The Monster TransUnion Bumpage TU B* Master Thread

[BDK]

Can someone please verify what works and what doesn't?

 

I really dont want to spend $30 a month unless I really have too!

 

Is there any new/old puller that works on TU B*?

 

I've heard that some people get some success without using SC, is that true?

VERY few people have results without SCP.

 

[BobWang]

Can someone please verify what works and what doesn't?

 

I really dont want to spend $30 a month unless I really have too!

 

Is there any new/old puller that works on TU B*?

 

I've heard that some people get some success without using SC, is that true?

VERY few people have results without SCP.

 

And those who do, flaunt it.

[BW1216]

creditcards.com leaves softs... you could hypothetically pull that everyday as well.

[qwerty4]

creditcards.com leaves softs... you could hypothetically pull that everyday as well.

I was banned from the back doors long ago. Do you know which bureau CC.com pulls?

[BW1216]

creditcards.com leaves softs... you could hypothetically pull that everyday as well.

I was banned from the back doors long ago. Do you know which bureau CC.com pulls?

 

TU only.

[Celtic_Bhoy]

how do you do it on creditcards.com?

[triger716]

how do you do it on creditcards.com?

Click on the top banner that says "See offers that match your credit profile".

[Celtic_Bhoy]

Can you do this daily or once a month?

 

Any other websites like that? That can trigger softs that stick?

[CIO]

I can't get into TU via the back door any more. Can't even initiate the online dispute...it just wants me to pay $11 for a report. Oy! Is this happening to others or have I finally been banned for being the BI II that I am?

[justlost]

I can't get into TU via the back door any more. Can't even initiate the online dispute...it just wants me to pay $11 for a report. Oy! Is this happening to others or have I finally been banned for being the BI II that I am?

 

Try to cancel the order.

 

I had that same problem. I think I canceled the order and tried it the next day and I was able to get in.

 

As always YMMV...

[CIO]

I can't get into TU via the back door any more. Can't even initiate the online dispute...it just wants me to pay $11 for a report. Oy! Is this happening to others or have I finally been banned for being the BI II that I am?

 

Try to cancel the order.

 

I had that same problem. I think I canceled the order and tried it the next day and I was able to get in.

 

As always YMMV...

 

Yeah, I tried that and no worky for me. I think I'm banned.

[BobWang]

I can't get into TU via the back door any more. Can't even initiate the online dispute...it just wants me to pay $11 for a report. Oy! Is this happening to others or have I finally been banned for being the BI II that I am?

 

Try to cancel the order.

 

I had that same problem. I think I canceled the order and tried it the next day and I was able to get in.

 

As always YMMV...

 

Yeah, I tried that and no worky for me. I think I'm banned.

Join the club.

[CIO]

I can't get into TU via the back door any more. Can't even initiate the online dispute...it just wants me to pay $11 for a report. Oy! Is this happening to others or have I finally been banned for being the BI II that I am?

 

Try to cancel the order.

 

I had that same problem. I think I canceled the order and tried it the next day and I was able to get in.

 

As always YMMV...

 

Yeah, I tried that and no worky for me. I think I'm banned.

Join the club.

 

BI III - VI better watch out.

[BobWang]

I can't get into TU via the back door any more. Can't even initiate the online dispute...it just wants me to pay $11 for a report. Oy! Is this happening to others or have I finally been banned for being the BI II that I am?

 

Try to cancel the order.

 

I had that same problem. I think I canceled the order and tried it the next day and I was able to get in.

 

As always YMMV...

 

Yeah, I tried that and no worky for me. I think I'm banned.

Join the club.

 

BI III - VI better watch out.

AND BI VII.

[markca]

I can't get into TU via the back door any more. Can't even initiate the online dispute...it just wants me to pay $11 for a report. Oy! Is this happening to others or have I finally been banned for being the BI II that I am?

 

Try to cancel the order.

 

I had that same problem. I think I canceled the order and tried it the next day and I was able to get in.

 

As always YMMV...

 

Yeah, I tried that and no worky for me. I think I'm banned.

Join the club.

 

BI III - VI better watch out.

 

I just tried it and TU backdoor is letting me get my report for $0.00 still.

[blkeydtxn]

Sorry, I just realized this is a TU thread. I meant to post in the "The Master Equifax & TransUnion B* Bumpage Thread".

 

 

 

I have been pulling 2 reports a month using CS since February. I want to try to B* a couple of inquires off of EQ, so I signed up with USAA and upgrade CS to a daily puller. I do not believe I am being C*, since "CIC/EXPERIAN RPTS" shows 2 soft per month.

