Jump to content




Welcome to CreditBoards!


Sign In 

Create Account
Welcome to CreditBoards! Like most online communities, you must register to post in our community, but don't worry - this is a simple process requiring minimal information for you to sign up. Be a part of CreditBoards by signing in or creating an account.
  • Start new topics and reply to others
  • Subscribe to topics to get email updates
  • Get your own profile page and make new friends
  • Send personal messages to other members.
 
Guest Message by DevFuse

Read These Items!

  • If you're getting an Authentication mismatch error: Clear your cache. Log out of CB. Delete your cookie. Close your browser. Open your browser and log back in.

Photo

Credit Card "Pre-Selector" sites?


  • Please log in to reply
884 replies to this topic

#751 bostonte

bostonte
  • Members
  • 1,239 posts

Posted 29 December 2011 - 04:50 PM

LL Bean is apparently doing online checkout pre-quals for their Barclay Visa card.

I just created an account to complete my purchase and got a "Congratulations! You're Pre-Qualified!" page during checkout. It had the prescreen opt-out notice and apparently would be available for instant use.

Might be a way for some to feel out Barclay before applying -- I got the popup before entering any payment information so it's not necessary to actually intend to complete an order.

I chose "No thanks, continue with checkout", so I can't comment on anything beyond that.

Edited by bostonte, 29 December 2011 - 04:51 PM.




#752 Mr. Media

Mr. Media
  • Members
  • 1,401 posts

Posted 29 December 2011 - 06:50 PM

LL Bean is apparently doing online checkout pre-quals for their Barclay Visa card.

I just created an account to complete my purchase and got a "Congratulations! You're Pre-Qualified!" page during checkout. It had the prescreen opt-out notice and apparently would be available for instant use.

Might be a way for some to feel out Barclay before applying -- I got the popup before entering any payment information so it's not necessary to actually intend to complete an order.

I chose "No thanks, continue with checkout", so I can't comment on anything beyond that.


Feel out indeed... I didn't get the pre-qualified message, just an invited to apply page. No pre-screen notice and said "subject to credit approval" so I didn't hit the button.

#753 NavyDad01

NavyDad01
  • Members
  • 326 posts

Posted 01 January 2012 - 06:31 PM

My Fako scores are 650 with old chargeoffs should I keep applying for secured cards or try a unsecured card now?

#754 ebuddog

ebuddog
  • Members
  • 646 posts

Posted 02 January 2012 - 08:09 PM

My Fako scores are 650 with old chargeoffs should I keep applying for secured cards or try a unsecured card now?


I got a secured Cap 1 card in August then got an unsecured card from them last month. You might even try for Amex Zync.

#755 NavyDad01

NavyDad01
  • Members
  • 326 posts

Posted 04 January 2012 - 11:03 PM


My Fako scores are 650 with old chargeoffs should I keep applying for secured cards or try a unsecured card now?


I got a secured Cap 1 card in August then got an unsecured card from them last month. You might even try for Amex Zync.


Does it hurt my score when applying on the pre selector site? So Its possible to have 2 cap one cards?

#756 uh60james

uh60james
  • Members
  • 57 posts

Posted 07 January 2012 - 08:10 PM



My Fako scores are 650 with old chargeoffs should I keep applying for secured cards or try a unsecured card now?


I got a secured Cap 1 card in August then got an unsecured card from them last month. You might even try for Amex Zync.


Does it hurt my score when applying on the pre selector site? So Its possible to have 2 cap one cards?


The pre-selector site does not affect your score. When you fill out the actual app it will show up as a hard.

#757 IvyMgmt

IvyMgmt
  • Members
  • 2,151 posts

Posted 09 January 2012 - 05:57 PM

So after a extensive search on CB & Google, the below credit card sites are the only ones I could find that pull 'soft' inquiries to see if you qualify for their cards.

note: deleted original links - they're dead. please use the links below.


