inttradeco Posted January 29, 2005 Posted January 29, 2005 If approved: Who? Sunoco How many reporting on DnB/Experian Biz? Paydex - if available? no paydex Credit limit? $1,000 PG? no Terms? revolving Provide them additional information/financials? no Application? (online/in store/phone)? online Other info? na Quote
tmellon Posted January 31, 2005 Posted January 31, 2005 Who? Viking How many reporting on DnB/Experian Biz? 0 Paydex - if available? N/A Credit limit? nothing limited - but they fulfilled my $450 order PG? No Terms? Revolving (not sure actually) Provide them additional information/financials? No Application? (online/in store/phone)? Online Other info? I placed an order (just to see mostly), and adding "Account Billing" and a couple days later (today actually), UPS had a delivery for me. Sole Proprietorship It shocked me Quote
jenyphur Posted February 1, 2005 Posted February 1, 2005 Who? Sam's Club How many reporting on DnB/Experian Biz? 4 Paydex - if available? N/A Credit limit? 1000 PG? No - She tried but I insisted they use the company's FedID number. Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? In Store Other info? I had to convince her that I would not be using my SSN. She really tried to get me to give it. Quote
bizdebt Posted February 2, 2005 Posted February 2, 2005 DENIED Who? CompUSA How many reporting on DnB/Experian Biz? 0/5 Reason for denial? Some BS about my DNB record. I told them I was approved for Best Buy for 10K just a few weeks ago and I have the exact same DNB record as I had then. Then, they said they can approve me today if I give them PG. As if!!! Other info? My business is a 3.5 year old C corp. I'll wait until I get a Paydex before I reapply. Quote
bizdebt Posted February 3, 2005 Posted February 3, 2005 (edited) APPROVED Who? Target Business CreditHow many reporting on DnB/Experian Biz? 0/5 Paydex - if available? None Credit limit? $500 PG? No Terms? Revolving - 18% APR Provide them additional information/financials? No Application? (online/in store/phone)? Faxed in application found here Other info? Glad we were approved, but disappointed at the CL. Will ask for CLI. Edited February 3, 2005 by bizdebt Quote
bboy777 Posted February 4, 2005 Posted February 4, 2005 MBNA - Platinum Plus for Business Have no idea who is reporting on DnB because my file was frozen Not sure of Paydex Credit Limit: $30,000 PG Yes Revolving Applied online at www.mbna4business.com Pulled Experian *and* TU Had to fax tax return and brokerage statement Other info: LLC, 4 years Quote
jenyphur Posted February 4, 2005 Posted February 4, 2005 Who? Best Buy How many reporting on DnB/Experian Biz? 4 Paydex - if available? N/A Credit limit? 15k !!! PG? No Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? Faxed In Other info? Been in business since 2001, no paydex yet. Who? CompUSA How many reporting on DnB/Experian Biz? 4 Paydex - if available? N/A Credit limit? 15k !!! PG? No Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? Faxed In Other info? Been in business since 2001, no paydex yet. I had a feeling they would be the same seeing as they are the same company. Wow - 30k of credit in 2 days. Quote
bizdebt Posted February 4, 2005 Posted February 4, 2005 DENIEDWho? CompUSA How many reporting on DnB/Experian Biz? 0/5 Reason for denial? Some BS about my DNB record. I told them I was approved for Best Buy for 10K just a few weeks ago and I have the exact same DNB record as I had then. Then, they said they can approve me today if I give them PG. As if!!! Other info? My business is a 3.5 year old C corp. I'll wait until I get a Paydex before I reapply. <{POST_SNAPBACK}> I decided to provide them with our corporate tax returns, and just found out we were approved for 2K. Who? CompUSA How many reporting on DnB/Experian Biz? 0/5 Paydex - if available? None Credit limit? $2,000 PG? No Terms? Revolving Provide them additional information/financials? Yes, 2 years corp tax returns (both years showing losses) Application? (online/in store/phone)? Faxed In Other info? 3 year old C Corp Quote
dhavard Posted February 9, 2005 Posted February 9, 2005 Hey guys, I am new to this board and just started my credit building. Any suggestions would be great. Who?OfficeDepot How many reporting on DnB/Experian Biz? 0 Paydex - if available? none Credit limit? 250 PG? no Terms? 30 days Provide them additional information/financials? no Application? (online/in store/phone)? online Other info? I applied online and got the report code! Called in and they wanted PG....I told them I have DUNS and I have been in business for the past 3 years. She said she could start me out at $250 and then submit it to the new account dept and if they wanted to they would increase it. I can't believe this one was as easy as it was because my DUNS is new and I have no information on it. If anyone else knows another company that would be this easy to get credit through let me know.! Quote