 

1. Can someone confirm I am not being C*?

 

2. Do I have to b* the 47 soft inquires before seeing results?

 

 

 

Last Hard: 6/25/2011

Soft Inquiries: 47 (~ 46 older than oldest hard inquiry) (Possible C* Detected)

 

 

 

PRM-AMERICAN EXPRESS 10/21/10, 10/05/10

ANDERA 06/18/11, 04/09/11

AR-CAPITAL ONE 05/31/11, 05/03/11, 03/29/11, 03/01/11, 02/01/11, 01/04/11, 11/30/10, 11/02/10, 10/05/10, 08/31/10, 08/03/10

CIC/EXPERIAN ALRTS 09/30/10

CIC/EXPERIAN RPTS 07/01/11, 06/16/11, 05/30/11, 05/05/11, 04/21/11, 03/31/11, 03/18/11, 02/28/11, 02/15/11, 01/28/11, 01/15/11, 12/20/10, 12/08/10, 11/11/10, 10/21/10, 09/29/10

PRM-CITIFINANCIAL 01/14/11

CSC 12/14/10, 10/08/10, 08/28/09

CSC 08/10/09

CSC CRDT SVCS CONS ASST CTR 11/16/10, 09/20/10

PRM-DISCOVER FINANCIAL 05/05/11, 03/24/11, 11/22/10

PRM-DISCOVER FINANCIAL SERVICES 06/16/11, 06/10/11, 06/03/11, 05/26/11, 05/20/11, 05/12/11, 05/05/11, 04/29/11, 04/22/11, 04/15/11, 04/07/11, 04/04/11, 03/21/11, 03/04/11, 02/18/11, 02/07/11, 01/26/11, 01/14/11, 12/17/10, 12/06/10, 11/22/10, 11/05/10, 10/25/10, 09/20/10

PRM-ELITE 10/11/10

EQUIFAX 07/09/11

EQUIFAX 03/18/11

EQUIFAX 08/24/10

ND-EQUIFAX 07/09/11

ND-EQUIFAX 08/24/10

EQUIFAX CONSUMER SERVICES 01/29/11, 09/28/10

ND-EQUIFAX CONSUMER SERVICES 01/29/11, 09/28/10

ND-EQUIFAX CONSUMER SERVICES 10/12/10, 08/02/10, 11/30/09, 11/05/09, 10/28/09, 10/20/09, 10/12/09, 10/10/09, 10/02/09, 09/24/09, 09/16/09, 09/08/09, 08/31/09, 08/23/09, 08/15/09, 07/29/09, 07/21/09, 07/13/09

ND-EQUIFAX CONSUMER SERVICES 09/10/10

ND-EQUIFAX CONSUMER SERVICES 07/17/10

ND-EQUIFAX CONSUMER SERVICES 07/17/10, 08/01/09

ND-EQUIFAX CONSUMER SERVICES 07/17/10, 08/01/09

ND-EQUIFAX CONSUMER SERVICES 08/14/09, 08/01/09

EQUIFAX INFORMATION SVS 11/09/10, 09/11/10, 09/01/10, 09/01/10

FAIR ISAAC 06/08/11, 02/20/11

FAIR ISAAC 09/12/10

AR-FIA CSNA 05/24/11, 01/25/11

AR-HSBC BANK NEVADA 08/17/10, 07/19/10

AR-HOUSEHOLD BANK 08/17/10, 07/19/10

ND-CHOICEPOINT :: 04/18/11, 12/08/09

NASA FCU 06/25/11

AR-PENTAGON FEDERAL CREDIT UN 06/07/11, 03/15/11

AR-DRIVE FINANCIAL 03/29/11, 03/01/11, 02/01/11, 12/28/10, 11/30/10, 11/02/10, 09/28/10, 09/21/10, 09/07/10, 08/10/10

PRM-TEXAS DOW EMPLOYEES CU 05/25/11

TRUELINK 09/19/10

TRUELINK 09/19/10

PRM-WEBBANK/BML 09/01/10

Edited July 9, 2011 by blkeydtxn

[Stanggt03]

Started by B* quest yesterday by signing up for SCP. Hopefully with that and the few softs from creditkarma, USAA CCMP, creditcards, I can achieve some results. I have 14 and 12 are less than a year old. After TU, it's on to EQ, which has 10 inq's.

[VK]

Sorry, I just realized this is a TU thread. I meant to post in the "The Master Equifax & TransUnion B* Bumpage Thread".

 

 

 

I have been pulling 2 reports a month using CS since February. I want to try to B* a couple of inquires off of EQ, so I signed up with USAA and upgrade CS to a daily puller. I do not believe I am being C*, since "CIC/EXPERIAN RPTS" shows 2 soft per month.

