Loan was in deferment, CRA reported as 90 days late

[energygate]

I contacted Great Lakes and they sent me a letter stating that my loan was in deferment during the period in which the CRAs have my account as 90days late. I was told to dispute with the CRA and send the letter as support.

 

Will this be enough to get the CRAs to remove the 90 day late?

[Cynic]

For the last time, NO.

 

As you were previously advised in the last 3 threads you made about this, your retroactive deferment backdated to cover your 90+ day delinquency does not change the fact that you were delinquent.

 

I notice you conveniently failed to mention that this time. Neither the CRAs nor great lakes were born yesterday.

 

This is just like finally making your payment after being 90+ days late. I'm wondering what part of this you don't understand. Perhaps the following 3 threads will help jog your memory:

 

http://creditboards.com/forums/index.php?s...p;hl=energygate

 

http://creditboards.com/forums/index.php?s...p;hl=energygate

 

http://creditboards.com/forums/index.php?showtopic=257119

Edited June 7, 2007 by Cynic

[energygate]

salamander, my account was in defeferment at the time. Great Lakes admited that it should have been processed long before the late payment notation, thus they sent me a letter in support and recommended I send it when I disputed with the CRAs

[Cynic]

salamander, my account was in defeferment at the time. Great Lakes admited that it should have been processed long before the late payment notation, thus they sent me a letter in support and recommended I send it when I disputed with the CRAs

 

 

they have now hit me with the 90-day late, saying they never received the deferment.

 

Actually, moron, you can't even keep your story straight. You previously posted that as of May 9th you were NOT in a deferment, and that they had not received the form. Now you're suddenly saying you were in a deferment. The truth is that you resent it and it was backdated.

 

If they had really made an error they would have updated the CRAs themselves.