Pre Approved for Patelco Credit Union

[EmJay]

I applied online today for the interest checking. Site responded with "Pending" status and i would receive an email within 1 business day with the response. About 30 minutes later I recveived this email:

 

Dear EmJay:

 

Congratulations! You've been pre-approved for Membership. All accounts are subject to Patelco Credit Union's terms and conditions. This pre-approval offer expires 10/1/2008.

 

In addition, the following stipulations apply to your approval. Please mail or fax copies of the following documents to Patelco for review:

 

Provide copy of state issued drivers license or identification card

Provide a copy of Social Security card

Listed below are the accounts you applied for and their decision status. All approved accounts are subject to Patelco Credit Union's terms and conditions.

 

Product Status

Interest Checking Approved

 

At Patelco, we are dedicated to serving our members. As one of the nation's largest credit unions, we are proud to offer you high-yield savings, low fees and valuable features like 24/7 online account access, the convenience of e-statements, and direct deposit. Simply put, Patelco gives you more value for your money.

 

Thank you for choosing Patelco Credit Union for your financial needs!

 

Sincerely,

 

Patelco Member Service Representative

 

 

I have one question. Once i submit the required documents, will i be approved?

 

With 2 negatives on my CR and 1 NSF in chexsystems, i could use a credit union for a car loan. Hopefully i get some good rates.

 

I don't have my SSC on me. So, i won't be able to fax the documents til tomorrow. I'll keep you posted.

[mca]

It sounds like you are approved yes. How did you qualify for membership?

[NumberOneASA]

Last I checked Patelco uses Chex. careful, they may have not run you through yet since it's only a "pre-approval subject to their terms and conditions"

[oscaro]

Did you get the account?

[mca]

unfortunately many times banks and credit unions wait and run chexsystems at a later time then deny or close the account, so yes be cautious

 

 

It is possible to obtain an account with Patelco even though you've been reported to Chex Systems, however it will matter what you were reported for. I am unable to give you a definite answer unless you actually apply for an account and we review an updated report. Please let me know if you have any questions.

 

Thank you for contacting Patelco Credit Union.

--------------------------------------------

Lisa I.

Internet Services Specialist

Patelco Credit Union

Edited September 7, 2008 by mca

[Intelliwerks]

That is great news! They just opened a branch near me and I wanted to open an account. Did you do all of this online?

 

If there is an outstanding ChexSystems, isn't that based on a combination of SSN, DL# and/or current address?

 

I am curious, as I have a two year old NSF that should be cleared up, but I want to address it first with Chex before I pursue the Patelco account.

 

Thanks!!

[gizmocruz]

One warning about Patelco..only deposit funds at Patelco branches, not at any of their "co-ops". I have deposited twice at Bank of the West and neither deposit made it into my account until I threw a fit. Overall, I am very satisfied with them, however.

[mca]

It is possible to obtain an account with Patelco even though you've been reported to Chex Systems, however it will matter what you were reported for. I am unable to give you a definite answer unless you actually apply for an account and we review an updated report. Please let me know if you have any questions.

 

Thank you for contacting Patelco Credit Union.

--------------------------------------------

Lisa I.

Internet Services Specialist

Patelco Credit Union

[alesyah]

I am looking to join patelco CREDIT UNION ..I need a exist member to help me get in the door. in order to join you must have a family or friend that already is a member .. IF YOU CAN help ME ..PLS RESPOND ...thak u soo much

Edited September 18, 2014 by CTSoxFan
removed personal email

[BRBiz]

I am looking to join patelco CREDIT UNION ..I need a exist member to help me get in the door. in order to join you must have a family or friend that already is a member .. IF YOU CAN help ME ..PLS RESPOND ...thak u soo much alesyah@icloud.com

That's a big no no here!

[CTSoxFan]

I am looking to join patelco CREDIT UNION ..I need a exist member to help me get in the door. in order to join you must have a family or friend that already is a member .. IF YOU CAN help ME ..PLS RESPOND ...thak u soo much

 

We don't allow solicitations for membership sponsorship here...please refrain from this type of posting in the future.

[Burgerwars]

In looking at their website, their membership requirements are quite open if you live or worship in many counties near or around San Francisco. There is also an alumni association method. One through San Francisco State University and one through CSU East Bay. I don't know about them but some just want your money. Pay a membership fee and you're in. I always wonder about the worship option. Try traveling to San Francisco. Stop at the first place of worship you see. Pray that Patelco will let you join, then head to the credit union.

Edited September 22, 2014 by Burgerwars