A SpotLight On You

[deniserichardson]

SpotLight with Denise Richardson, & Jim Malmberg recently launched on BlogTalk Radio!

 

The program is designed to increase public and corporate awareness by shining a SpotLight on issues that affect you!

 

 

*Credit Reporting issues,

*Identity Theft,

*Privacy Rights,

*Consumer Protection Laws,

*Phishing Scams,

*Computer Security,

*Data Breaches,

*RFID News & Technology

*Consumer Legislation,

*Lawsuits

*Mortgage Servicing Fraud

*Military family: issues with credit/debt

*Consumer Action, and much more...

 

 

 

We want to hear from you!

 

Be a Guest, listen in and/or call into the show.

 

Our Show airs on Thursdays at 1:00 PM -And due to an overwhelming interest in the show -we will soon begin to air twice a week. Stay tuned for more details!

 

 

If you miss a show -you can always visit our archives at listentospotlight.com

 

Listen Live via the internet or via phone.

 

Call in to the show at 718-664-6583 and tell us what issues you want to hear about!

 

We welcome comments, questions and suggestions anytime!

 

 

Please post your thoughts here on CreditBoards or feel free to email me the topics you would like spotlighted!

 

Thanks so much for your continued support! It's appreciated -more than you know!

 

For more info on SpotLight, listen to our introductory show at blogtalkradio.com/spotlight

 

 

 

Denise

[kevatucr]

I'm listening to the show online. It's worthwhile and I'm learning a few new things. I'd give them an hour a week...

[breeze]

Great, Denise! Good to hear you've branched out into this medium.

[deniserichardson]

Thanks Breeze!

 

You have always been a such a great source of encouragement!

 

and...thanks Kevatucr for your support!

Edited May 13, 2008 by deniserichardson

[kevatucr]

I got through the whole hour earlier today. Very professionally done and it appears as if they're going to have lots of personal finance topics relevant for today.

[MaTTeR]

Listened to this yesterday and found it informative. Thanks Denise!

 

I'd never heard of this Experian/LifeLock feud until yesterday...

[deniserichardson]

Thanks MaTT...

 

Be sure to listen in on the 22nd when Robert Sola is a guest. He's a FCRA expert and NACA Attorney who sued Equifax and won a jury verdict for 2.7 million will be on the show.

 

It should be a revealing, interesting and insightful show! We hope all shows will be informative -so please check the shows out!

 

 

 

If you have any questions you want to ask -call the show, post or e-mail me any questions you may have (for any show)...

 

Here is a link to the case I am talking about...Consumerist

Edited May 14, 2008 by deniserichardson

[hurricanesfans27]

Thanks MaTT...

 

Be sure to listen in on the 22nd when Robert Sola is a guest. He's a FCRA expert and NACA Attorney who sued Equifax and won a jury verdict for 2.7 million will be on the show.

 

It should be a revealing, interesting and insightful show! We hope all shows will be informative -so please check the shows out!

 

 

 

If you have any questions you want to ask -call the show, post or e-mail me any questions you may have (for any show)...

 

Here is a link to the case I am talking about...Consumerist

 

 

 

subscribed

[deniserichardson]

This week on SpotLight: Consumer Attorney Offers A Revealing Look At Why Consumers Sue The Credit Bureaus

 

 

Recently, an Orlando jury ordered Equifax to pay nearly $3 million in the case of a woman who says the company ruined her credit in an identity mix-up.

 

Meet her attorney... This Thursday, May 22nd at 1:00 P.M. at blogtalkradio.com/spotlight

 

Robert Sola is one of the leading attorneys in the field of credit reporting, credit disputes and credit errors. He has successfully litigated Fair Credit Reporting Act cases, and obtained large jury verdicts, against all three major credit reporting agencies. Don't miss this revealing show!

 

Call in with questions for Attorney Sola or email in advance.

 

Call into the show at 718-664-6583

 

This will be an informative and revealing look at the cra's through the eyes of an experienced FCRA attorney. Remember if you miss the show -you can listen to it from our archives anytime or download from Itunes.

 

Denise

[breeze]

^

[deniserichardson]

SpotLight has 2 shows this week! 1:pm Eastern time...

 

Wednesday 5/28/08: An Interview with Katherine Porter.

 

Foreclosures are on the rise, and lenders and loan servicers are making a lot of mistakes in the process.

