828 replies to this topic

[patz2009]

AmEx was showing me Zync, Green, and Gold but I didn't want a card with an AF. I applied for the Blue Sky and got approved. Originally got the "We'll mail you in 14 days with our decision" message but then checked my application status 5 minutes later and it showed approved. Their pre-selector seems to be one of the better built of the group.

should have chosen the delta gold instead of their option,

why?

i can hold a balance and earn flying points!

Also wanted to add to my above post. If I so choose, I can still carry a balance on the Blue Sky. All of the Blue series are credit cards and not charge cards. I don't plan on it considering AmEx gave me their worst interest rate on it, but the option is still there nonetheless.


Also, I don't plan on using the card for flying much anyway. I moreso plan on using the travel credits for hotel rooms, mostly. Though if I feel like using them for flights, that's an option too.

[NJDevilsGirl]

got accepted off one of the pre selectors for amex yay!

When you accepted the AMEX offer, I assume they did a hard pull? Did you upgrade or apply for a new card?

[Twiggsta]

just did a capital one selector card pull approved for one with 300 limit and 39 fee about to pull trigger

well tried it and was denied waste of a hard pull they offered a secured card though.

[Profitally]

Does anyone have any intel on pre selected business credit cards , soft pulls.

[evitoss]

Just wanted to send an FYI that Buckle also had the pre-approval pop-up when you check out. They also seem to have some pretty good clothes there as well.

Buckle.com

[Volunteerz]

Kevin how long did you apply for credit cards post Bancruptcy. My case was finally finished 28Feb2012 and I'm looking to recover my good credit. Thanks from the VOLZMAN!!

[Volunteerz]

Looking to rebound from a bad round with the credit man. Bancruptcy cleared on 28FEB2012. Let's go!

[unoriginalnj]

For the online stores that do pre-approvals: do these offers literally pop up in a new Window or are they on the same Page? For example I'm on walmart now and it has a small ad/link that says "use your walmart card now and receive $20 off $100"

[redj]

went to AMEX site and i get this

Currently, our systems are not responding. Please try again later or call/contact us as follows:


To apply by phone or for product information -- 1-800-223-2670. To check the status of a previously submitted application click here or call 1-888-826-3471 (Mon-Fri 6am-9pm MST).

We apologize for the inconvenience and look forward to serving you.

Or is it just me?

that just happen to me , so i applied again guess what ...my credit was pulled twice , with no answer

[whipster]

WFNNB shopping-cart method is the way to go IMO. No hard pulls, and you get credit.

http://creditboards....howtopic=446777

[go sabres]

I have tried 4 sites and nothing although maybe I am doing it wrong. I am stopping short of putting my cc info in there. Should I put that in there and go one page further or is if not working for me.

Thanks!!!

[charierenea]

I have tried 4 sites and nothing although maybe I am doing it wrong. I am stopping short of putting my cc info in there. Should I put that in there and go one page further or is if not working for me.

Thanks!!!

I got it to work by clicking guest checkout. I fill out the first page with shipping and billing name and address and hit the button for the next page. If it's gonna pop up that's when it will do it. It will happen before you put in your CC info. If it doesn't pop up just keeping trying. It took me about 3 days to get J. Crew. I litterally tried every site everyday and on day 3 J. crew worked. On about day 10 Express worked. I am shooting for VS but can't get a pre approval from them so far.

[whipster]

I have tried 4 sites and nothing although maybe I am doing it wrong. I am stopping short of putting my cc info in there. Should I put that in there and go one page further or is if not working for me.

Thanks!!!

Make sure your info is EXACTLY like it is reported to the Credit Bureaus. Name, Address, Phone Number, etc. must match, even though they don't do a hard pull, they do some sort of looksie at your info. Also make sure your pop-up blocker is off!

[msfgrp11]

Try with the WFNNB Redcats merchants first! Generally, if you get a pre-approval pop up from one of them, you end up getting one from all of them! These are One Stop Plus, Roaman's, Woman Within, Jessica London, King Size, Brylane Home, and Avenue! There is also The Sportman's Guide Visa which is much harder to get!

[go sabres]

Thanks for all the advice and i will let you know how it goes !!!

[Stanggt03]

Try with the WFNNB Redcats merchants first! Generally, if you get a pre-approval pop up from one of them, you end up getting one from all of them! These are One Stop Plus, Roaman's, Woman Within, Jessica London, King Size, Brylane Home, and Avenue! There is also The Sportman's Guide Visa which is much harder to get!

I've been trying to get The Buckle card for awhile with the shopping cart method. Probably about a year. No luck. DW has Victoria's Secret and Maurice's and I have Express. Tried Brylane Home and got the pop-up. Declined and tried The Buckle. It worked!

[problemchild]

So after a extensive search on CB & Google, the below credit card sites are the only ones I could find that pull 'soft' inquiries to see if you qualify for their cards.

note: deleted original links - they're dead. please use the links below.


