Experian result to Pre Hipaa,WhyChat help please?

[LeslieBre]

This is that account from 2000 that hospital did not bill to insurance,was never sent a statement etc..

I have a printout from the hospital that shows the date of service.It was sold to NCO, then passed around.

The same account with the, the unsigned court papers & following those the ( deal for you dunning letters).

 

 

If you remeber I tried to handle this on own & called Insurance/hospital.So I know it is re-aged as well & the hospital tried to tell me they did not have to bill insurance that it is just a courtsey.They also claimed could not find me but I was at same address from date of service until last year.

 

It is reporting as opened 2004,date staus 2005,reported scince 2005,1 month terms,installment,showing a credit limit ( more then services were ) and a balance 200.00 dollars more then that. Status: collection account

Original creditor the hospital.Scheduled to come off in 2011.

 

 

So today DH gets 3 envelopes from EXP.

 

1 has a credit report on the front it says to assist you in understanding your correction summary. The collection is still there reporting as above.

 

1 envelope has a kiss our butts we already investigated/verified ,Unless have new info blah blah blah.Also says to do it online ( I dont think so) grrr.

 

3rd envelope is a letter explaining what a CRA is & does.

 

 

2 days ago DH also got an inquiry alert on EXP from JB who has this account.Kind of weird as EXP says wont investigate & we have not contacted JB at all ever.

 

 

This was results of Pre-Hipaa with the any services from that hospital would be obsolete sentance added in.

 

Sorry so long making sure I give all info.

So next steps?

 

TU deleted so far & EQ is still investigating.

[LeslieBre]

Or anyone?