 

1. Can someone confirm I am not being C*?

 

2. Do I have to b* the 47 soft inquires before seeing results?

 

 

 

Last Hard: 6/25/2011

Soft Inquiries: 47 (~ 46 older than oldest hard inquiry) (Possible C* Detected)

 

 

 

PRM-AMERICAN EXPRESS 10/21/10, 10/05/10

ANDERA 06/18/11, 04/09/11

AR-CAPITAL ONE 05/31/11, 05/03/11, 03/29/11, 03/01/11, 02/01/11, 01/04/11, 11/30/10, 11/02/10, 10/05/10, 08/31/10, 08/03/10

CIC/EXPERIAN ALRTS 09/30/10

CIC/EXPERIAN RPTS 07/01/11, 06/16/11, 05/30/11, 05/05/11, 04/21/11, 03/31/11, 03/18/11, 02/28/11, 02/15/11, 01/28/11, 01/15/11, 12/20/10, 12/08/10, 11/11/10, 10/21/10, 09/29/10

PRM-CITIFINANCIAL 01/14/11

CSC 12/14/10, 10/08/10, 08/28/09

CSC 08/10/09

CSC CRDT SVCS CONS ASST CTR 11/16/10, 09/20/10

PRM-DISCOVER FINANCIAL 05/05/11, 03/24/11, 11/22/10

PRM-DISCOVER FINANCIAL SERVICES 06/16/11, 06/10/11, 06/03/11, 05/26/11, 05/20/11, 05/12/11, 05/05/11, 04/29/11, 04/22/11, 04/15/11, 04/07/11, 04/04/11, 03/21/11, 03/04/11, 02/18/11, 02/07/11, 01/26/11, 01/14/11, 12/17/10, 12/06/10, 11/22/10, 11/05/10, 10/25/10, 09/20/10

PRM-ELITE 10/11/10

EQUIFAX 07/09/11

EQUIFAX 03/18/11

EQUIFAX 08/24/10

ND-EQUIFAX 07/09/11

ND-EQUIFAX 08/24/10

EQUIFAX CONSUMER SERVICES 01/29/11, 09/28/10

ND-EQUIFAX CONSUMER SERVICES 01/29/11, 09/28/10

ND-EQUIFAX CONSUMER SERVICES 10/12/10, 08/02/10, 11/30/09, 11/05/09, 10/28/09, 10/20/09, 10/12/09, 10/10/09, 10/02/09, 09/24/09, 09/16/09, 09/08/09, 08/31/09, 08/23/09, 08/15/09, 07/29/09, 07/21/09, 07/13/09

ND-EQUIFAX CONSUMER SERVICES 09/10/10

ND-EQUIFAX CONSUMER SERVICES 07/17/10

ND-EQUIFAX CONSUMER SERVICES 07/17/10, 08/01/09

ND-EQUIFAX CONSUMER SERVICES 07/17/10, 08/01/09

ND-EQUIFAX CONSUMER SERVICES 08/14/09, 08/01/09

EQUIFAX INFORMATION SVS 11/09/10, 09/11/10, 09/01/10, 09/01/10

FAIR ISAAC 06/08/11, 02/20/11

FAIR ISAAC 09/12/10

AR-FIA CSNA 05/24/11, 01/25/11

AR-HSBC BANK NEVADA 08/17/10, 07/19/10

AR-HOUSEHOLD BANK 08/17/10, 07/19/10

ND-CHOICEPOINT :: 04/18/11, 12/08/09

NASA FCU 06/25/11

AR-PENTAGON FEDERAL CREDIT UN 06/07/11, 03/15/11

AR-DRIVE FINANCIAL 03/29/11, 03/01/11, 02/01/11, 12/28/10, 11/30/10, 11/02/10, 09/28/10, 09/21/10, 09/07/10, 08/10/10

PRM-TEXAS DOW EMPLOYEES CU 05/25/11

TRUELINK 09/19/10

TRUELINK 09/19/10

PRM-WEBBANK/BML 09/01/10

 

you are most definitely being C*....unless all you pull is twice a month....isn't it a daily puller?

 

I have a question for you - how you do get some of the softs on your report? I wouldn't mind adding me some of the AR-DRIVE FINANCIAL, PRM-DISCOVER FINANCIAL SERVICES, AR-CAPITAL ONE

 

are they all existing creditors? why do they soft so much?

[blkeydtxn]

you are most definitely being C*....unless all you pull is twice a month....isn't it a daily puller?

Until today I have only being pulling CS twice monthly. I just upgraded to the daily pull, so this still makes me think I am not being C*

 

I have a question for you - how you do get some of the softs on your report? I wouldn't mind adding me some of the AR-DRIVE FINANCIAL, PRM-DISCOVER FINANCIAL SERVICES, AR-CAPITAL ONE

are they all existing creditors? why do they soft so much?

 

The Discover and Capital One are existing accounts. Not sure about AR-Drive or why so many soft pulls. My credit is pretty stable, but I do request regular CLI (never approved by Capital One).