Courtesy of foeplay - update as of Sept 7 2010:

Pre-approval links
HSBC pre-qualifier (must bank with HSBC): https://www.hsbcappl...hsbccreditcard/
HSBC/Household pre-qualifier: https://www.hsbcappl...t/householdbank
HSBC/Orchard's pre-qualifier: https://www.hsbcappl...art/orchardbank
HSBC/BestBuy's pre-qualifier: https://www.hsbcappl...dzonemastercard
Capital One's pre-qualifier: https://cardfinder.c...3ZZZZZZZZZZZZZZ
Discover's pre-qualifier: https://www.discover...ORE_pre_chk_btn

Database checkers (not a pre-qualifier; checks to see if they have any currently standing offers for you in their database)
Bank of America: https://preselected....elfInquiry.aspx
Citibank: https://www.citicard...o?screenID=4010
American Express (Click on "NOT A CARDMEMBER YET"): https://www201.ameri...atePerfectCards

Sites that have been known to give pre-approvals when you shop there/go to check out there:
Victoria's Secret http://www.victoriassecret.com
Newport News http://www.newportnews.com (you can check to see if you're pre-approved here: https://www.newport-...preapprove.aspx )
Spiegel http://www.spiegel.com (you can check to see if you're pre-approved here: https://www.spiegel..../eligcheck.aspx )
Metrostyle http://www.metrostyle.com
Chadwick's http://www.chadwicks.com
Roamans http://www.roamans.com

These are a bit outdated now

Just tried the Orchard bank link today, and it says this card/site is no longer available due to the recent acquisition of Orchard Bank by Capital One.

[problemchild]

Here's another one....
http://www.creditone...1BSourceID=C1B1

credit one bank (re-builder card)

Congratulations, SecretAgentWoman. You’re pre-qualified for the following credit card offer.
Card Image The Visa® Platinum Card ♦
Apply Now
Your credit history shows that you are pre-qualified for this offer.
Apply now and get your credit line decision in less than 60 seconds!
Features • Credit Line up to $1,500
• Select from 12 different card designs
• Automatic Credit Line Increase Reviews
• Request Email Notifications to stay up to date on your account activity
• $0 Fraud Liability
Annual Percentage Rate (APR) 23.9%
Annual Fee $75 first year. $99 thereafter, billed monthly at $8.25
Cash Advance Transaction Fee Either $5 or 8% of the amount of each cash advance, whichever is greater.
Credit Limit Up to $1,500
Optional Features Credit Protection Program
Premium Card Choice
Additional Benefits • Travel Accident Insurance
• Auto Rental Collision Damage Waiver


OUCH

Tried this also, the offer it refers you to is the same card that is shown at the bottom of the page BEFORE you ever enter any information! At least it was for me. Couldn't find a place asking if I had good, fair or if I was rebuilding credit.

[Dmt]

Try with the WFNNB Redcats merchants first! Generally, if you get a pre-approval pop up from one of them, you end up getting one from all of them! These are One Stop Plus, Roaman's, Woman Within, Jessica London, King Size, Brylane Home, and Avenue! There is also The Sportman's Guide Visa which is much harder to get!

So. As i've been building my credit.. I tried the sportsmans guide.

Picked a few ammunition I could use and followed the normal steps to get pre-approval like I did with a VS card.

I got the pre-approval for the VISA, but does that still do a soft pull If I accept it?

Thanks!

-D

[hotmama973355]

Try with the WFNNB Redcats merchants first! Generally, if you get a pre-approval pop up from one of them, you end up getting one from all of them! These are One Stop Plus, Roaman's, Woman Within, Jessica London, King Size, Brylane Home, and Avenue! There is also The Sportman's Guide Visa which is much harder to get!

So. As i've been building my credit.. I tried the sportsmans guide.

Picked a few ammunition I could use and followed the normal steps to get pre-approval like I did with a VS card.

I got the pre-approval for the VISA, but does that still do a soft pull If I accept it?

Thanks!

-D

I tried the discover link and it should the Discover recommended more card. I didn't apply I didn't want a hard pull and not get approved, do you know if it will do a hard pull? Just because it says recommended that doesn't mean you will get it.

[Link2k]

Chase

https://creditcards....iledOffers.aspx

Checks for mail offers although I had a pre approval and have never received a mail offer from chase

[Link2k]

Chase

https://creditcards....iledOffers.aspx

Checks for mail offers although I had a pre approval and have never received a mail offer from chase

FWIW I have no soft pulls from chase when I checked today but I do have a 5 month old hard pull from a mortgage pull. I don't think that pull would have generated the mail offer but I don't know any other way they would have pre approved it. The pre approval is for CSP with opt out notice and the score from the mortgage pull had a CA on 1 bureau low 700's for 2 bureaus and mid 600's for the score with a CA.

[foeplay]

Mod please update the Citi link to this one:
https://www.accounto...o?screenID=3204

thanks

[Floridian]

Mod please update the CapitalOne link to this one:
https://findmycard.c...UNS_MS_V02.aspx

Thanks!

[helacc]

I'll see what I can find for AMex. My scores have never been high enough for AMEX, so I wouldnt know

What do you mean "high enough", socalfiremedic? What's the range that they approve at?