Strange results from student loan dispute

By sporocyst
August 10, 2005 in Credit Forum

https://creditboards.com/forums/index.php?/topic/119337-strange-results-from-student-loan-dispute/

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sporocyst

Posted August 10, 2005

I disputed my student loan account (7 of them) as never late in an attempt to get a 30 day and a 60 day removed from each one. They are closed and paid accounts so i thought they would jsut go away.

WRONG. They verified and updated all three CRAs, including TU with whom i did not even dispute.

Strange thing is, TU updated differently than the rest. The lates were in 01 and 02 of 2004, ex and eq now show this (tu did for a day). TU changed again today showing these lates as 08 and 09 of 2002.

They moved them back a year and a half! I am afraid to even touch them with TU since I know they will be verified and corrected =) I figure lates from 3 yrs ago is better than lates from a year and a half ago.

Just out of curiosity, will the moving of these lates backwards help my score significantly? Or does FICO treat all lates the same regardless of date?

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