MSGulfCoast Posted February 10, 2005 Posted February 10, 2005 Just thought I'd add something, was reading through your threads. I opened my own mortgage company last year, but I haven't looked at establishing business credit yet. I pretty much funded everything out of my own pocket, seeing as how my credit was shot when my ex husband filed bankruptcy before the divorce was finalized....How does the credit of the personal guarantor affect the applications? Now, with all I know about real estate financing, I'll admit I'm out in left field on this subject. Any advice would be appreciated. Oh, and you guys were discussing cell phones....Cingular wanted a $250 deposit from me too, but Sprint approved 3 lines THE DAY AFTER MY TAX ID WAS ISSUED. Also, I got 3 readi-link, camera, the whole nine yards phones for free. NO DEPOSITS, ACTIVATIONS, etc., all were waived in store and I walked out with the phones. Quote
bizdebt Posted February 15, 2005 Posted February 15, 2005 Approved Who? Home Depot How many reporting on DnB/Experian Biz? 3/5 Paydex - if available? None Credit limit? 5.5K PG? No Terms? Revolving, 21%APR (ouch) Provide them additional information/financials? No Application? (online/in store/phone)? Online - Got "Code 26" >> called the number on the webpage >> approved for 5.5K Other info? My biz is a 3-year-old C Corp, 4 employees. App Form: Link to Home Depot Biz Credit Application... Quote
zeekerette Posted February 17, 2005 Posted February 17, 2005 APPROVED Who? Amex Open How many reporting on DnB/Experian Biz? 3/? Paydex - if available? None Credit limit? $3,000 PG? Yes Provide them additional information/financials? No Application? (online/in store/phone)? Online - called for approval Other info? My biz is 6 months old. DENIED Who? First Horizon same as above Quote
jenyphur Posted February 17, 2005 Posted February 17, 2005 APPROVED Who? Expo How many reporting on DnB/Experian Biz? 5/3 Paydex - if available? 80 Credit limit? $2,500 PG? No Provide them additional information/financials? No Application? (online/in store/phone)? Online - called for approval Other info? Said they could only do 2500 because my Home Depot was already at 5k. I said..OK. Quote
OnTheWayUp Posted February 17, 2005 Posted February 17, 2005 APPROVED Who? Expo How many reporting on DnB/Experian Biz? 5/3 Paydex - if available? 80 Credit limit? $1,500 PG? No Provide them additional information/financials? No Application? (online/in store/phone)? Online, called for approval after getting a code 25 Other info? APPROVED Who? Borders How many reporting on DnB/Experian Biz? 5/3 Paydex - if available? 80 Credit limit? $1,000 PG? No Provide them additional information/financials? No Application? (online/in store/phone)? Online Other info? I can't use this card online at the Amazon/Borders website Denied: Amazon Sears (Just FYI- can only apply every 3 months, last app in Dec) Quote
bizdebt Posted February 17, 2005 Posted February 17, 2005 Approved Who? Sears Commercial One How many reporting on DnB/Experian Biz? 3/5 Paydex - if available? None Credit limit? 5K PG? No Terms? Net 30 Provide them additional information/financials? No Application? (online/in store/phone)? Faxed in application found online, didn't hear anything from them until I got my card today (about 2 weeks later) Other info? My biz is a 3-year-old C Corp, 4 employees. App Form: Link to Sears Commercial One app form... Quote
inttradeco Posted February 18, 2005 Posted February 18, 2005 APPROVED Who? Best Buy How many reporting on DnB/Experian Biz? 0/0 Paydex - if available? None Credit limit? $5,000 (rev) PG? no Provide them additional information/financials? No Application? (online/in store/phone) Fax Other info? Faxed on Feb 7th, called to get the status 48 hours later and no one was able to find my app. I thought it was declined. Got the shiny black card today. DENIED Who? Amazon Who? Sams Club Who? Lowes Who? Home Depot Quote
inttradeco Posted February 18, 2005 Posted February 18, 2005 It was a suprise to me. I have no experian file yet. Dnb has nothing reporting. However I was also able to get Dell $5000, Office Depot $5000 Sunoco $1000 and now Besy Buy $5000. Just inc'd on Jan 7, 2005. I must have caught them in a good mood. I will retry the others once something is reporting. Quote
diana655 Posted February 20, 2005 Posted February 20, 2005 (edited) If approved: Who? Home Depot How many reporting on DnB/Experian Biz? Paydex - if available? Credit limit? $1100 PG? no Terms? Provide them additional information/financials? no Application? (online/in store/phone)? online Other info? got code 25, called, approved for $1100. If approved: Who? T-Mobile How many reporting on DnB/Experian Biz? Paydex - if available? Credit limit? 50 lines PG?no Terms? Provide them additional information/financials? no Application? (online/in store/phone)? phone Other info? If approved: Who? Dell How many reporting on DnB/Experian Biz? Paydex - if available? Credit limit? $5000 PG? no Terms? Provide them additional information/financials? no Application? (online/in store/phone)? online Other info? Edited February 20, 2005 by diana655 Quote
