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Credit Card "Pre-Selector" sites?


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952 replies to this topic

#26 dons888

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Posted 10 March 2008 - 08:18 PM

subscribing



#27 Vinny2020

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Posted 10 March 2008 - 08:18 PM

Ok, to answer my own question. I went to the soft pull site on Amex. There was a link
there that said something like "already a card member? see what offers ...."
after logging in I see this on the screen:

Posted Image

Hmm. I already have an Amex Blue, why offer it again. This just looks like a trap
for me to waste another pull on exp. What do you guys think. I only have 2 baddies
left on EXP , blood sucking Palisades collection (DV goes out tomorrow) and a paid
collection from 2003. This is a tough one. I'm surprised they didn't put a green among
the choices. I feel out of my league with the offers presented. Well, except for the "Blue"
cards.

#28 socalfiremedic

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Posted 10 March 2008 - 08:20 PM

hmm.. with a 659 you should be alright. I looked at the credit pull database and thats looks acceptable :o

#29 tanya0525

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Posted 10 March 2008 - 09:12 PM

Thanks!

I just did the orchard bank one, and was offered an unsecured, so I took them up on it. They said it was approved.

This is good because we need to add some more revolving credit before we apply for a mortgage in the next 1-2 yrs. I had thought I was going to need to do a secured card.



What was your CL?

Tanya

#30 FlaGator

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Posted 10 March 2008 - 09:54 PM

Ok, to answer my own question. I went to the soft pull site on Amex. There was a link
there that said something like "already a card member? see what offers ...."
after logging in I see this on the screen:

Posted Image

Hmm. I already have an Amex Blue, why offer it again. This just looks like a trap
for me to waste another pull on exp. What do you guys think. I only have 2 baddies
left on EXP , blood sucking Palisades collection (DV goes out tomorrow) and a paid
collection from 2003. This is a tough one. I'm surprised they didn't put a green among
the choices. I feel out of my league with the offers presented. Well, except for the "Blue"
cards.

AMEX Platinum, Gold or Green are all alike. Someone on this board is in the 500's and has a black card.

#31 socalfiremedic

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Posted 10 March 2008 - 10:03 PM

Ok, to answer my own question. I went to the soft pull site on Amex. There was a link
there that said something like "already a card member? see what offers ...."
after logging in I see this on the screen:

Posted Image

Hmm. I already have an Amex Blue, why offer it again. This just looks like a trap
for me to waste another pull on exp. What do you guys think. I only have 2 baddies
left on EXP , blood sucking Palisades collection (DV goes out tomorrow) and a paid
collection from 2003. This is a tough one. I'm surprised they didn't put a green among
the choices. I feel out of my league with the offers presented. Well, except for the "Blue"
cards.

AMEX Platinum, Gold or Green are all alike. Someone on this board is in the 500's and has a black card.





Show me proof! B) I want to be 'THAT' guy!

#32 hegemony

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Posted 10 March 2008 - 10:04 PM

AMEX Platinum, Gold or Green are all alike. Someone on this board is in the 500's and has a black card.

who?

#33 whitedawn

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Posted 10 March 2008 - 10:53 PM

i have blue cash and got the same screen... pulled the trigger on gold. denied, but they didn't pull a hard. this was last week.

as always, YMMV, but it didn't cost me anything.

Ok, to answer my own question. I went to the soft pull site on Amex. There was a link
there that said something like "already a card member? see what offers ...."
after logging in I see this on the screen:

Posted Image

Hmm. I already have an Amex Blue, why offer it again. This just looks like a trap
for me to waste another pull on exp. What do you guys think. I only have 2 baddies
left on EXP , blood sucking Palisades collection (DV goes out tomorrow) and a paid
collection from 2003. This is a tough one. I'm surprised they didn't put a green among
the choices. I feel out of my league with the offers presented. Well, except for the "Blue"
cards.



#34 socalfiremedic

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Posted 10 March 2008 - 11:04 PM

I want the blue one <_< Its so pwetty

#35 Vinny2020

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Posted 10 March 2008 - 11:09 PM

Sigh, I switched to applying for a green, got denied. I've applied before and usually there is no hard pull. Good
thing since EXP is so *B* resistant. I guess trying for blue sky card might set off alarms. <_<

i have blue cash and got the same screen... pulled the trigger on gold. denied, but they didn't pull a hard. this was last week.

as always, YMMV, but it didn't cost me anything.

Ok, to answer my own question. I went to the soft pull site on Amex. There was a link
there that said something like "already a card member? see what offers ...."
after logging in I see this on the screen:

Posted Image

Hmm. I already have an Amex Blue, why offer it again. This just looks like a trap
for me to waste another pull on exp. What do you guys think. I only have 2 baddies
left on EXP , blood sucking Palisades collection (DV goes out tomorrow) and a paid
collection from 2003. This is a tough one. I'm surprised they didn't put a green among
the choices. I feel out of my league with the offers presented. Well, except for the "Blue"
cards.



#36 startover

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Posted 10 March 2008 - 11:25 PM

I REALLY REALLY REALLY hate you guys. <_< I just couldnt resist it after reading someone's post that said no hard was pulled for the AMEX pre-approved application for existing card members. I swore before that I wouldnt get another card till 2009. So guess what? A HARD on EX and a toy line of $2000. Currently at $20k on HH and $12.5k on Optima Plat.

