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Asset Acceptance / UN COL TOL


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2 replies to this topic

#1 gadell

gadell
  • Newbies
  • 7 posts

Posted 16 July 2005 - 12:19 PM

Hi Everyone,

First I want to thank everyone for all of the help that I have received from these boards... I am amazed at the success that I have already achieved using the information found here.

My problem now is this... I have a Paid Collection for (Asset Acceptance Of course) that I paid to get them to go away (Before I came here). The original account was in the name of a company that I was an officer of, and it wasn't actually my electric bill.

I disputed all three with a "not mine" and they all verified. To make matters worse, I recently was told by my mortgage company that before I close I must pay or escrow $973 because of a "Colletion Account" which only shows on TU.

The "Collection Account" is for someone listed as UN COL TOL. This is an older CA before Asset Acceptance, but I was never contacted by them, and I actually paid ASS after them.

I want to DV them before my closing, but there is no address available on the CR so I don't even know the address.

Sorry for the long post... Any ideas?

Gadell



ASSET ACCEPT

Creditor Name: ASSET ACCEPT
Account No.: 123456789
Original Creditor: DTE ENERGY
Responsibility: Individual
Condition: Paid
Original Balance: $1022
Balance: $0
Date Opened: 01/07/2003
Date Reported: 12/22/2004


Remarks:
[TransUnion] Paid collection
[Experian]
[Equifax]






UN COLL TOL


Creditor Name: UN COLL TOL
Account No.: 123456789
Original Creditor: DETROIT EDISON
Responsibility: Individual
Condition: Derogatory
Original Balance: $973
Balance: $973
Date Opened: 11/01/2002
Date Reported: 12/01/2002



Remarks:
[TransUnion] Placed for collection
[Experian]
[Equifax]




edited by admin to remove personal information

Edited by Pam, 19 July 2005 - 10:36 AM.




#2 pryan67

pryan67

    Mikey, the Life cereal kid

  • Mod Squad
  • 49,118 posts

Posted 18 July 2005 - 12:11 PM

I'd just dispute as "not mine"...chances are it will come off


same with Asset...and DV the crap out of them

#3 pryan67

pryan67

    Mikey, the Life cereal kid

  • Mod Squad
  • 49,118 posts

Posted 18 July 2005 - 12:11 PM

I'd just dispute as "not mine"...chances are it will come off


same with Asset...and DV the crap out of them

also, if those are the real account numbers, ask a Mod to edit them out for you...too risky to leave them in there




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