Guest thundr101 Posted February 20, 2005 Posted February 20, 2005 God, FINALLY.. an approval of some sort: APPROVED Who? T-Mobile Company Structure Reported (CORP/LLC/S-CORP/Sole-Prop): Corporation How many reporting on DnB/Experian Biz? 0 Paydex - if available? N/A Credit limit? 42 Lines *odd number* ZERO Deposit PG? No Provide them additional information/financials? No Application? (online/in store/phone): Phone Application thru a local store Other info? None, rep approved the app in under 1 minute Quote
losartworks Posted February 21, 2005 Posted February 21, 2005 APPROVED Who? EXPO Company Structure Reported (CORP/LLC/S-CORP/Sole-Prop): Corporation How many reporting on DnB/Experian Biz? 1/3 Paydex - if available? none..yet Credit limit? 2800 PG? No Provide them additional information/financials? No Application? (online/in store/phone): online then the typical code 25 call in. approved within 2 minutes. APPROVED Who? Home Depot net 30 Company Structure Reported (CORP/LLC/S-CORP/Sole-Prop): Corporation How many reporting on DnB/Experian Biz? 1/3 Paydex - if available? none..yet Credit limit? 2500 (what I asked for) PG? No Provide them additional information/financials? No Application? (online/in store/phone): online then the typical code 25 call in. approved within 2 minutes. APPROVED Who? Home Depot revolving Company Structure Reported (CORP/LLC/S-CORP/Sole-Prop): Corporation How many reporting on DnB/Experian Biz? 1/3 Paydex - if available? none..yet Credit limit? 2800 asked for $15k. i applied for the rev first. I applied for the above net 30 after one payment. for all I know they would have approved more on the net 30 had i asked for it. PG? No Provide them additional information/financials? No Application? (online/in store/phone): online then the typical code 25 call in. approved within 2 minutes. APPROVED Who? LOWES Company Structure Reported (CORP/LLC/S-CORP/Sole-Prop): Corporation How many reporting on DnB/Experian Biz? 1/3 Paydex - if available? none..yet Credit limit? 1500 PG? No Provide them additional information/financials? No Application? (online/in store/phone): initially denied because they couldnt find file. called them and after an hour talked to the right person and we settled on $1500. they said after more trades or paydex just call them back for the $6500 i asked for. APPROVED Who? Amazon corporate acct Company Structure Reported (CORP/LLC/S-CORP/Sole-Prop): Corporation How many reporting on DnB/Experian Biz? 1/3 Paydex - if available? none..yet Credit limit? 1500 PG? No Provide them additional information/financials? No Application? (online/in store/phone): had to fax in a copy of lease. Quote
rigirl Posted February 22, 2005 Posted February 22, 2005 APPROVED Who? JC Penney How many reporting on DnB/Experian Biz? 4/2 Paydex - if available? 80 Credit limit? 7000 PG? No Provide them additional information/financials? No Application? (online/in store/phone): Faxed in and notified by phone Quote
losartworks Posted February 23, 2005 Posted February 23, 2005 APPROVED Who? Best Buy How many reporting on DnB/Experian Biz? 1/3 Paydex - if available? NONE Credit limit? 8500 PG? No Provide them additional information/financials? No Application? (online/in store/phone): Faxed in and notified by phone. APPROVED Who? Wal-Mart How many reporting on DnB/Experian Biz? 1/3 Paydex - if available? None Credit limit? 1500 PG? No Provide them additional information/financials? No Application? (online/in store/phone): Faxed in and called in to check status. Quote
bfit01 Posted February 23, 2005 Posted February 23, 2005 APPROVED Who? Lowes Biz Revolving How many reporting on DnB/Experian Biz? 1 maybe/0 Paydex - if available? NONE Credit limit? 1000 PG? No Provide them additional information/financials? No Application? (online/in store/phone): Online got code 25 (I think)blew it off cause I figured it got declined (don't like calling in to explain myself to some minimum wage clown). Nice black card shows up in the mail today. C-Corp Inc'd 12/05 Quote
losartworks Posted February 23, 2005 Posted February 23, 2005 APPROVED Who? SONY How many reporting on DnB/Experian Biz? 1/3 Paydex - if available? NONE Credit limit? $15,000 PG? No Provide them additional information/financials? No Application? (online/in store/phone):Phone. needed manual review. an hour later was approved. Household is very fickle about approvals it seems. I have next to nothing reporting (soon to be about 12 trades). People with Paydex getting declined. This is definitely a magic 8 ball approval system. Quote
tmellon Posted February 23, 2005 Posted February 23, 2005 APPROVED Who? Lowes Business Revolving How many reporting on DnB/Experian Biz? 0 (soon to be 4) Paydex - if available? NONE Credit limit? $1500 PG? No Provide them additional information/financials? No Application? (online/in store/phone): Online -- Didn't think I would get approved -- as Home Depot wanted a PG (I figured Lowes would too), and the card came in the mail today. Sole Prop of almost 4 years. Quote
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