Wiltygart.. question

[juliedealer]

what is the highest score you have seen for someone who has been 2 years out of BK?

[willtygart]

725 and it was a lil less then two years have seen a lot of one year post BK scores over 600. :wink:

[juliedealer]

Will having my student loans reported help my credit score? I have 2 Sallie Mae's that were "nevr late" I pressed Sallie Mae to get update to TU and they agreed, will it help my score? without Sallie Mae I only have 1 CC open.

[juliedealer]

bump

[willtygart]

If it is a possitive tradeline I don't see why it wouldn't help. Sorry about you having to bump me...I ahve to admit that I have been spending time with my kids the last couple of days and I was slow to answering all of the posts.........oh the pressures of being on the boards! :wink:

[NotMyFico]

In my case the sallie mae reporting has actually hurt my scores around 20 points or more even though I have never been late on a payment. The credit report says the reason is I "have too many personal finance accounts". When in school I thought it would be better to borrow a couple of thousand each semester instead of borrowing $12,000 at one time. After consolidating the loans I now have 6 Sallie Mae tradelines and that is holding my scores back so I don't want TU to start reporting SM again.

[juliedealer]

At this point I have one CC open and two Sallie Mae's I don't think I'll have too many.