[LS1]

Back in Feb/Mar I was hitting CCMP/MPM/EC daily to B* EQ, I never had B* on TU that entire time. I went a few months with pulling those three on occasion and still saw no B* on TU. I also have been using CreditKarma, and TrueCredit.com for over a year on occasion as well. I am on the C* list for EQ but it does not appear to be the case with TU. Last week after my AMEX inquiry, I noticed that two inquires from Feb 2010 dropped off my reports (they're actually the two inquires that 'woke' me up and made me realized my credit sucked and just hiding from it wouldn't do any good!). I've been pulling CCMP/MPM/EC/TrueCredit/CreditKarma daily since then and this morning I finally saw another inquiry from 08/10 drop off. I'm not sure what combination of the previously mentioned companies are causing the B* but I'm taking it! It's just odd to go all this time and not seeing anything happen with TU and now all the sudden it is. I have 7 more to go on TU, I'm hoping to get the 7 that are on EQ from this last round of app's off as well!

[VK]

you are most definitely being C*....unless all you pull is twice a month....isn't it a daily puller?

Until today I have only being pulling CS twice monthly. I just upgraded to the daily pull, so this still makes me think I am not being C*

 

I have a question for you - how you do get some of the softs on your report? I wouldn't mind adding me some of the AR-DRIVE FINANCIAL, PRM-DISCOVER FINANCIAL SERVICES, AR-CAPITAL ONE

are they all existing creditors? why do they soft so much?

 

The Discover and Capital One are existing accounts. Not sure about AR-Drive or why so many soft pulls. My credit is pretty stable, but I do request regular CLI (never approved by Capital One).

 

found that Drive Financial is Santander - you must have an auto loan with them....boy, I wish my existing creditors would soft me like this...

[DiamondDan73]

I can confirm that USAA will B* TU. I have been getting B* for the past few days on SC after 2 months of daliy pulls. I pulled my SC this morning and had 2 hards left. I pulled my USAA this afternoon and I only had 1 left. I got B* from USAA. One more B* and I can cancel SC. Can't wait!!!!

[BDK]

you are most definitely being C*....unless all you pull is twice a month....isn't it a daily puller?

Until today I have only being pulling CS twice monthly. I just upgraded to the daily pull, so this still makes me think I am not being C*

 

I have a question for you - how you do get some of the softs on your report? I wouldn't mind adding me some of the AR-DRIVE FINANCIAL, PRM-DISCOVER FINANCIAL SERVICES, AR-CAPITAL ONE

are they all existing creditors? why do they soft so much?

 

The Discover and Capital One are existing accounts. Not sure about AR-Drive or why so many soft pulls. My credit is pretty stable, but I do request regular CLI (never approved by Capital One).

 

found that Drive Financial is Santander - you must have an auto loan with them....boy, I wish my existing creditors would soft me like this...

 

Why, it's not like any of those softs count toward b*?

[VK]

you are most definitely being C*....unless all you pull is twice a month....isn't it a daily puller?

Until today I have only being pulling CS twice monthly. I just upgraded to the daily pull, so this still makes me think I am not being C*

 

I have a question for you - how you do get some of the softs on your report? I wouldn't mind adding me some of the AR-DRIVE FINANCIAL, PRM-DISCOVER FINANCIAL SERVICES, AR-CAPITAL ONE

are they all existing creditors? why do they soft so much?

 

The Discover and Capital One are existing accounts. Not sure about AR-Drive or why so many soft pulls. My credit is pretty stable, but I do request regular CLI (never approved by Capital One).

 

found that Drive Financial is Santander - you must have an auto loan with them....boy, I wish my existing creditors would soft me like this...

 

Why, it's not like any of those softs count toward b*?

 

oops, I thought they do....wrong wish, again

 

I will wish something different next time.

[blkeydtxn]

you are most definitely being C*....unless all you pull is twice a month....isn't it a daily puller?

Until today I have only being pulling CS twice monthly. I just upgraded to the daily pull, so this still makes me think I am not being C*

 

I have a question for you - how you do get some of the softs on your report? I wouldn't mind adding me some of the AR-DRIVE FINANCIAL, PRM-DISCOVER FINANCIAL SERVICES, AR-CAPITAL ONE

are they all existing creditors? why do they soft so much?

 

The Discover and Capital One are existing accounts. Not sure about AR-Drive or why so many soft pulls. My credit is pretty stable, but I do request regular CLI (never approved by Capital One).

 

found that Drive Financial is Santander - you must have an auto loan with them....boy, I wish my existing creditors would soft me like this...

 

 

 

Thank God for CB! I did have the loan with Santander. The loan is now with PenFed, and the interest rate dropped from 13.5 to 2.95. You Guys\Gals are the greatest.

 

As soon as I get my EQ inquires B*. I will start on TU. Thank you all for the Help!!! :yahoo: