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Posted

Smart Credit (SC) still tallying up softs on TU, which should *B. I've never had the *B, but I kind of lost my mind there for a minute . . . so I now have a few errant checkmarks to lose in the crowd. SC last added new pulls via email in about a half day turnaround, but there were 8 pulls added. Awesome counter JDS.

Posted

How long does the soft inquires stay on there? I just got CCT and I am pulling everyday. Will I eventually bump some hard inquires off in 60 days? or will I get Chopped? I am only pulling 1/day. Should I be pulling more?

Posted

How long does the soft inquires stay on there? I just got CCT and I am pulling everyday. Will I eventually bump some hard inquires off in 60 days? or will I get Chopped? I am only pulling 1/day. Should I be pulling more?

 

If you pull more, B* happens sooner.

Posted (edited)

How long does the soft inquires stay on there? I just got CCT and I am pulling everyday. Will I eventually bump some hard inquires off in 60 days? or will I get Chopped? I am only pulling 1/day. Should I be pulling more?

 

If you pull more, B* happens sooner.

 

Concensus for best combo of pullers if one already has USAA-CCMP which is same pull as CCT?

Edited by Hillbilly with Credit
Posted

Need source of INQ list as app states it needs. This is GREAT! :clapping:

 

App states: "This tool is designed to quickly count appropriate soft entries on a Transunion credit report. Paste the inquiries report text into the box below and click 'Count'. Please note that this tool is only designed to work with 'soft' inquiries. It will not work with 'hard' inquiries."

 

So this means you get your online TU or EQ report and enter the info from there?

 

May do this.. :good:

Posted

This posting was approved by breeze.

 

I took the time to write two web apps to automatically count soft inquiries that actually count towards B*. There is one page for EQ, and one page for TU. The EQ page takes into account some of the oddities with EQ (echo inquiries that don't count, etc). All you have to do is paste the text of the soft inquiries on your report and click a button. It does the counting for you.

 

EQ Soft Count

 

TU Soft Count

 

Note: I purposely did not include a lot of direct information on the pages themselves as to WHY people would want to count these inquiries.

 

If you have problems or ideas, email me at the address listed on the page, or PM me here.

 

I hope you find them useful!

 

i must be a dummy, i cant get this to work, can you explain it to a comp dummy plz?

Posted

Life has been kind of crazy lately, but I'm back (for now).

 

I have a lot of catching up to do with what works with the app, etc. Some of you have emailed me with requests for updates to the app. I'll get to them as soon as possible, but please keep sending ideas, etc.

 

Thanks!

Posted

Life has been kind of crazy lately, but I'm back (for now).

 

I have a lot of catching up to do with what works with the app, etc. Some of you have emailed me with requests for updates to the app. I'll get to them as soon as possible, but please keep sending ideas, etc.

 

Thanks!

Good to see you back, jds.

The big change is that Equifax Complete is leaving "Equifax Consumer Services" softs that count toward the 85. :D

Posted

I'm assuming that C* is still going on for EQ, though?

 

I know that about the time I was last on here, TU put all of our B*d inqs back - what has been going on with that?

Posted

I'm assuming that C* is still going on for EQ, though?

 

I know that about the time I was last on here, TU put all of our B*d inqs back - what has been going on with that?

Oh yes, Equifax is still chopping.

TransUnion has not reinserted again, but they're reducing all services except for one, I'll PM you. ;)

Posted

"Equifax Consumer Services" is now added.

 

A bit more of a pain than I would have expected since it's the first mixed case (not all caps) entry that counts, but it is now working.

 

Have fun!

Posted

"Equifax Consumer Services" is now added.

 

A bit more of a pain than I would have expected since it's the first mixed case (not all caps) entry that counts, but it is now working.

 

Have fun!

 

VERY nice, thank you!

Posted

I have a few questions, I understand there is 85 spaces available for inquiries and if you fill them with softs the hards bump off, but if C happens every 30-45 days then it seems I need to be daily pulling at least 3 times a day usaa only allows once a day and I am having a very hard time finding another program like this, I would pull 3 a day to speed this up heck I would pull 85 a day if there was a way? what is the maximum number of daily pullers I can take advantage of or can I not use more then one daily puller??? Thanks

Posted

JDS-

 

The application isn't counting Intersections non prefixed soft pulls. These softs count toward B*. When you pull from BOA privacy assist complete it places a soft on the prefixed and the non prefixed count, only the non prefixed counts.

 

Have we confirmed these count and/or is this still a problem?

Posted

JDS-

 

The application isn't counting Intersections non prefixed soft pulls. These softs count toward B*. When you pull from BOA privacy assist complete it places a soft on the prefixed and the non prefixed count, only the non prefixed counts.

 

Have we confirmed these count and/or is this still a problem?

I count Intersections, but there usually aren't that many of them to begin with.

Posted

JDS-

 

The application isn't counting Intersections non prefixed soft pulls. These softs count toward B*. When you pull from BOA privacy assist complete it places a soft on the prefixed and the non prefixed count, only the non prefixed counts.

 

Have we confirmed these count and/or is this still a problem?

I count Intersections, but there usually aren't that many of them to begin with.

 

Okay, I can fix it. Is that ("Intersections") how it appears on the report? No caps? And I'm assuming we're talking EQ here?

Posted

I cannot get it to work either... I paste in my equifax softs and I get this error message:

 

Soft Inquiries: 0 (Error found in oldest hard date; not processed)

 

I put in my oldest hard in the text box... but it still gave that error... I also tried doing it with nothing in that box.

Posted

I cannot get it to work either... I paste in my equifax softs and I get this error message:

 

Soft Inquiries: 0 (Error found in oldest hard date; not processed)

 

I put in my oldest hard in the text box... but it still gave that error... I also tried doing it with nothing in that box.

 

Are you on an Apple by any chance?

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