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Ask Hegemony: Am I Diversified?


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580 replies to this topic

#1 hegemony

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Posted 05 April 2008 - 05:50 PM

List your credit cards, issuers and limits to find out the answer to the age old question: am I Diversified?



#2 BobWang

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Posted 05 April 2008 - 05:54 PM

List your credit cards, issuers and limits to find out the answer to the age old question: am I Diversified?

BOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOYAH!

#3 minnie aubre

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Posted 05 April 2008 - 05:55 PM

I don't, Hegemony, that's a lot of work...

#4 ShadyCredit

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Posted 05 April 2008 - 05:58 PM

HSBC Discover $300 limit, $275 balance
HSBC MC: $400, $0 balance
HSBC MC: $500, $0 balance
GEMB Honda: $6500, $2400 balance
Citi: $5200 (AU) $1800 balance
BofA: $5500 (AU) $3800 balance
HSBC Platinum: $3000 (AU) $0 balance
Auto Loan: $4650 balance, $465 minimum payment, shows on EQ ONLY :lol:

Do I qualify? :lol:

#5 socalfiremedic

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Posted 05 April 2008 - 06:00 PM

max HSBC credit cards= 2



sure you have 3 CCs issued by HSBC shady?

#6 TrevorHere

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Posted 05 April 2008 - 06:02 PM

umm, I know I'm diverse and ya I'm diversified too. But one can never be too diversified :lol:

#7 ShadyCredit

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Posted 05 April 2008 - 06:02 PM

max HSBC credit cards= 2



sure you have 3 CCs issued by HSBC shady?


Yes sir. One is "HouseHold", another is a "Compass Asspire", another is a Discover Rewards, and I'm an AU on a Platinum HSBC card so that makes 4 if you want to get technical. :lol:

Posted Image

Edited by ShadyCredit, 05 April 2008 - 06:07 PM.


#8 socalfiremedic

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Posted 05 April 2008 - 06:05 PM

How about we include our Savings/CD's/Shares/IRAS/Deferred Comp too?


EDIT: 401s/investment properties?













Because in that case, I'm diversified.

Edited by socalfiremedic, 05 April 2008 - 06:06 PM.


#9 TRX

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Posted 05 April 2008 - 06:09 PM

The downside of being better than everyone else is that people tend to assume you're pretentious.

#10 socalfiremedic

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Posted 05 April 2008 - 06:12 PM

The downside of being better than everyone else is that people tend to assume you're pretentious.





:lol: ^_^ :lol:

#11 Islandgal

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Posted 05 April 2008 - 06:14 PM

umm, I know I'm diverse and ya I'm diversified too. But one can never be too diversified ^_^


I'm quite diverse, but always looking to be more diverse

The downside of being better than everyone else is that people tend to assume you're pretentious.


I dont see anything wrong with that..

#12 minnie aubre

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Posted 05 April 2008 - 06:14 PM

ok I won't be lazy. here goes.

Amex Clear $13,000 (CLD ^_^ )
Amex Blue $500 (CLD :lol: )
BofA Amex $10,000
BofA Jeep $500
Chase Freedom $10,000
Chase Amazon $400
National City $7000
Macy's $3100
Home Depot store $9400
Citibank Upromise $5000
Citibank MC $3000
Citibank PP MC $2500
Citibank PP Amex $2500
Associated Bank Visa $10,000
Pottery Barn $2900
Gap $500
Ann Taylor $500
Eddie Bauer $750
J. Jill $1100
Victoria's Secret $650
RBS Kroger $5000
Target store $1200
Wickes Furniture $4500
CitiFlex $8500
DCU Visa $5000
Dell $2500
Chevron $1500
Exxon Mobil $750
Cap One $3300
Barclays US Air $10,000
Barclays Carnival $5300
Circuit City store $1500
US Bank Visa $6500
Wamu $2500
Zales $1500
Kay $1500
Jared $2000
Children's Place $800
Sears $1800

#13 BobWang

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Posted 05 April 2008 - 06:15 PM

Professor, I think I'm diversified, but I NEED HELP!

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#14 ShadyCredit

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Posted 05 April 2008 - 06:17 PM

^^^^You guys are insane. ^_^

#15 Mark LA

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Posted 05 April 2008 - 06:20 PM

umm, I know I'm diverse and ya I'm diversified too. But one can never be too diversified :lol:


^_^
ditto

#16 Sleepless

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Posted 05 April 2008 - 06:23 PM

ok I won't be lazy. here goes.

Amex Clear $13,000 (CLD ^_^ )
Amex Blue $500 (CLD :lol: )
BofA Amex $10,000
BofA Jeep $500
Chase Freedom $10,000
Chase Amazon $400
National City $7000
Macy's $3100
Home Depot store $9400
Citibank Upromise $5000
Citibank MC $3000
Citibank PP MC $2500
Citibank PP Amex $2500
Associated Bank Visa $10,000
Pottery Barn $2900
Gap $500
Ann Taylor $500
Eddie Bauer $750
J. Jill $1100
Victoria's Secret $650
RBS Kroger $5000
Target store $1200
Wickes Furniture $4500
CitiFlex $8500
DCU Visa $5000
Dell $2500
Chevron $1500
Exxon Mobil $750
Cap One $3300
Barclays US Air $10,000
Barclays Carnival $5300
Circuit City store $1500
US Bank Visa $6500
Wamu $2500
Zales $1500
Kay $1500
Jared $2000
Children's Place $800
Sears $1800

:lol:

#17 dnm45227

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Posted 05 April 2008 - 06:23 PM

well i was diversified enough that when amex cld'd me by 3.5k i was able to p/u 14.5k from citi and chase.

#18 minnie aubre

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Posted 05 April 2008 - 06:35 PM

well i was diversified enough that when amex cld'd me by 3.5k i was able to p/u 14.5k from citi and chase.


Are you telling me that I am not diversified?

#19 dnm45227

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Posted 05 April 2008 - 06:39 PM

well i was diversified enough that when amex cld'd me by 3.5k i was able to p/u 14.5k from citi and chase.


Are you telling me that I am not diversified?

umm, no. just offering evidence to plead my own case for diversification.

#20 minnie aubre

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Posted 05 April 2008 - 06:40 PM

well i was diversified enough that when amex cld'd me by 3.5k i was able to p/u 14.5k from citi and chase.


Are you telling me that I am not diversified?

umm, no. just offering evidence to plead my own case for diversification.


OH ok. I am still mad at Amex. Sorry!

#21 dnm45227

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Posted 05 April 2008 - 06:44 PM

OH ok. I am still mad at Amex. Sorry!

me too!

#22 minnie aubre

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Posted 05 April 2008 - 06:45 PM

OH ok. I am still mad at Amex. Sorry!

me too!


But I love Chase and Citi! I am almost done replacing Amex now. :)

#23 Ricky E

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Posted 05 April 2008 - 06:48 PM

Chase Amazon 7200
BoA 8000
Citi Cash Returns 6000
Citi Upromise 3600
RBS 3500
Merrick 2000
Target Visa 2000
Amex Blue 4000
Amex Costco 4000
HSBC 4000
Juniper 2500

JCP 1240
Sears 1200
HD 3000
Macys 1300
Dillards 800
Pottery Barn 2300
Best Buy 2200

BP 400

No Mortage inherited homes
No Car loans paid cash bought used

AGI = 108k

Am I diversified???

#24 dnm45227

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Posted 05 April 2008 - 06:48 PM

OH ok. I am still mad at Amex. Sorry!

me too!


But I love Chase and Citi! I am almost done replacing Amex now. :)

again, me too!

chase started as a 200 bp store card a year ago and i now 5k starbucks duetto. citi started me 9 months ago w/3.5k dpr and i now have 19k cash returns and my dpr is at 1k (reallocated 9k to cash returns).

#25 hegemony

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Posted 05 April 2008 - 07:02 PM

HSBC Discover $300 limit, $275 balance
HSBC MC: $400, $0 balance
HSBC MC: $500, $0 balance
GEMB Honda: $6500, $2400 balance
Citi: $5200 (AU) $1800 balance
BofA: $5500 (AU) $3800 balance
HSBC Platinum: $3000 (AU) $0 balance
Auto Loan: $4650 balance, $465 minimum payment, shows on EQ ONLY :)

Do I qualify? :lol:


No...too much HSBC and not enough CU or oddball action.




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