WAL*MART tried to trespass me for calling them out on CC policy breach

[TrevorHere]

What's the big deal? I don't mind when I'm asked for ID.. It shows someone is looking out for me and my credit.. In fact I get ticked off when they don't. I write "Ask for ID" on my cards.

 

Well, the truth is that Walmart really isn't looking after you...they are looking out for Walmart. That, and the fact that even showing ID to an employee puts you at some risk for fraud. You have recourse if someone stole your card and used it fraudulently, Walmart does not.

[hegemony]

I write "Ask for ID" on my cards.

that is one of the biggest mistakes you can make. willfully violating the terms of your credit card contract can void the protections afforded to you by the credit card.

[KYBOSH]

I write "Ask for ID" on my cards.

that is one of the biggest mistakes you can make. willfully violating the terms of your credit card contract can void the protections afforded to you by the credit card.

 

This just doesnt happen in the real world.

 

If the card isnt signed you arent going to loose your protections. If the card is signed with anything other than your name you are not going to loose your protections.

 

I've had to go through a few protection cases.

Never was i asked for a copy of the back signature portion of my credit card. Or if my card was signed, or what it said.

 

The CC companies can/have put many things in their user agreements. Lawyers need their wiggle room to work. And techincally its true you could have your claim denied for not signing your full legal name on back of the card when you first get it.... But again no fraud investigator is asking victims to see the back of their cards.

 

 

This just doesnt happen in the real world.

[hegemony]

I write "Ask for ID" on my cards.

that is one of the biggest mistakes you can make. willfully violating the terms of your credit card contract can void the protections afforded to you by the credit card.

 

This just doesnt happen in the real world.

 

If the card isnt signed you arent going to loose your protections. If the card is signed with anything other than your name you are not going to loose your protections.

 

I've had to go through a few protection cases.

Never was i asked for a copy of the back signature portion of my credit card. Or if my card was signed, or what it said.

 

The CC companies can/have put many things in their user agreements. Lawyers need their wiggle room to work. And techincally its true you could have your claim denied for not signing your full legal name on back of the card when you first get it.... But again no fraud investigator is asking victims to see the back of their cards.

 

 

This just doesnt happen in the real world.

 

risk taking is very real; I prefer to mitigate such risks by following the contract I entered into.