The Monster TransUnion Bumpage TU B* Master Thread

[BobWang]

If VK keeps posting new info, this MAY turn out to be a monster thread after all.

 

hehe, my own prediction is unraveling....thanks to me

 

but, if that means more CB'ers can get B* on TU - I am all for it!!!

[VK]

the very last question....so, SC offers 5 day free trial, and then starts billing....can you pull daily during those 5 days? or should I sign up for a regular service right away?

[VK]

there was nobody around to answer my question....so I just signed up

[gabbyraja]

Well, boys and girls, VK just posted some REALLY good news.

It looks like TU is no longer wiping CCT, CS & USAA-CCMP down to one every night.

 

So, do Credit Karma, and one of the 3 above-mentioned, and B* should happen in less than 60 days.

 

So then, in theory of course, if I use 3 triple pullers (USAA, MPM, and SC) and credit karma, and all of them stick (which it sounds like they will? Correct me if I read that wrong), I should get B* on TU in 16 days? Is that math correct?

[JaseT]

Well, boys and girls, VK just posted some REALLY good news.

It looks like TU is no longer wiping CCT, CS & USAA-CCMP down to one every night.

 

So, do Credit Karma, and one of the 3 above-mentioned, and B* should happen in less than 60 days.

 

We can ALL live the charmed life!

[clutchcargo]

Nice find VK!

 

Two questions about CK:

 

1. Is a daily pull worthwhile or do you still only get to 'keep' one per month?

 

2. Has it been verified that CK uses the same pull for its Transrisk, VantageScore and Auto Insurance score? (in other words, updating each doesn't result in 3 softs)

[BobWang]

Well, boys and girls, VK just posted some REALLY good news.

It looks like TU is no longer wiping CCT, CS & USAA-CCMP down to one every night.

 

So, do Credit Karma, and one of the 3 above-mentioned, and B* should happen in less than 60 days.

 

So then, in theory of course, if I use 3 triple pullers (USAA, MPM, and SC) and credit karma, and all of them stick (which it sounds like they will? Correct me if I read that wrong), I should get B* on TU in 16 days? Is that math correct?

No, only a few are left, none of the triple-pullers leave daily softs on TU.

[BobWang]

Nice find VK!

 

Two questions about CK:

 

1. Is a daily pull worthwhile or do you still only get to 'keep' one per month?

 

2. Has it been verified that CK uses the same pull for its Transrisk, VantageScore and Auto Insurance score? (in other words, updating each doesn't result in 3 softs)

VK only has one Credit Karma and one Credit.com.

But he may have just started them.

 

I'm quite sure at best you'd only get one soft a day from the 3 scores.

[JaseT]

Nice find VK!

 

Two questions about CK:

 

1. Is a daily pull worthwhile or do you still only get to 'keep' one per month?

 

2. Has it been verified that CK uses the same pull for its Transrisk, VantageScore and Auto Insurance score? (in other words, updating each doesn't result in 3 softs)

VK only has one Credit Karma and one Credit.com.

But he may have just started them.

 

I'm quite sure at best you'd only get one soft a day from the 3 scores.

 

Like I mentioned earlier, I have been receiving B* on TU for awhile now, using only USAA and Credit Karma (all 3). I'm pretty sure that CK counts as just one, not 3 per day. If it did, I would've seen more B*.

Edited June 25, 2011 by JaseT

[DadofThree]

Weird, I pulled SC this morning and didn't lose another inquiry. Do you have to wait 24hrs between pulls? Or can it be anytime daily? Have to wait and see what tomorrow brings.

[BobWang]

Nice find VK!

 

Two questions about CK:

 

1. Is a daily pull worthwhile or do you still only get to 'keep' one per month?

 

2. Has it been verified that CK uses the same pull for its Transrisk, VantageScore and Auto Insurance score? (in other words, updating each doesn't result in 3 softs)

VK only has one Credit Karma and one Credit.com.

But he may have just started them.

 

I'm quite sure at best you'd only get one soft a day from the 3 scores.

 

Like I mentioned earlier, I have been receiving B* on TU for awhile now, using only USAA and Credit Karma (all 3). I'm pretty sure that CK counts as just one, not 3 per day. If it did, I would've seen more B*.

