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  • 4 months later...

Posted

When they refer to "Chip and Pin," I believe they mean cards that can be used in the Chip and Pin system rapidly being adopted by the rest of the world. The Amex and other cards you mentioned did have chips in them, but not ones that were compatible with this new system.....

Posted

When they refer to "Chip and Pin," I believe they mean cards that can be used in the Chip and Pin system rapidly being adopted by the rest of the world. The Amex and other cards you mentioned did have chips in them, but not ones that were compatible with this new system.....

The Amex Blue had a smart chip, just like what you see on European cards. Although I didn't actually get a chance to try it in Europe before Amex abandoned it. Are you saying the smart chip didn't talk the right protocol?

 

BTW, the Amex Blue attempt at introducing chip/pin to the US was a failure. American consumers didn't adopt it, so it was dropped.

  • 4 weeks later...
Posted

When they refer to "Chip and Pin," I believe they mean cards that can be used in the Chip and Pin system rapidly being adopted by the rest of the world. The Amex and other cards you mentioned did have chips in them, but not ones that were compatible with this new system.....

The Amex Blue had a smart chip, just like what you see on European cards. Although I didn't actually get a chance to try it in Europe before Amex abandoned it. Are you saying the smart chip didn't talk the right protocol?

 

BTW, the Amex Blue attempt at introducing chip/pin to the US was a failure. American consumers didn't adopt it, so it was dropped.

That was not the same chip technology and there was no pin associated with it. I had the AMEX Blue and I had a special keyboard I could use when I shopped online, but it never had a pin associated it for those transactions. It was not on the EVM standard.

 

This is the first EVM standard chip/pin card.

  • 2 weeks later...
Posted

That was not the same chip technology and there was no pin associated with it.

You're thinking of something different. Years ago the amex blue had a proper smartchip, as you see here, the same that's on european cards. That failed, and Amex blue later switched to a different contactless chip, which probably what you're thinking of.

 

As far as the pin goes, all cards have pins, even the magstripe-only cards. But you wouldn't necessarily know about it because the pin is only used in the US if you need a cash advance from an ATM. They're generally available on a per-request basis. You can phone your bank and ask them to setup a pin number on any of your credit cards.

 

I had the AMEX Blue and I had a special keyboard I could use when I shopped online, but it never had a pin associated it for those transactions. It was not on the EVM standard.

In that case, you certainly got something different. My Amex Blue was originally chipless, and later came with this chip, and an Amex-branded USB smartchip reader, but no keyboard. Then in 2005 the smartchip was replaced with an RFid chip. I didn't get a keyboard with the RFid version either.

 

This is the first EVM standard chip/pin card.

This is 2010. Amex had it pre-2005, so certainly it's not the first. It failed when Amex tried to get support for it, so perhaps this will be the first one to succeed.

  • 2 weeks later...
Posted

That was not the same chip technology and there was no pin associated with it.

You're thinking of something different. Years ago the amex blue had a proper smartchip, as you see here, the same that's on european cards. That failed, and Amex blue later switched to a different contactless chip, which probably what you're thinking of.

 

As far as the pin goes, all cards have pins, even the magstripe-only cards. But you wouldn't necessarily know about it because the pin is only used in the US if you need a cash advance from an ATM. They're generally available on a per-request basis. You can phone your bank and ask them to setup a pin number on any of your credit cards.

 

No, you have no clue what YOU are talking about. I had that card. Yes, it did have a smart chip, but it was not the EMV standard. And yes, I did have a keyboard with a smart card reader. You could get a USB reader, or a keyboard with a built-in reader.

http://www133.americanexpress.com/blueforbusiness/smart_reader_faq.asp

 

Yes, all credit cards can get a PIN for ATM withdrawls, but try taking your old Smart Card Amex Blue with the PIN for that and try it in a country with the EMV chip and pin technology. It is not the same. I can't find anything official that proves that chip was anything more than a proprietary smart chip for use in AMEX readers for online purchases.




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