Courtesy of foeplay - update as of Sept 7 2010:

Pre-approval links
HSBC pre-qualifier (must bank with HSBC): https://www.hsbcappl...hsbccreditcard/
HSBC/Household pre-qualifier: https://www.hsbcappl...t/householdbank
HSBC/Orchard's pre-qualifier: https://www.hsbcappl...art/orchardbank
HSBC/BestBuy's pre-qualifier: https://www.hsbcappl...dzonemastercard
Capital One's pre-qualifier: https://cardfinder.c...3ZZZZZZZZZZZZZZ
Discover's pre-qualifier: https://www.discover...ORE_pre_chk_btn

Database checkers (not a pre-qualifier; checks to see if they have any currently standing offers for you in their database)
Bank of America: https://preselected....elfInquiry.aspx
Citibank: https://www.citicard...o?screenID=4010
American Express (Click on "NOT A CARDMEMBER YET"): https://www201.ameri...atePerfectCards

Sites that have been known to give pre-approvals when you shop there/go to check out there:
Victoria's Secret http://www.victoriassecret.com
Newport News http://www.newportnews.com (you can check to see if you're pre-approved here: https://www.newport-...preapprove.aspx )
Spiegel http://www.spiegel.com (you can check to see if you're pre-approved here: https://www.spiegel..../eligcheck.aspx )
Metrostyle http://www.metrostyle.com
Chadwick's http://www.chadwicks.com
Roamans http://www.roamans.com


These are a bit outdated now :dntknw:

#758 IvyMgmt

IvyMgmt
  • Members
  • 2,151 posts

Posted 09 January 2012 - 06:10 PM


My Fako scores are 650 with old chargeoffs should I keep applying for secured cards or try a unsecured card now?


I got a secured Cap 1 card in August then got an unsecured card from them last month. You might even try for Amex Zync.


No Zync for me Bankruptcy :blush2:

#759 puppies44

puppies44
  • Members
  • 294 posts

Posted 11 January 2012 - 12:23 PM


So after a extensive search on CB & Google, the below credit card sites are the only ones I could find that pull 'soft' inquiries to see if you qualify for their cards.

note: deleted original links - they're dead. please use the links below.


Courtesy of foeplay - update as of Sept 7 2010:

Pre-approval links
HSBC pre-qualifier (must bank with HSBC): https://www.hsbcappl...hsbccreditcard/
HSBC/Household pre-qualifier: https://www.hsbcappl...t/householdbank
HSBC/Orchard's pre-qualifier: https://www.hsbcappl...art/orchardbank
HSBC/BestBuy's pre-qualifier: https://www.hsbcappl...dzonemastercard
Capital One's pre-qualifier: https://cardfinder.c...3ZZZZZZZZZZZZZZ
Discover's pre-qualifier: https://www.discover...ORE_pre_chk_btn

Database checkers (not a pre-qualifier; checks to see if they have any currently standing offers for you in their database)
Bank of America: https://preselected....elfInquiry.aspx
Citibank: https://www.citicard...o?screenID=4010
American Express (Click on "NOT A CARDMEMBER YET"): https://www201.ameri...atePerfectCards

Sites that have been known to give pre-approvals when you shop there/go to check out there:
Victoria's Secret http://www.victoriassecret.com
Newport News http://www.newportnews.com (you can check to see if you're pre-approved here: https://www.newport-...preapprove.aspx )
Spiegel http://www.spiegel.com (you can check to see if you're pre-approved here: https://www.spiegel..../eligcheck.aspx )
Metrostyle http://www.metrostyle.com
Chadwick's http://www.chadwicks.com
Roamans http://www.roamans.com


These are a bit outdated now :dntknw:


this is a good list but I wish I could find one for Chase.....it looks like it's mostly subprime issuers on this list

#760 by2

by2
  • Members
  • 128 posts

Posted 13 January 2012 - 02:26 PM

Thanks again CB's gang for all the wonderful help! Based on soft pulled information I got new credit from Capital one and Victoria secret and both are excellent soft pulls.

