The Master Credit Sesame National Equivalency Score Thread

[BobWang]

How could I forget $C? 758

$C?

[Repairerer]

I was in the 700 club of Credit Karma for about 5 minutes once before I opened new accounts. And MPM, meh.

 

I think DCU put their order in a little early last month because of holidays, and when they pulled I had more balances reporting than the others. But EQ is always the lowest. It has all the same bads of EX, with four less old goods.

[BobWang]

Hadn't noticed the credit card selector before:

 

http://www.creditses...m/credit-cards/

[Alexa530]

Hadn't noticed the credit card selector before:

 

http://www.creditses...m/credit-cards/

 

They just sent a 'New Feature Alert' e-mail about the credit card selector 1/30/2012, it is new.

[Alexa530]

My current scores (as of 1/31):

 

CK TR 706 VAN 769

 

AMEX CS EX 771 EQ 780 TU 771

 

CCT EX 771 EQ 780 TU 771

 

MPM EX 706 EQ 701 TU 702

 

TU (MY FICO) 698

 

EQ (MY FICO) 700

 

WALMART (TU08) 743

 

CREDIT SESAME 800

 

SC 716

[aftermath]

It's the 2nd of the month and they haven't updated! OMG IT'S THE END OF THE WORLD!!!!

[ewitkows]

They don't update till the 5th

[aftermath]

They don't update till the 5th

 

Strange, they always soft me on the 2nd.

[ugghh]

CS - 681 2/6/2012

PSECU - 722 1/7/2012

 

1 Car was paid off this month so it is reflected in the CS score but the PSECU hasn't been updated.

Edited February 7, 2012 by ugghh

[1234]

CS-829 last known Ex-825

[BobWang]

CS-829 last known Ex-825

Them's some impressive digits, 1234.

[1234]

CS-829 last known Ex-825

Them's some impressive digits, 1234.

Thanks Bob but I've learn from the best.

Edited February 8, 2012 by 1234

[iWhat]

743 this month and got my guru badge

[BobWang]

743 this month and got my guru badge

We definitely need to start a Guru Club.

[1234]

743 this month and got my guru badge

We definitely need to start a Guru Club.

+1

[Alexa530]

My current scores (as of 1/31):

 

CK TR 706 VAN 769

 

AMEX CS EX 771 EQ 780 TU 771

 

CCT EX 771 EQ 780 TU 771

 

MPM EX 706 EQ 701 TU 702

 

TU (MY FICO) 698

 

EQ (MY FICO) 700

 

WALMART (TU08) 743

 

CREDIT SESAME 800

 

SC 716

 

Just rec'd EX score (from AMEX app). 733. Also, updates Credit Sesame score is 793 (due to new INQ on EX for AMEX).

[Capn12]

CS - 729 (2/8/12)

EX (Via Mortgage Pull) - 747 (1/12/12)

 

Close, but not super close. No new INQs/HPs etc between those 2 dates.

[visorboy1974]

773 CS...hopefully my EX FICO jumps as much next week.

[b spinone]

Newly joined the forum.

 

Just checked my credit today for the first time in about 8 years (we'd like to consider buying our first home).

 

Credit Sesame Score 732

Experian "PLUS" score 790 (I paid for that score thinking it was going to be my FICO score, but I've never heard the term Plus score before, so I don't even know what that means)

Equifax score 733

Transunion score 728

 

Two open accounts in good standing.

One charge off from 2002 (for an account that I never opened...$190 balance, charged off in 2007, otherwise no negative.

 

Hope that helps with more data points

[BobWang]

Thanks for the data, boys & girls.

 

We're at 97 CBers who've reported their FICOs & CS NESs.

[monqy]

CreditSesame from January: 777

Experian FICO 2 from mortgage app 1/30/12: 787 (it says FICO 2 scores range from 320-844)

CreditSecure from 1/30/12: 768

[BobWang]

Thanks!

[BobWang]

[luckydriver]

today psecu 681 and CS is 680

[Repairerer]

                                
               Equifax         Experian        Transunion
DCU             701                             
PSECU                           725             
Wally                                           742
MyFICO                                          721
Credit Sesame                   729             
Credit Karma                                    697
Equifax Complete731                             
USAA            748             739             771
MPM             692             698             697