Sallie Mae, Direct Loans and USA Funds help with CRA!

[rebldcrdt]

Let me break it down:

 

My BK13 was discharged on 12/2003. I applied for William Ford Direct Loans for consolidation on defaulted USA Funds (Sallie Mae Guarantor) on 12/30/2003.

 

My consolidation loan was approved and I received a letter from USA Funds that the loan was purchased by Direct Loans.

 

I also received a letter from Direct Loans showing the Consolidation Disbursments Made and showing a consolidation date of 1/23/2004.

 

Can I get the "included in bankruptcy" tradelines removed since they are now consolidated?

 

I receved a letter on 1/26/2003 from SallieMae Guarantee Services stating: "...United Student Aid Funds, Inc., considers your obligation to repay the loan(s) mentioned above satisfied." I was also advised via phone by Sallie Mae that there will be NO Federal Offset (i.e. garnishing my tax return) so I filed it.

 

Now here is my situation: I checked Privacy Guard last night and only in EQ does it show my current consolidated loan. Above that there are 8 USA Funds Tradelines that have been deleted in EQ but show up on TU and EX. Below the Consolidated tradeline it shows the 8 USA Funds Tradelines reading "Included/Discharged Under Chap.13" on EQ and WEP for TU and EX. and 0 lates for all 8 tradelines.

 

Did EQ do a double reporting? Previous reports before I consolidated only showed the 8 tradelines as "Included/Discharged Chap.13" but now it shows a total of 16 USA Funds tradelines in EQ. my previous reports were not printed out.

 

How can this be corrected? Or are they reporting this correctly?

 

Thanks and sorry for the long post