#761 by2

by2
  • Members
  • 128 posts

Posted 13 January 2012 - 04:30 PM

I applied to both capital one and Victoria secret both soft pulls first and got approved. I found that calling Capital one and speaking with a customer service representative was the best way to apply. I applied last Oct11 and was told they required additional information and that did not happen over the phone the customer service person even performed a soft pull based on a few questions. Yea!!!

#762 puppies44

puppies44
  • Members
  • 294 posts

Posted 14 January 2012 - 01:23 AM

by2, thanks for the info...I am curious, what questions did they ask?

#763 kmart

kmart
  • Members
  • 92 posts

Posted 04 February 2012 - 11:49 AM

Thanks for the links, I was just approved for a HSBC/Orchard Platinum M/C. Another step forward in rebuilding my credit!

#764 DPDIY

DPDIY
  • Members
  • 144 posts

Posted 15 February 2012 - 03:16 PM

Thanks for the links, I was just approved for a HSBC/Orchard Platinum M/C. Another step forward in rebuilding my credit!


Is there a link for the soft pull for the Victoria Secret Angel card that I missed somehow?

#765 by2

by2
  • Members
  • 128 posts

Posted 18 February 2012 - 10:16 PM

I applied to both capital one and Victoria secret both soft pulls first and got approved. I found that calling Capital one and speaking with a customer service representative was the best way to apply. I applied last Oct11 and was told they required additional information and that did not happen over the phone the customer service person even performed a soft pull based on a few questions. Yea!!!


Sorry for the delay, they ask what I would use the card for and rather or not I would pay in full monthly! They wanted to help determine which card would be ideal for what I wanted.

#766 by2

by2
  • Members
  • 128 posts

Posted 18 February 2012 - 10:23 PM

I applied to both capital one and Victoria secret both soft pulls first and got approved. I found that calling Capital one and speaking with a customer service representative was the best way to apply. I applied last Oct11 and was told they required additional information and that did not happen over the phone the customer service person even performed a soft pull based on a few questions. Yea!!!


Sorry for the delay, they ask what I would use the card for and rather or not I would pay in full monthly! They wanted to help determine which card would be ideal for what I wanted.

#767 brobins75

brobins75
  • Members
  • 322 posts

Posted 27 February 2012 - 10:10 AM



at-check-out prescreened offers (e.g., target).


Do please tell more about this at Target? I'm always asked if I want to apply. And I DO! But, I'm afraid I'll be denied. How does a Target pre-screened offer work?

I am not that familiar with it, but target used to put prescreened offers on receipts. (I would not suggest responding to a clerk's offer since it is probably just a way to market the products).



might be old now, but 5 or so years ago, i read about the Target check out approval on this site. I did what it said, and sure enough, i got an offer on my receipt. there was some kind of formula to it. i had to use the same debit card there for so many weeks in a row, and sure enough, just like it said, i got the offer. according to the post, targe somehow tracks you by the usage of your debit card.

#768 justabovewater

justabovewater
  • Members
  • 4 posts

Posted 06 March 2012 - 05:54 PM

I was approved for the discover card for 1700.00. This is the most I have ever been approved for. Im so Happy!! I love the credit board!! Thank you guys for everything!!

#769 puma

puma
  • Members
  • 5 posts

Posted 11 March 2012 - 09:06 PM

CREDIT ONE
Soft on EXPERIAN

http://www.creditone...lification.php?

#770 road2freedom

road2freedom

    Bump Influence XXXII

  • Members
  • 5,918 posts

Posted 13 March 2012 - 10:50 AM

Any recent pre-quals that soft EQ? :ph34r:

#771 Take Action

Take Action
  • Members
  • 55 posts

Posted 14 March 2012 - 09:12 AM




at-check-out prescreened offers (e.g., target).