 

In many cases, the servicers don't have the right to foreclose on homes because they don't own the loans. But unless borrowers challenge their foreclosures in court, the servicers prevail.

 

A Harvard graduate, and law professor at the University of Iowa, Katherine Porter joins us to talk about this dirty little secret of the lending industry.

 

For more info on Katherine Porter see today's blog at: GiveMeBackMyCredit.com/blog

 

Thursday 5/29/2008 - Mortgage Servicing Fraud Victims Speak Out!

Meet the founder of msfraud.org Robert John Wright (aka Jack Wright) who tells his story.

 

Hear how he lost his home even though he never missed a payment!

 

Victims tell their side of the mortgage crisis story-the side you don't hear.

 

Additional guests: Mortgage servicing victims and Texas Attorney W. Thomas Engle who represents mortgage servicing victims. Marie McDonnell with Truth In Lending Audit & Recovery Services Call in to the show and tell your story or ask a question!

 

ListenToSpotlight.com

[deniserichardson]

Binding Mandatory Arbitration & What You Really Need to Know About it!

 

Tune into SpotLight on Thursday, June 5 @ 1:00 PM Eastern Time and hear what binding mandatory arbitration is all about -and how it affects you.

 

Our guests are;

 

 

Janet Ahmad, President of HomeOwners For Better Building (Hobb.org)

 

and

 

Ira Rheingold, Executive Director & General Counsel of the National Association of Consumer Advocates (NACA.net)

 

Are you waiving your rights without knowing it?

 

What can you do about it?

 

For more info read earlier blog: What those "You Can't Sue Me" Clauses Really Mean...Are the Cards Stacked Against you?

 

 

ListenToSpotLight.com

 

**************************************************************

 

See: The Arbitration Trap: How Credit Card Companies Ensnare Consumers

 

This report details how arbitration firms and credit card companies enjoy a cozy, mutually beneficial relationship at the expense of consumers they force into binding mandatory arbitration. Using data from California, the findings provide a glimpse of how arbitration traps consumers throughout the country in unfair, secret proceedings where for-profit arbitrators make the rules.

 

Public Citizen's research uncovered consumers who spent years fending off collection agencies, cleaning up identity theft messes and struggling to bounce back from credit rating hits.

 

**********************************************************

 

For more info see my blog

 

As always if you can't listen to the show live -it will be in our archives.

[deniserichardson]

Today's SpotLight show:

 

While everyone likes the convenience of going wireless,few are aware of the dangers of not using the proper security. Albert E. Whale, President of ABS Computer Technology, Dan Yost, Chief Technology Officer of MyLaptopGPS & Mike Aiello, Founder of DIFRWEAR tell us how to protect our data from hackers, skimmers & laptop thieves!

 

Tune in to our live show at 1:00 PM EDT

 

at ListenToSpotLight.com

 

(or listen to it shortly after it airs in our archives)

 

Thanks for all your support!!!

 

Denise

 

Next Week: Credit Issues faced by military families!

The families of active duty military personnel face a set of unique credit issues.

 

We will be interviewing Paul Richard, Executive Director of the Institute for Financial Education; an organization that has extensive history helping military families deal with credit and financial issues. Other guests, tba

 

Call into the show or email your questions, comments or concerns.

 

If you want to be a part of the show -as always, please email me here

[deniserichardson]

Today's SpotLight show:

 

While everyone likes the convenience of going wireless,few are aware of the dangers of not using the proper security. Albert E. Whale, President of ABS Computer Technology, Dan Yost, Chief Technology Officer of MyLaptopGPS & Mike Aiello, Founder of DIFRWEAR tell us how to protect our data from hackers, skimmers & laptop thieves!

 

Tune in to our live show at 1:00 PM EDT

 

at ListenToSpotLight.com

 

(or listen to it shortly after it airs in our archives)

 

Thanks for all your support!!!

 

Denise

 

Next Week (June 19th): Credit Issues faced by military families!

The families of active duty military personnel face a set of unique credit issues.

 

We will be interviewing Paul Richard, Executive Director of the Institute for Financial Education; an organization that has extensive history helping military families deal with credit and financial issues. Other guests, tba

 

Call into the show or email your questions, comments or concerns.

 

If you want to be a part of the show -as always, please email me here

[KARMA2678]

I haven't tuned into the show as of yet, but I am going to tomorrow. I REALLY wish that I would have checked out this thread in enough time to have known about the attorney, Robert Sola being a guest.

