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Citi Forward Card...

waralpha

By waralpha
in Credit Forum

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The last post in this topic was posted 3306 days ago. 

 

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eonaxes

eonaxes

Posted
Posted

hello Mike, I have 2 questions...

 

1)is there a listing or rule of thumb of what will qualify as a restaurant? ie will going to a fast food chain or some random take out joint give 5% points

 

2)can I redeem my points to pay federal student loans not held by Citi on a 1 point->1 penny ratio?

 

thanks!

  • 4 weeks later...

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  • 3 months later...
Epmphis

Epmphis

Posted
Posted

I have a 734 on my trans & exsp but a 650 ony eq .only 4 inq. What credit card company can I apply for that would approve me instantly for $5k or better ?? Anybody know????

  • 5 weeks later...
BDK

BDK

Posted
Posted

hello Mike, I have 2 questions...

 

1)is there a listing or rule of thumb of what will qualify as a restaurant? ie will going to a fast food chain or some random take out joint give 5% points

 

2)can I redeem my points to pay federal student loans not held by Citi on a 1 point->1 penny ratio?

 

thanks!

 

2) YES, you must call. $25 (2500 points) MUCH better than the $0.005/point for statement credits! <_<

 

icon-call-to-redeem.gif To Redeem: Call our ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596).

Be sure to have the name and correct spelling of your financial lending institution when you call.

 

  • 1 month later...
  • 4 months later...
Herloss

Herloss

Posted
Posted

Mike!

 

I have a Citi Secured Card question. I know that you cannot tell me the requirements for the card, but I hate to waste an inquiry.

 

I have the $5k ready to go to apply. Is this card more of a rebuilder, or a builder card? I am interested in getting in with Citi and getting this card, however I do have some derogatory information that is on my credit report and is roughly a year old.

 

Thanks!

 

Nathan

 

Sorry for delay on the follow up here. As you know, I can't make any guarantees regarding an approval, say anything that would discourage you from applying for a Citi card, or share our propritary lending criteria (I know, I know, I'm no fun at all :glare: ). If you read the terms/conditions for our secured card, you will notice that we do say something specifically about bankruptcies, so you should review that. That aside, I'm told by Citi colleagues that this card can be for "rebuilding", as well, even though we position as "building". Sorry to be so cryptic, hope this helps a bit.

 

Regards,

Mike, Citi

 

If I recall correctly, and I did not read this whole thread to see if someone else posted this... I recall a few years ago we had an in-depth look into the Citi Secured card. Seems like at that time, they were much more strict on approvals - especially if you had a previous Citi / Citibank account that "went bad"... (charge-off, BK, etc..).

I thought there used to be a pinned thread about the card and it may include those old posts. Whether those experiences are relevant today or even helpful is unknown. However, I would search and read the old posts say if you are concerned before pulling the trigger. Citi is probably a better secured card to have than many others truthfully...

 

Either way, good luck!

 

HerLoss

  • 3 weeks later...
HomerRulezCredit

HomerRulezCredit

Posted
Posted

Hey folks, hope everyone is well. I was expecting to get a few questions today about checking account fees....... :)

 

If you have a minute take a look at a thread started yesterday titles: 'Citibank is next with a new banking fee!!!'

 

Let me know if there are any comments/questions.

 

Thx,

Mike

 

michael.cardace@citi.com

 

 

 

 

 

 

 

 

 

 

 

You offer checking account in the grand ol state of michigan? Wayne county to be exact? Whats the fees? Do you hard pull or just soft? Thanks Mike!

  • 6 months later...
  • Admin
MarvBear

MarvBear

Posted
  • Admin
Posted

Why is there a sticky on this card when it has been discontinued?

 

 

Sent from my iPad using Tapatalk HD

Cause the Sticky Gods are on August Recess.

Fuerza

Fuerza

Posted
Posted

The card is still available for students.

But that isn't the point of this thread. The student card was was covered in another thread.

 

My target point is that this thread could fall from the stickies list and clean up the forum just a bit.

 

 

Sent from my iPad using Tapatalk HD

  • Admin
Pam

Pam

Posted
  • Admin
Posted

You might remember that tone and intent doesn't transfer well through the written word on an internet forum.

 

Intended or not, I read the question as demanding and just a little rude. I don't recall seeing that kind of interaction with you previously, which is why I answered as simply as I did. And why Marv answered as blithely as he did.

Fuerza

Fuerza

Posted
Posted

You might remember that tone and intent doesn't transfer well through the written word on an internet forum.

 

Intended or not, I read the question as demanding and just a little rude. I don't recall seeing that kind of interaction with you previously, which is why I answered as simply as I did. And why Marv answered as blithely as he did.

Point taken.

 

 

Sent from my iPad using Tapatalk HD

  • 1 year later...
Fuerza

Fuerza

Posted
Posted

 

Why is there a sticky on this card when it has been discontinued?

 

 

Sent from my iPad using Tapatalk HD

Cause the Sticky Gods are on August Recess.

 

 

Still on recess I see.... :wave:

 

:rofl:

Amnesia

Amnesia

Posted
Posted

There is a rumor thread on one of the other sites that Citi is about to start converting Forwards to ThankYou Preferred. I really hope it's not true since none of the other cards really match the benefits. I think if they do PC me to ThankYou Preferred, I'll probably cash out my points and PC to DoubleCash. I may get a ThankYou card later, but I'd want the signup bonuses and stuff anyway.

BDK

BDK

Posted
Posted

Thankyou preferred is about as useless as the dividend flavor...

It is NOW. But for the first 12 months I had it, it was by far the best card I've ever had. RIP :cry2:

  • 1 year later...

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