 11-02-2008 RIP uncle 11-10-1941- 03-26-2009 You will both be missed, never forgotten
RIP hurricanesfans27
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Jul 30 2009, 09:21 AM
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Group: Members
Posts: 2,839
Joined: 27-May 09
Member No.: 95,039
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That one actually made me laugh out loud.. if you try it you gotta tell is if you get slapped with a FA on your Cra's.

Rebuilding Credit: EQ? 8 7 2 baddies lieft Fico Score: 1/10 656 TU? 8 7 4 Baddies left Fico Score:582 07/09589 11/09 633 1/10 657 EX? 14 13 12 11 10 7 Baddies left Postives: HSBC 300CL 2% Cash back card Kay's $4,000
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Jul 30 2009, 09:26 AM
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Group: Members
Posts: 132
Joined: 7-May 09
From: Back home in South Texas
Member No.: 94,298
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I was in a bad mood this morning because last night I realized EX has 22 incorrect versions of my name! Then I saw this and starting laughing loudly, and realized that no matter what I put in that letter my names will never be corrected. But I am going to sign it Chicken Little in honor of you Jack!
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Jul 30 2009, 09:48 AM
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Group: Members
Posts: 1,252
Joined: 24-May 09
Member No.: 94,915
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Pay your Granny, you deadbeat.
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Jul 30 2009, 10:20 AM
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Group: Members
Posts: 5,358
Joined: 11-February 08
Member No.: 68,345
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OH GOOD LORD!!!!!!!!!!!!!!!! ROTFLMAO!!!!!!!!!!!!!!!!!

A sleezy JDB or CA will purchase your debt from an OC for PENNIES on the dollar and charge YOU the consumer the FULL price and make a HUGE profit, the more profit they make the longer they stay in business. Cut their profits by not falling victim to their big bad scarey worthless letters. A JDB or a CA will "fish" around your credit reports until you try to buy something big and then will slam the account on your reports because they know it will be conditioned to be PAID IN FULL before you can close your deal and you won't have time to properly DV them. When you catch them fishing in your pond, steal their bait, cut their lines then flip over their boat ON THE DEEP END!
Have I told you lately how much I HATE EXPERIAN? Feel your feet burning on the floor? It's Experian reaching up to you form HELL!
I declare myself a official Cap One HATER they are right up there with love I have for Experian and Equifax is following close behind
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Jul 30 2009, 12:11 PM
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Group: Members
Posts: 679
Joined: 20-August 08
From: Bite it CA's
Member No.: 81,009
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OMG!

ME: DH: TU:5(15 DELETES) TU:5(24 DELETES) EX:9(12 DELETES) EX:9(7 DELETES) EQ:8(16 DELETES) EQ:8 (7 DELETES)
Back from my credit vacation!!!!
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Jul 30 2009, 01:00 PM
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Group: Members
Posts: 160
Joined: 31-March 09
From: California
Member No.: 92,741
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LMAO

Started Credit Repair 4/21/2009
Experian: 16 baddies 9 Equifax: 13 baddies 6 Transunion: 15 baddies 6
Myfico scores:
Experian: 4/2009 - 505 8/2009 - ?
Equifax: 4/2009 - 423 8/2009 - 556
Transunion: 4/2009 - 472 8/2009 - 570
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