Oh, yes, the Jase Method is a winner, if we could figure out how to get it.

[BobWang]

Weird, I pulled SC this morning and didn't lose another inquiry. Do you have to wait 24hrs between pulls? Or can it be anytime daily? Have to wait and see what tomorrow brings.

You could be bumping softs.

And TU is a little quirky in that inquiries may lag by a couple of days.

[clutchcargo]

Thanks BW and Jase. Wasn't there a reason to not pull CK every day a while back? I can't recall if there was a negative or just no positive. I've generally only pulled with them once a month. (sounds like this may change )

[JaseT]

Nice find VK!

 

Two questions about CK:

 

1. Is a daily pull worthwhile or do you still only get to 'keep' one per month?

 

2. Has it been verified that CK uses the same pull for its Transrisk, VantageScore and Auto Insurance score? (in other words, updating each doesn't result in 3 softs)

VK only has one Credit Karma and one Credit.com.

But he may have just started them.

 

I'm quite sure at best you'd only get one soft a day from the 3 scores.

 

Like I mentioned earlier, I have been receiving B* on TU for awhile now, using only USAA and Credit Karma (all 3). I'm pretty sure that CK counts as just one, not 3 per day. If it did, I would've seen more B*.

Oh, yes, the Jase Method is a winner, if we could figure out how to get it.

 

Just click your heels three times and say, "there's nothing like B*, there's nothing like B*."

[BobWang]

Thanks BW and Jase. Wasn't there a reason to not pull CK every day a while back? I can't recall if there was a negative or just no positive. I've generally only pulled with them once a month. (sounds like this may change )

I think it was CK that put HARD inquiries instead of softs on peoples' reports awhile back.

 

TrueCredit banned people for pulling daily.

[CIO]

Thanks BW and Jase. Wasn't there a reason to not pull CK every day a while back? I can't recall if there was a negative or just no positive. I've generally only pulled with them once a month. (sounds like this may change )

I think it was CK that put HARD inquiries instead of softs on peoples' reports awhile back.

 

TrueCredit banned people for pulling daily.

 

Yep, that happened with CK before they revamped it and TU put the smack down on the soft inqs from it and started reinserting hard inqs for a lot of people B*ing with CK.

[VK]

Nice find VK!

 

Two questions about CK:

 

1. Is a daily pull worthwhile or do you still only get to 'keep' one per month?

 

2. Has it been verified that CK uses the same pull for its Transrisk, VantageScore and Auto Insurance score? (in other words, updating each doesn't result in 3 softs)

VK only has one Credit Karma and one Credit.com.

But he may have just started them.

 

I'm quite sure at best you'd only get one soft a day from the 3 scores.

 

Nah, I do CK quite regularly....perhaps not everyday, but close...Credit.com, on the other hand, I probably just done once or twice

[BobWang]

[clutchcargo]

 

He probably has a VISA Ziggy card

[andydallas]

I was pulling with 4 daily pullers, it wasn't until about 2 months of pulling with SC that B started on TU,,it didn't appear anything else would help

[Teleboy20]

I know all the info is probably here to explain it, but can someone explain VKs discovery so an salamander can understand it? I have been pulling daily with MPM, USAA and EC to bump EQ. I was considering dropping 2 and signing up for SC to bump my TU. Is that still necessary? Or, will a combination of my pullers and CK do the job for me?

 

Thanks in advance, TB20

[DiamondDan73]

I noticed on my TU BD that CreditCards.com was sticking as a soft pull as well for TU.

[Conflictxnj]

CK is good for at least 5 a month for me.

[Celtic_Bhoy]

Can someone please verify what works and what doesn't?

 

I really dont want to spend $30 a month unless I really have too!

 

Is there any new/old puller that works on TU B*?

 

I've heard that some people get some success without using SC, is that true?

[BobWang]

Can someone please verify what works and what doesn't?

 

I really dont want to spend $30 a month unless I really have too!

 

Is there any new/old puller that works on TU B*?

 

I've heard that some people get some success without using SC, is that true?

VERY few people have results without SCP.