828 replies to this topic

[Shane]

Since I am stationed in the US Army here in Germany, I have an APO AE address.

That means that everytime I check one of these pre selected sites I cant get ****. I am moving back to the states in July so hopefully around August or September I can check again as my new stateside address should be reported by then.

Edited by Stryker, 05 June 2008 - 09:43 PM.
profanity

[Stryker]

Seriously - did I give some special nookie to a CapOne exec's forefather in a previous life or WHAT?

Oh, come on Stryker, you know you thought that was funny.

LOL!

Another preapproval site: https://www.spiegel....t/eligcheck.asp

[shaft]

Anyone know if there's a site for Citibank? Thanks!

Citi is all hard or nothing. Except for that luv button spree most people went on. They do an occasional small CLI.

[barstowtrade]

Thanks, Shaft. I think I was confusing the luv button with the selector.

[barkeep]

I went to the cap1 site.. how do they pre approve you.. did I go to the wrong site? They did not ask for a ss# ..

[lorcat]

Seriously - did I give some special nookie to a CapOne exec's forefather in a previous life or WHAT?

Oh, come on Stryker, you know you thought that was funny.

LOL!

Another preapproval site: https://www.spiegel....t/eligcheck.asp

Blair
https://www.blair.co...p;storeId=10001

Newport News
http://www.newport-n...preapprove.aspx

[FPapiSalOC]

Congratulations! You're approved.
You have been approved for a Capital One® credit card. You should receive your card and welcome materials within 7-10
business days.

[somedaysomehow]

I went to the cap1 site.. how do they pre approve you.. did I go to the wrong site? They did not ask for a ss# ..

I realize this is scary, but they don't need an SSN to check your credit. No company does.

[krdvg]

Seriously - did I give some special nookie to a CapOne exec's forefather in a previous life or WHAT?

Oh, come on Stryker, you know you thought that was funny.

LOL!

Another preapproval site: https://www.spiegel....t/eligcheck.asp

Blair
https://www.blair.co...p;storeId=10001

Newport News
http://www.newport-n...preapprove.aspx

Any idea which CRAs are pulled for the soft?

[ls21]

krdvg,

Just tried these and no pre-approved offer. Checked EX and TU and no softs showing. Then again Amex doesn't show on my reports and since I have Cap1 I have no idea if they show from the pre-approval or monthly AR.

[lorcat]

Seriously - did I give some special nookie to a CapOne exec's forefather in a previous life or WHAT?

Oh, come on Stryker, you know you thought that was funny.

LOL!

Another preapproval site: https://www.spiegel....t/eligcheck.asp

Blair
https://www.blair.co...p;storeId=10001

Newport News
http://www.newport-n...preapprove.aspx

Any idea which CRAs are pulled for the soft?

Both are EX soft pulls. For some reason the soft pulls on my EX don't show up until a few days later.

[bosoxfan]

Seriously - did I give some special nookie to a CapOne exec's forefather in a previous life or WHAT?

Oh, come on Stryker, you know you thought that was funny.

LOL!

Another preapproval site: https://www.spiegel....t/eligcheck.asp

Blair
https://www.blair.co...p;storeId=10001

Newport News
http://www.newport-n...preapprove.aspx

Any idea which CRAs are pulled for the soft?

Both are EX soft pulls. For some reason the soft pulls on my EX don't show up until a few days later.

I don't get these catalogues and never had a soft show up anywhere three months later...

[coharie]

Dont count on this being a gaurantee....iIread the disclaimer...you can pre-qualify and still be denied.....and it will be a Hard pull!

[alleycatdee]

This is a total waste.
The HSBC link said I could get a Weekender card and when I applied for it they denied me.

So I guess I just don't see the point of a pre-selector. Now I've burned an INQ

[Stryker]

This is a total waste.
The HSBC link said I could get a Weekender card and when I applied for it they denied me.

So I guess I just don't see the point of a pre-selector. Now I've burned an INQ

See Post #88.

It is probably good form to use those preselectors along with CP database. Even then, nothing is guaranteed.

[dj13624]

I agree.. since I tried today with HSBC (they said on the website that you can have 2 cards, and I only have one).

I got declined, but it wasnt because of credit.. it was because I have only had my card since August 2007. They require 18 months between opening accounts. Would have been nice if they had told me that BEFORE I sacrificed a hard pull.. /sigh

[hairmetal4ever]

So after a extensive search on CB & Google, the below credit card sites are the only ones I could find that pull 'soft' inquiries to see if you qualify for their cards.



HSBC (Non Orchard Bank):


https://www.hsbcappl...0802000172HPHHX


ORCHARD BANK:

https://www.hsbcappl...0802000161HPHHX




BOFA:
https://preapproved....elfInquiry.aspx




AMEX:
https://www201.ameri...xpress.com/card

lol denied




Please list any other 'soft pulling' card sites that allow you for the chance of pre-approval. Since I've opted out, I get like NO credit card offers anymore It'd be much appreciated.

And for the record, these don't work with *B.

Two questions:

1. What does *B mean? I see it all over.

2. Is a soft pull the kind that doesn't show when another creditor looks to see who pulled? Does a soft pull not count against FICO unlike a "hard" pull - is that the difference?

[hairmetal4ever]

I want the blue one Its so pwetty

So do I, so I converted my Delta SkyMiles card to an Amex Blue. No problems, no questions asked.

I always was denied for the Blue, so I figure i can apply for the SkyMiles again in 6-12 months, so i can have both :-D lmao

Does the Skymiles show up as one of the possible cards on the Amex site or is it only the "straight" Amex (with no "Partners" like Delta) that show here?

[lee57]

I did pre selector for Orchard and Cap One, which I already have. They said I was pre-approved. I went for the hard pull and was declined for both stating I already had accts with them.

Now why didn't they say that at the pre-approval? I wasted 2 hardpulls

[shaft]

I did pre selector for Orchard and Cap One, which I already have. They said I was pre-approved. I went for the hard pull and was declined for both stating I already had accts with them.

Now why didn't they say that at the pre-approval? I wasted 2 hardpulls

It might have been 4 since Cap likes to pull all 3.

[Versacefanatic]

AMEX SOFT PULL:
https://www201.ameri...t?csi=0/0/b/510

**** I wish I had known about this before I applied and got denied

but thanks

Edited by Stryker, 05 July 2008 - 05:58 PM.
masked profanity.

[hairmetal4ever]

Wamu doesn't have one do they?

[vegas kid]

Two questions:

1. What does *B mean? I see it all over.

2. Is a soft pull the kind that doesn't show when another creditor looks to see who pulled? Does a soft pull not count against FICO unlike a "hard" pull - is that the difference?


1, Bumpage
2, soft pull doesn't ding the score

Edited by vegas kid, 03 July 2008 - 02:51 PM.

[lupoman]

Two questions:

1. What does *B mean? I see it all over.

2. Is a soft pull the kind that doesn't show when another creditor looks to see who pulled? Does a soft pull not count against FICO unlike a "hard" pull - is that the difference?

In the time it took to write your post you could have used the search button and had your answer.

1. Bump

2. yes,no,yes

[credit_help]

So do I, so I converted my Delta SkyMiles card to an Amex Blue. No problems, no questions asked.

I always was denied for the Blue, so I figure i can apply for the SkyMiles again in 6-12 months, so i can have both :-D lmao

How did you convert it? Do you have to wait 6+ months for second+ app with Amex?