 

I have been dealing w/ the CRA's regarding the exact same situation as the "identity mix-up" case. I have been dealing w/ this for the last year and it is driving me completely insane. No matter how many times they correct their error my file keeps getting mixed up over and over again. They have absolutely NO plan in place to keep it from continuing to occur. I have had to spend all of my free time on this issue for the last year!

 

I would have really loved to ask Mr. Sola for a bit of advice when dealing with this type of problem. I will be sure to tune in this Thursday, it sounds like it will be very informative.

[deniserichardson]

Yes, Robert Sola was an excellent & insightful guest that we plan have have back on the show this summer. You can listen to his original show appearance by going to listentospotlight.com and scroll down to his show. (all previous shows remain in our archive for download or listening at your convenience.

 

 

I would take a listen to his show and then get in touch with him. He represents clients with your same (and typical) problems.

 

Thanks for the comments!

 

Denise

 

P.S. Tomorrow we have a show aimed at helping families of the military.

[InsultComicDog]

SpotLight has 2 shows this week! 1:pm Eastern time...

 

Wednesday 5/28/08: An Interview with Katherine Porter.

 

Foreclosures are on the rise, and lenders and loan servicers are making a lot of mistakes in the process.

 

In many cases, the servicers don't have the right to foreclose on homes because they don't own the loans. But unless borrowers challenge their foreclosures in court, the servicers prevail.

 

A Harvard graduate, and law professor at the University of Iowa, Katherine Porter joins us to talk about this dirty little secret of the lending industry.

 

For more info on Katherine Porter see today's blog at: GiveMeBackMyCredit.com/blog

 

Thursday 5/29/2008 - Mortgage Servicing Fraud Victims Speak Out!

Meet the founder of msfraud.org Robert John Wright (aka Jack Wright) who tells his story.

 

Hear how he lost his home even though he never missed a payment!

 

Victims tell their side of the mortgage crisis story-the side you don't hear.

 

Additional guests: Mortgage servicing victims and Texas Attorney W. Thomas Engle who represents mortgage servicing victims. Marie McDonnell with Truth In Lending Audit & Recovery Services Call in to the show and tell your story or ask a question!

 

ListenToSpotlight.com

 

A while back I posted about a guy, Kwaku Atta Poku, whose house was stolen out from under him by WaMu. There was an excellent series of articles covering this in the Baltimore Sun.

 

http://www.baltimoresun.com/news/local/how...22.storygallery

[deniserichardson]

What You Need To Know About College Funding...

 

If you are a college student, or the parent of one, you'll want to listen to this show!

 

Find out what funding options are available, and what options to avoid.

 

Have you started to fill out financial aid applications?

 

When should families start the process of finding financial aid?

 

If you have questions like these...don't miss our show this week: College Loans & Financial Aid: What you need to know!

 

 

Our Guests will include;

 

Jim Boyle, President of College Parents of America, the only national membership association dedicated to advocating and to serving on behalf of current and future college parents. College Parents of America members include not only parents, but also colleges and universities, local school systems, corporations, associations and other organizations dedicated to making higher education accessible – and successful – for all Americans.

 

Jeff Gregory, Assistant to the Director of financial Aid at the University of Colorado

 

Thursday, June 25th at 1:00 PM EDT

 

If you miss this show (or any of our shows)- you can listen to at your convenience by visiting our archives by going to ListenToSpotLight.com.

 

 

Thanks!

Denise

GiveMeBackMyCredit.com

[tolateshmart]

Can I give my opinion in order to spur some discussion/action regarding collection agencies? I think they should automatically validate any thing they report to CRA and send documents with their collection letters to the alleged debtor from day 1, including whether they own the debt or not. This would cut down so much on trouble for everyone involved. I would like to see this type of legislation of rules for collection agencies.

[deniserichardson]

Can I give my opinion in order to spur some discussion/action regarding collection agencies? I think they should automatically validate any thing they report to CRA and send documents with their collection letters to the alleged debtor from day 1, including whether they own the debt or not. This would cut down so much on trouble for everyone involved. I would like to see this type of legislation of rules for collection agencies.

 

I agree! I don't think the cra's should be allowed to put negative data into our credit reports until we are notified of the pending information -and have a right to dispute it within a reasonable time frame.

It would save a lot of time, money & frustrations!

 

In fact we have a show coming up on the 17th on debt collection practices & consumer rights:

 

July 17 @1:00 PM EDT

 

"Meet two of the most respected Alabama consumer protection attorneys, John Watts and Stan Herring (AlabamaConsumer.com) Learn what your consumers rights are when dealing with abusive debt collectors and the credit reporting agencies."

 

July 10 @ 1:00 PM EDT

 

Eric Drew (drewfoundation.org) was in the hospital fighting a battle with cancer when he soon learned he had another battle to fight...he discovered his identity was stolen by a hospital lab tech! Guests include Jay Foley from the Identity Theft Resource Center and credit reporting expert Attorney Robert Sola, with the National Association of Consumer Advocates. (NOTE: Attorney Sola's previous appearance is in our archives and is one of our most listened to shows: An FCRA Consumer Attorney Reveals why Consumers Sue the CRA's.)

 

 

July 3 @ 1:00 PM This week...

 

Ira Rheingold, Executive Director and General Counsel of the National Association of Consumer Advocates (Naca.net) and Janet Ahmad, President of HomeOwners for Better Building (hobb.org) discuss the costly, unfair and harmful effects of binding mandatory arbitration. If you have questions you can email them or phone into the show: Call-in Number: (718) 664-6583

 

Also at the beginning of Thursday's show, we will discuss this latest deceptive practice going on by the cra's! See: A New Form of Identity Theft and my comments about it at Give Me Back My Credit.com/blog

 

Someone is Tamering with my Identity... What do you think?

 

Denise

 

 

If you are unable to listen live -these shows and all prior shows can be listened to at ListenToSpotLight.com and downloaded on Mp3 too

Edited July 2, 2008 by deniserichardson

[toddhughes]

Thanks for the information.

[deniserichardson]

Have you ever woken up in the middle of the night trying to remember if you paid a bill?

 

What if you woke up because you knew you did?

 

Are you dealing with abusive & illegal debt collection practices?

 

Are you being harassed for payment on a debt you don't owe?

 

NEVER just pay it to make it go away –because it won't...!

 

Find out what to do when debt collectors go too far.

 

Two top consumer protection attorneys, John Watts and M. Stan Herring talk about your rights, how to deal with abusive debt collectors, the debt buyer industry and when and how to stand up for your rights!

 

 

Date & Time: Thursday, July 17th @ 1:00 PM

 

The chat room will be open for your questions!

 

You can also phone into the show or simply email them prior to the show

 

Show call in number (718) 664-6583

 

Website: BlogTalkRadio.com/Spotlight

 

Don’t worry if you miss the live show –it will remain available for listening to at your convenience immediately following the show.

 

If you are concerned about credit card debt, medical debt, or debts you don't owe but are being harassed for...this is a show you don't want to miss!

[deniserichardson]

Abusive Credit Card Practices & What you can do to help reform them!

 

The Federal Reserve Board and two other federal banking agencies have released a proposed rule that aims to reform some of the most unfair credit card tricks.

 

But this important new rule of fair play is just a proposal.

 

The banks are fighting hard to weaken the rule before it becomes final.

 

Learn more this week on SpotLight!

 

 

Guests:

 

Jim Capen & Sarah Byrnes from Americans For Fairness in Lending (affil.org)

 

 

Date / Time for live show: Thursday 7/31/2008 @ 1:00 PM

 

Show Call-in Number: (718) 664-6583

 

If you have questions, the chat board will be open during the show and/or you may email them in advance

 

******************************************************************

 

Abusive lending practices are hurting Americans.

 

Credit card contracts are packed with fine print tricks and traps to increase the likelihood of paying fees and penalties!

 

Have you received your credit card bill, only to realize that that it was due so soon that you have to pay it right away?

 

Has your credit card company raised the rate on money you've already borrowed for no reason or for a flimsy reason?

 

These are just a couple of the many unfair rules that credit card companies created. When those who profit write the rules we're all forced to play by, the cards are stacked against us. It's time to play fair...Don't let the banks win!

 

Tell the Fed about your experiences and help them -help you.

 

Learn more about the proposed rules and fill out a simple form here to send an e-mail to the Federal Reserve Board sharing your opinion or experience with unfair credit card practices.

 

Take Action now -before the comment period closes on Monday!

 

To listen to the show go to: ListenToSpotLight.com

If you miss the live show -don't worry...it will remain on the site and included in this blog after the show.

 

Thanks!

Denise

[Agnes20]

sdfsfsd

[Tate74]

^