Hurting my score??

[Guest Bree82]

My loans were transfered a dozen times starting 2000 until I consolidated in Dec 2007. Does this hurt my score or is it no biggie? Theyre all report transferred/sold.

 

Im seeing a few double reportings but reporting good for a year... should I leave it or have the double taken off?

 

Should I have the ones removed that last reported over 7 years ago and only for 3-4 months and were transfered?

 

All are in good standing (or were)... its just an annoyance to me to have all these there.

[Stryker]

My loans were transfered a dozen times starting 2000 until I consolidated in Dec 2007. Does this hurt my score or is it no biggie? Theyre all report transferred/sold.

 

Im seeing a few double reportings but reporting good for a year... should I leave it or have the double taken off?

 

Should I have the ones removed that last reported over 7 years ago and only for 3-4 months and were transfered?

 

All are in good standing (or were)... its just an annoyance to me to have all these there.

 

Is your debt load being artificially increased?

[Guest meggie]

My loans were transfered a dozen times starting 2000 until I consolidated in Dec 2007. Does this hurt my score or is it no biggie? Theyre all report transferred/sold.

 

Im seeing a few double reportings but reporting good for a year... should I leave it or have the double taken off?

 

Should I have the ones removed that last reported over 7 years ago and only for 3-4 months and were transfered?

 

All are in good standing (or were)... its just an annoyance to me to have all these there.

 

If they are showing as 0 balance, and you don't have any lates on them, I would keep them.

Having a "thicker" file with more accounts in good standing is always helpful, and also older accounts will help your avg age.

[Guest Bree82]

All 0 balances (thanks to clean up I did)

 

OK, I'll leave it. Thanks!

[Stryker]

All 0 balances (thanks to clean up I did)

 

OK, I'll leave it. Thanks!

Are they all "good" TLs with no bad info? If none, I can't say you made a bad decision to leave as is.

[Guest Bree82]

Theyre all good. They have been in deferrment for years and kept getting transfered. Some TLs only reported for a month or 2. Theyre all closed and some are still showing high balances. Does that matter? (I think no?)

 

In Dec I consolidated them all into one loan and started making payments in Jan.

[Stryker]

Theyre all good. They have been in deferrment for years and kept getting transfered. Some TLs only reported for a month or 2. Theyre all closed and some are still showing high balances. Does that matter? (I think no?)

 

In Dec I consolidated them all into one loan and started making payments in Jan.

 

You're right, I believe. It does not matter.