Do you have an UPSCALE RETAIL CARD?

[hegemony]

the Master File lists of the names and addresses of consumers who had the following types of credit accounts:

 

Upscale Retail Card - - indicating whether the consumer has an upscale retail card, based

upon the National Retail Federation’s listing of “prestigious†stores, and the open date of

the most recent upscale retail card.

[MaTTeR]

Now that's fascinating. Would like to see the listing.

[hegemony]

at the other end of the spectrum:

 

Mail Order - - indicating whether the consumer has an open account with any of a number

of mail order companies;

[willgator]

would

saks

nordstrom or

neiman marcus

count if so whoop eeee i'm in

[hegemony]

would

saks

nordstrom or

neiman marcus

count if so whoop eeee i'm in

yes...

[goldtrad]

Walmart count?

[Guest mixedup]

does Big Lots count ?

[dons888]

Whats it about?

[jaswee123]

what about Bloomingdale's?

[persevering]

Thank you, hegemony. I had never heard of this before.

 

When I read something like this, it feels like something from a bleak futuristic movie.

 

I did a google search to learn more, and I came across this FTC document:

http://www.ftc.gov/os/2000/03/transunionop...ecommission.pdf

 

I skimmed through the pdf file. Is this type of ranking such as "Upscale Retail Card" something that is part of TransUnion is now forbidden to do ?

Edited July 3, 2008 by persevering

[Big-Daddy]

Now that's fascinating. Would like to see the listing.

You'd have to pay for it. It isn't free.

[LustfortheMoment]

Do you have an upscale credit card?

 

No........

[countkim]

at the other end of the spectrum:

 

Mail Order - - indicating whether the consumer has an open account with any of a number

of mail order companies;

 

I wonder if JCrew falls under mail order co.

[j23]

the Master File lists of the names and addresses of consumers who had the following types of credit accounts:

 

Upscale Retail Card - - indicating whether the consumer has an upscale retail card, based

upon the National Retail Federation’s listing of “prestigious†stores, and the open date of

the most recent upscale retail card.

 

Are you saying that if you had a NM care or whatever this is what some of the creditors are looking for when they approve you for a card of theirs?

 

J23

[Doodah]

does Big Lots count ?

 

 

If it not, it should be on the list. They have fine selection (outside of General Dollar) to chose from.

Edited July 3, 2008 by Doodah

[ccquest]

No upscale

No mail order

[Jazzyburrell]

the Master File lists of the names and addresses of consumers who had the following types of credit accounts:

 

Upscale Retail Card - - indicating whether the consumer has an upscale retail card, based

upon the National Retail Federation’s listing of “prestigious†stores, and the open date of

the most recent upscale retail card.

 

Hege...thank you for the Info...I was bidding for a house so I was on Kona..but I lost and I am actually depressed so I can afford an INQ or 2 before December (My next house shopping window)!!!

[Richard57]

Big Lots actually has a credir card??? LoL

[TrevorHere]

what about Bloomingdale's?

 

They are on the same line as Macy's. So likely not...

Edited July 3, 2008 by TrevorHere

[BobWang]

the Master File lists of the names and addresses of consumers who had the following types of credit accounts:

 

Upscale Retail Card - - indicating whether the consumer has an upscale retail card, based

upon the National Retail Federation’s listing of “prestigious†stores, and the open date of

the most recent upscale retail card.

Well, POO!

That's TWO 5k lines in 2 days.

I blame YOU, Professor.

Bob

[TrevorHere]

the Master File lists of the names and addresses of consumers who had the following types of credit accounts:

 

Upscale Retail Card - - indicating whether the consumer has an upscale retail card, based

upon the National Retail Federation’s listing of “prestigious†stores, and the open date of

the most recent upscale retail card.

Well, POO!

That's TWO 5k lines in 2 days.

I blame YOU, Professor.

Bob

 

You applied, BW?

Edited July 3, 2008 by TrevorHere

[Oasis]

Is this supposed to make you a better person if you have an "upscale retail card"? Does it make you elite? HAH!! I also assume the mail order cards (like Fingerhut) say youre pondscum?

 

I have neither..... whoopie!!!!

[BobWang]

the Master File lists of the names and addresses of consumers who had the following types of credit accounts:

 

Upscale Retail Card - - indicating whether the consumer has an upscale retail card, based

upon the National Retail Federation’s listing of “prestigious†stores, and the open date of

the most recent upscale retail card.

Well, POO!

That's TWO 5k lines in 2 days.

I blame YOU, Professor.

Bob

 

You applied, BW?

After a TEASE like THAT, how could I resist?

I figured the well-dressed CP HAS to have this in the portfolio.

Got approved, signed up for online access, then...

 

Hey! There's no credit limit on the account!

Had to call in and ask how much I could spend on the next spree.

$5,000 will have to do, I guess.

Bob

P.S. I hope centex is gone for the weekend.

 

 

ETA: Had to remove last 4 of account number.

Edited July 3, 2008 by BobWang

[BobWang]

[TrevorHere]

After a TEASE like THAT, how could I resist?

I figured the well-dressed CP HAS to have this in the portfolio.

Got approved, signed up for online access, then...

 

Hey! There's no credit limit on the account!

Had to call in and ask how much I could spend on the next spree.

$5,000 will have to do, I guess.

Bob

P.S. I hope centex is gone for the weekend.

 

Congrats. I have SAKS & Nordstrom, but AMEX Plat has always been my neiman card.

 

I assume they allow more than 5K at a time, or a least shortly after becoming a customer...?