We bought a car in March 2003 at a pretty high interest rate. I was only working part time at the time so dh had to put it in his name. We have now been late on that vehicle for 3 months now. We haven't been able to make up the payment.
I was thinking of trying to refinance it, but we probably wouldn't be able to do that since he has so many lates. I was wondering if I maybe finance it in my name. It really is my car, but I don't know if this would work. My credit is a little better. I'm late on quite a few credit cards, but I was never late on a car so I was hoping that it may work.
Transfer or refinance?
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