Do please tell more about this at Target? I'm always asked if I want to apply. And I DO! But, I'm afraid I'll be denied. How does a Target pre-screened offer work?

I am not that familiar with it, but target used to put prescreened offers on receipts. (I would not suggest responding to a clerk's offer since it is probably just a way to market the products).



might be old now, but 5 or so years ago, i read about the Target check out approval on this site. I did what it said, and sure enough, i got an offer on my receipt. there was some kind of formula to it. i had to use the same debit card there for so many weeks in a row, and sure enough, just like it said, i got the offer. according to the post, targe somehow tracks you by the usage of your debit card.

When you do a return at Target, you can just tell them your card number instead of having a receipt, so they definitely have the data set up.

#772 Take Action

Take Action
  • Members
  • 55 posts

Posted 14 March 2012 - 09:14 AM

Any recent pre-quals that soft EQ? :ph34r:

Great idea! Would be nice for the TU B* guys too. Any luck yet?

#773 justabovewater

justabovewater
  • Members
  • 4 posts

Posted 23 March 2012 - 12:40 PM

So after a extensive search on CB & Google, the below credit card sites are the only ones I could find that pull 'soft' inquiries to see if you qualify for their cards.

note: deleted original links - they're dead. please use the links below.


Courtesy of foeplay - update as of Sept 7 2010:

Pre-approval links
HSBC pre-qualifier (must bank with HSBC): https://www.hsbcappl...hsbccreditcard/
HSBC/Household pre-qualifier: https://www.hsbcappl...t/householdbank
HSBC/Orchard's pre-qualifier: https://www.hsbcappl...art/orchardbank
HSBC/BestBuy's pre-qualifier: https://www.hsbcappl...dzonemastercard
Capital One's pre-qualifier: https://cardfinder.c...3ZZZZZZZZZZZZZZ
Discover's pre-qualifier: https://www.discover...ORE_pre_chk_btn

Database checkers (not a pre-qualifier; checks to see if they have any currently standing offers for you in their database)
Bank of America: https://preselected....elfInquiry.aspx
Citibank: https://www.citicard...o?screenID=4010
American Express (Click on "NOT A CARDMEMBER YET"): https://www201.ameri...atePerfectCards

Sites that have been known to give pre-approvals when you shop there/go to check out there:
Victoria's Secret http://www.victoriassecret.com
Newport News http://www.newportnews.com (you can check to see if you're pre-approved here: https://www.newport-...preapprove.aspx )
Spiegel http://www.spiegel.com (you can check to see if you're pre-approved here: https://www.spiegel..../eligcheck.aspx )
Metrostyle http://www.metrostyle.com
Chadwick's http://www.chadwicks.com
Roamans http://www.roamans.com



I have The Orchard Bank card. Does it help my credit to call and try to have the limit increased? I have never been late on it and in the past they have just increased it without asking. It has been awhile, so it it possible that they would?

#774 iRobbot

iRobbot
  • Members
  • 3 posts

Posted 25 March 2012 - 04:05 PM

I wish more cards had these just to see how you're credit is improving. I've noticed especially with CrapOne, I've gone from Secured, Unsecured, now they're offering their Cash card.

#775 hegemony

hegemony

    Area Man

  • Members
  • 67,625 posts

Posted 25 March 2012 - 07:32 PM

JJill offers a card pre-qual when you check out. I am not sure if that has been mentioned. I am sure it is a hard inq if you decide to apply.




1 user(s) are browsing this forum

0 members, 1 guests, 0 anonymous users



© Copyright 2003 - 2013 Creditboards.com. All rights reserved. No portion of this site may be reproduced without explicit permission from the owners. The content of creditboards.com is subject solely to the personal whim of its admins. We reserve the right, at our sole discretion, to remove any and all posts or comments, at any time, for any reason which takes our entirely capricious fancy, or for no particular reason whatsoever, without restriction. Comments or questions regarding the site may be addressed to admin@creditboards.com.