This is obvioulsy the AMEX's way of saying "you're pretty much on the borderline of the maximum credit we can extend to you. so we gave you this card with the minimum limit. get ready for F/R".

I really regret it now. Slapping myself. T__T

#37 socalfiremedic

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Posted 10 March 2008 - 11:27 PM

I REALLY REALLY REALLY hate you guys. :grin: I just couldnt resist it after reading someone's post that said no hard was pulled for the AMEX pre-approved application for existing card members. I swore before that I wouldnt get another card till 2009. So guess what? A HARD on EX and a toy line of $2000. Currently at $20k on HH and $12.5k on Optima Plat.

This is obvioulsy the AMEX's way of saying "you're pretty much on the borderline of the maximum credit we can extend to you. so we gave you this card with the minimum limit. get ready for F/R".

I really regret it now. Slapping myself. T__T


2kCLs are quite significant to us weaklings <_<

#38 startover

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Posted 10 March 2008 - 11:30 PM

So big fat WARNING

A HARD will likely be pulled (most likely EX!!) if you get approved with the AMEX link. Don't try it unless you're ready for the pull!!!!!!

#39 jazzyjohn

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Posted 11 March 2008 - 12:45 AM

HSBC offered me their "Weekend" card.. interesting.


What, they won't let you use it during the week?!? :)

#40 clrntsqueak

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Posted 11 March 2008 - 01:02 AM

HSBC offered me their "Weekend" card.. interesting.


What, they won't let you use it during the week?!? :)


Hahahaha.

It is a weird concept for a card... I think it said 3% cash back on WEEKEND purchases, 1% on weekdays. I'm guessing anyone who has this *DOESN'T* use this card on the weekdays. :)

#41 Shane

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Posted 11 March 2008 - 01:27 AM

WTH - Amex said that thier special offers were not available to me. WTH. They also said that it would not affect my credit score. If I see an IQ from AMEX, letter writing time.

Edit, now Capital 1 said I dont qualify for anything. Screw all of them then.

Edited by Shane, 11 March 2008 - 01:29 AM.


#42 kmcnabb108

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Posted 11 March 2008 - 10:03 AM

Tried Amex - no luck

Approved through Orchard Bank - $300.00 limit.

Better than nothing! It's looking better - last year at this time it would have totally been denied.

Thanks!

#43 sara21200

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Posted 11 March 2008 - 10:06 AM

WTH - Amex said that thier special offers were not available to me. WTH. They also said that it would not affect my credit score. If I see an IQ from AMEX, letter writing time.

Edit, now Capital 1 said I dont qualify for anything. Screw all of them then.


Your scores look good - Could it be that you are in Germany? :clapping:

#44 inspiringmind

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Posted 11 March 2008 - 11:09 AM

I REALLY REALLY REALLY hate you guys. :lol: I just couldnt resist it after reading someone's post that said no hard was pulled for the AMEX pre-approved application for existing card members. I swore before that I wouldnt get another card till 2009. So guess what? A HARD on EX and a toy line of $2000. Currently at $20k on HH and $12.5k on Optima Plat.

This is obvioulsy the AMEX's way of saying "you're pretty much on the borderline of the maximum credit we can extend to you. so we gave you this card with the minimum limit. get ready for F/R".

I really regret it now. Slapping myself. T__T


2kCLs are quite significant to us weaklings :clapping:


:clapping: I would give my right arm and part of my left to have a CC with a 2K limit. For now anyways...Of course I would give my right arm for 1K limit right now too.

#45 kmcnabb108

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Posted 12 March 2008 - 02:58 PM

Ok - just tried for the Capital One Card and was approved for it also. Still just another $300.00 - but it's looking up for me! :dntknw:

#46 googerz

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Posted 14 March 2008 - 01:18 AM

Ok, I get no bites from Amex. Pre-approval for Cap1 No 1% cashback card (closed the screen already!), but I am not ready to bite... so afraid of the $500 limit.

My EX is frozen, so I figure that's why no Amex luvin. Has anyone with frozen EX and no open Amex accts gotten a preapproval offer?

#47 IFBrock

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Posted 14 March 2008 - 09:21 AM

BofA approved me for Rewards AmEx and BankAmericard with 3k limits.

#48 sunmicroman

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Posted 14 March 2008 - 10:20 AM

I REALLY REALLY REALLY hate you guys. :D I just couldnt resist it after reading someone's post that said no hard was pulled for the AMEX pre-approved application for existing card members. I swore before that I wouldnt get another card till 2009. So guess what? A HARD on EX and a toy line of $2000. Currently at $20k on HH and $12.5k on Optima Plat.

This is obvioulsy the AMEX's way of saying "you're pretty much on the borderline of the maximum credit we can extend to you. so we gave you this card with the minimum limit. get ready for F/R".

I really regret it now. Slapping myself. T__T


Or a massive CLD.........

#49 chiti

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Posted 14 March 2008 - 10:46 AM

So big fat WARNING

A HARD will likely be pulled (most likely EX!!) if you get approved with the AMEX link. Don't try it unless you're ready for the pull!!!!!!


Ohhhhhh...... I was tempted to do that.

Thanks for being the guinea pig..... :D

#50 HPchica

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Posted 14 March 2008 - 11:16 AM

I annoyed my boyfriend into looking at the AMEX pre-approval screen. :D It gave him AMEX gold and green AF free for one year, and then AMEX Blue, Blue Sky, and HH.

He applied for Blue. Got a $5k limit with 9.99% APR.

I hate him right now LOL.




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