You MUST make sure the sale is VOIDED by management before leaving the register
How about a Pet Store Clerk swiping my girl friends Visa card and then asked for picture id. When my GF refused the clerk refused her purchase and she had to walk out without anything.
here's the thing...
Visa/MC FORBIDS merchants asking for ID.
If you want to show your ID, fine...go for it...
if you want to hand your wallet to a stranger on the street, more power to you
if you want to stick a fork in an electrical outlet, I won't stop you
but the merchant IS NOT allowed to ask for ID, and they can lose their ability to accept credit cards if they do so...
Next months statement the Pet Store charged the purchase and no refund.
Remember once the card is swiped and approved the purchase is complete!!!! and the merchant has their money. Why would you go through an unnecessary step in checking id. It is all after the fact the the merchant has been paid already!!!!!!!
(even if you hold up the line for 10 minutes)
Simply call 1-800-VISA-911. They will walk the idiot cashier step-by-step through proper card acceptance procedure.
CREDIT CARD SIGNATURE IS ALL THE ID NEEDED
When you pay for merchandise with a Visa card, MasterCard, or American Express any store that accepts these cards should accept yours too, no questions asked. It's part of the deal that merchants agree to when they become participating members.
They must check your signature and the card - electronically or by telephone - to be sure it's valid. Once the answer comes up yes, they can go ahead and charge. They can't ask you for any further identification - not a license plate number, Social Security number, proof of address, phone number or picture ID.
Your personal ID isn't needed because Visa, MasterCard, and American Express all guarantee payment on cards that have been properly checked. If the issuer mistakenly authorizes a sale on a bad card, it should make good. MasterCard says that merchants receive instant settlement. The contract MasterCard merchants sign specifically prevents them from asking for personal ID.
Unfortunately, not all merchants play by the rules. Some, apparently, haven't read them.
WHAT YOU CAN DO
MasterCard wants to hear about merchants who break their rules. Send the name and address and an account of what happened to MasterCard WorldWide 2000 Purchase St. Purchase, NY 10577. The merchant's bank will get a stiff letter, ordering it to investigate and bring the offending store into line - or pay a $2,000 fine.
Visa enforces the same rules as MasterCard. "When we hear about a violation, we ask the bank that signed the merchant to get together with the merchant and see that the practice is stopped," Visa representative states. To report a merchant, send a letter to the bank that that issued your Visa card or call 1-800-VISA-911.
American Express also prohibits merchants from asking for IDs. "All a merchant is supposed to do is take an imprint, make sure the signature matches and swipe the card through the terminal, to get authorization."