A Special Plea to PSECU Members

[TXDatN]

CS: 678

PSECU: 671

USAA EX FAKO: 671

[foeplay]

697 668

 

Guess which one is my FICO?

[ugghh]

PSECU April 4th Pull - 719

CS April 3rd Pull - 691

 

28 point difference

[headoutofthesand]

psecu = 756

 

cs = 732 (just signed up today)

 

 

usaa = 747

 

 

 

is the psecu the most accurate one to go by? Is it more realistic as to what lenders/cc would see?

[BobWang]

psecu = 756

 

cs = 732 (just signed up today)

 

 

usaa = 747

 

 

 

is the psecu the most accurate one to go by? Is it more realistic as to what lenders/cc would see?

I think the PSECU score is FICO 08, not as certain as I was a few days ago.

 

But, it's the only readily available Experian score.

[Android01]

April PSECU = 800

April CS = 803

April Walmart = 825

April EQ Beacon 5 = 805

 

I'm thinking that PSECU FICO may not be 08 after all, as my EQ and EX scores always seem to remain within 5 points of each other whereas the TU08 from Walmart is ALWAYS higher.

[BobWang]

April PSECU = 800

April CS = 803

April Walmart = 825

April EQ Beacon 5 = 805

 

I'm thinking that PSECU FICO may not be 08 after all, as my EQ and EX scores always seem to remain within 5 points of each other whereas the TU08 from Walmart is ALWAYS higher.

Yeah, I'm starting to think PSECU is not '08 also, since my Walmart '08 took a hit for 5 accounts reporting.

 

qwerty4's post about the different score ranges explains the discrepancy in my 3 scores.

[Caiyenne]

PSECU = 778

Credit Sesame = 756

[UGAFan]

PSECU - 750

Credit Sesame - 719

 

 

[BobWang]

PSECU = 778

Credit Sesame = 756

Thanks, you're the 125th data point.

[blackberry74]

PSECU = 669

CS = 697

[Caiyenne]

PSECU = 778

Credit Sesame = 756

Thanks, you're the 125th data point.

 

You're welcome. Good job keeping track of all this by the way!

[Duck Bills]

PSECU April 4th Pull - 684

CS April 3rd Pull - 632

Edited April 12, 2012 by Duck Bills

[kfupanda]

Psecu EX 728

WM TU 738

CS 735

[BobWang]

Thanks, everybody, keep the scores coming.

[R0C]

Prior to this month CS made more sense to me. I jumped 25 points from 807 to 832.

 

PSECU EX 780 4/4/12

DCU EQ 785 3/30/12

CK TU 984 Vantagescore, 768 Transrisk 3/23/12

CS EX 832 4/3/12

USAA 781 EX, 781 EQ, 794 TU 3/28/12

Edited April 12, 2012 by R0C

[BobWang]

Thanks, #129, who wants to be #130?

[BobWang]

Oops, that WAS #130.

[BobWang]

[pabears]

 

 

[BobWang]

Is that really a +54 jump in CK?

[BobWang]

+53, I can't subtract.

[DAR77]

PSECU - 691

Credit Sesame - 690

[pabears]

+53, I can't subtract.

 

damn, i think i'm lost again.........

 

CK: 778 --> 780

PS: 786 --> 794

 

i guess i paid down all but one card and perhaps my psl / credit combo had something to do with it? i also got denied a citi card cli online, but i haven't received a report. so i dont know that was a hard pull..............

 

 

 

 

EDIT:

 

OK, i confused myself.......

 

yes, it's

 

PS: 786 --> 794

CK: 7?? --> 743

CS: 778 --> 780

 

 

yes, in fact that is a big difference........

 

 

Edited April 13, 2012 by pabears

[Repairerer]

			Equifax		Experian 		Transunion
DCU			705				
PSECU					725		
Wally				                		738
Credit Sesame		                729		
Credit Karma							703
Equifax Complete	740				
USAA			762		739		        783
MPM			695		702		        705