The Master Equifax & TransUnion B* Bumpage Thread

custom diesel · June 18, 2012

my pulls amount to 80 confirmed with ten hards uncomfirmed softs 4 so 94 total & no b* anybody know whats happening? take a look.

AMERICREDIT FINANCIAL SERVICES 06/20/11

AR-CAPITAL ONE 05/21/12

AR-CAPITAL ONE 05/17/12, 10/04/11

ND-CAPITAL ONE/HSBC 05/14/12, 12/04/11

AR-CD-INTERSECTIONS 03/06/12, 12/06/11

INTERSECTIONS 05/17/12

CIC/EXPERIAN ALRTS 05/29/12

CIC/EXPERIAN RPTS 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12

CONSUMERINFO.COM 05/16/12

FIRST ADVANTAGE CREDCO 05/20/12

CREDITEXPERT 1-866-673-0140 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12

ND-DIRECT CAPITAL CORP DBA BCHML 02/29/12

EQUIFAX 03/06/12

EQUIFAX INFO SVCS. 12/18/11

EQUIFAX - UPDATE 10/20/11, 08/22/11

EQUIFAX INFO SVCS. 10/04/11, 10/04/11, 10/04/11, 10/04/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 04/20/11

ND-EQUIFAX 05/14/12, 04/12/12, 03/14/12, 01/13/12, 11/15/11, 07/16/11

EQUIFAX INFO SVCS. 04/20/12, 03/08/12, 02/19/12, 01/07/12, 01/06/12, 01/06/12, 01/06/12, 01/06/12, 01/06/12, 01/06/12, 01/06/12, 01/06/12, 01/06/12, 12/20/11, 12/15/11, 11/03/11, 10/04/11, 10/04/11, 10/04/11, 10/04/11, 10/04/11, 10/04/11, 10/04/11, 10/04/11, 09/01/11, 07/28/11, 06/29/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 04/22/11

Equifax Consumer Services 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12

Equifax Consumer Services 12/15/11

ND-Equifax Consumer Services 06/16/12

ND-Equifax Consumer Services 12/27/11

ND-Equifax Consumer Services 12/15/11

ND-Equifax Consumer Services 09/16/11

EQUIFAX - CUSTOMER ACCTS 04/18/12, 02/17/12

EQUIFAX INFORMATION SVS 04/30/12

EQUIFAX INFO SVCS. 10/24/11

ND-FAIR ISAAC 06/20/11

ND-FINANCIAL PACIFIC LEASING 05/10/12, 06/30/11

ND-FIVE POINT CAPITAL 06/27/11

AR-HOUSEHOLD BANK 04/26/12, 12/27/11

ND-INTECH FUNDING CORP 06/27/11

INTERSECTIONS 05/16/12, 06/20/11

ND-LIBERTY MUTUAL INSURANCE CO::2670557644 12/29/11

ND-ON DECK CAPITAL 01/06/12

AR-ORNL FCU 04/17/12

ND-PAWNEE LEASING 05/04/12

STONE & HINDS PC 11/07/11, 06/14/11, 01/15/11, 08/16/10

AR-THE HOME DEPOT - CITI NA 05/25/12, 12/30/11

TRUECREDIT/VERTRUE 06/18/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12

TRUELINK 06/18/12, 06/15/12, 06/05/12, 05/17/12

DTC-VANDERBILT MORTGAGE CO. 12/09/11

custom diesel · June 18, 2012

uncountedUncounted Softs:AMERICREDIT FINANCIAL SERVICES: 06/20/11AR-CAPITAL ONE: 05/21/12, 05/17/12, 10/04/11ND-CAPITAL ONE/HSBC: 05/14/12, 12/04/11AR-CD-INTERSECTIONS: 03/06/12, 12/06/11ND-DIRECT CAPITAL CORP DBA BCHML: 02/29/12EQUIFAX: 03/06/12EQUIFAX INFO SVCS.: 12/18/11, 10/04/11, 06/28/11, 04/20/11, 04/20/12, 03/08/12, 02/19/12, 01/07/12, 01/06/12, 12/20/11, 12/15/11, 11/03/11, 09/01/11, 07/28/11, 06/29/11, 04/22/11, 10/24/11EQUIFAX - UPDATE: 10/20/11, 08/22/11ND-EQUIFAX: 05/14/12, 04/12/12, 03/14/12, 01/13/12, 11/15/11, 07/16/11ND-EQUIFAX CONSUMER SERVICES: 06/16/12, 12/27/11, 12/15/11, 09/16/11EQUIFAX - CUSTOMER ACCTS: 04/18/12, 02/17/12EQUIFAX INFORMATION SVS: 04/30/12ND-FAIR ISAAC: 06/20/11ND-FINANCIAL PACIFIC LEASING: 05/10/12, 06/30/11ND-FIVE POINT CAPITAL: 06/27/11AR-HOUSEHOLD BANK: 04/26/12, 12/27/11ND-INTECH FUNDING CORP: 06/27/11ND-LIBERTY MUTUAL INSURANCE CO::2670557644: 12/29/11ND-ON DECK CAPITAL: 01/06/12AR-ORNL FCU: 04/17/12ND-PAWNEE LEASING: 05/04/12STONE & HINDS PC: 11/07/11, 06/14/11, 01/15/11, 08/16/10AR-THE HOME DEPOT - CITI NA: 05/25/12, 12/30/11DTC-VANDERBILT MORTGAGE CO.: 12/09/11 softs:

custom diesel · June 18, 2012

here are my hards, shouldnt be any stickies. unless someone knows different

CHASE BANK

Show Details05/22/12FIRST ADVANTAGE CREDCO ::2670557644

Show Details05/29/12FIRST AMERICAN CREDCO ::2670557644

Show Details01/09/12, 08/02/10CREDCO AUTOMOTIVE::2670557644

Show Details12/23/11FACUTAL DATA ::2670557644

Show Details12/06/10MEDALLION BANK

Show Details05/30/12REGENCY FINANCE COMPANY

Show Details05/29/12SHEFFIELD FINANCIAL

Show Details05/18/12UNIVERSAL CREDIT SERVICES::2670557644

<a title="Show Details" href="https://www.econsumer.equifax.com/otc/productView.ehtml?prod_cd=BPLAN&sub_cd=ACRO_XML&oi_num=1-16167045755&coi_num=1-17085876255&page=inquiries&action=E10&total_account=10#|10|">Show Details07/01/11

BobWang · June 18, 2012

As requested.

CREDITEXPERT 1-866-673-0140: 06/17/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12, 04/30/12, 11/18/11, 10/31/11, 09/30/11 (29)

EQUIFAX CONSUMER SERVICES: 06/17/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/28/12, 05/27/12, 05/26/12, 05/25/12, 05/24/12, 04/29/12 (26)

TRUECREDIT/24 PROTECT: 06/12/12 (1)

TRUECREDIT/COVERDELL MY: 05/31/12 (1)

TRUECREDIT/FREESCORE: 06/12/12 (1)

TRUECREDIT/VERTRUE: 06/17/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/11/12, 06/10/12, 06/09/12, 06/08/12, 06/07/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12 (18)

Total confirmed softs found: 76

FAIR ISAAC: 06/11/12, 04/19/12, 09/26/11 (3)

INTERSECTIONS: 06/12/12 (1)

Total unconfirmed softs found: 4

Total possible softs found: 80

Uncounted Softs:

PRM-7TH AVENUE: 10/11/11

ANDERA: 06/10/12, 06/08/12

PRM-AT&T WIRELESS: 04/24/12

AR-AT&T INC.: 02/27/12, 11/23/11

AR-CAPITAL ONE: 05/21/12, 05/17/12, 10/04/11

ND-CAPITAL ONE/HSBC: 09/17/11

AR-CHARLOTTE METRO CREDIT UNION: 02/06/12, 08/22/11

PRM-CREDIT ONE BANK NA: 03/13/12, 12/15/11

ND-EQUIFAX: 04/03/11, 11/23/11

ND-EQUIFAX CONSUMER SERVICES: 06/16/12, 12/21/11

EQUIFAX INFORMATION SVS: 10/15/11

ND-FAIR ISAAC: 05/20/11

ND-FARMERS INSURANCE GROUP: 05/16/11

PRM-FINGERHUT: 10/10/11

PRM-FIRST PREMIER BANK PROMO: 04/19/12, 03/06/12

AR-HOUSEHOLD BANK: 04/26/12, 12/27/11

ND-CHOICEPOINT ::2669538397: 09/21/11, 07/05/11, 10/15/10

AR-MACY\'S/DSNB: 09/24/11

AR-MACYS/DSNB: 05/25/12, 12/30/11

AR-MACYS/FDSB: 08/16/11

AR-NAVY FCU: 05/01/12

NAVY FCU: 04/07/12

AR-NU VISION FCU: 04/12/12, 10/19/11

AR-PENTAGON FEDERAL CREDIT UN: 03/06/12, 09/13/11

PRM ONL-THE LENDING TREE: 05/26/12

PRM-THE TRAVELERS INDEMITY COMPANY: 09/22/11, 07/06/11

AR-TOYOTA FINANCIAL SERVICES: 05/04/12, 12/06/11

AR-WEBBANK/BML: 12/13/11

Nice formatting!

ctb89 · June 18, 2012

That would be the formatting of the brand spankin new automatic counter.

/shameless plug

BDK · June 18, 2012

Hint, hint, diesel, cough, cough... ugh, formatting!

ctb89 · June 18, 2012

Easy formatting: http://creditboards.com/forums/index.php?showtopic=494352

custom diesel · June 18, 2012

bum,p are telling me that my formatting in my 7:43 am post is incorrect, it is the same format I used to input into the counter.

the formatting of the uncounted softs if from your counter.

the formatting of the hards, wel,l is unformatted!

if there is something wrong with my formatting at 7:43 am post please by all means let me know, you liked it the other day now your saying??

custom diesel · June 18, 2012

wow you guys are killing me! never an answer just bs about my formatting cough cough bump bump, thanks for all your help, yikes

custom diesel · June 18, 2012

so no c* 94 inq including hards no B* any ideas or am i shunned by all you gurus??

ctb89 · June 18, 2012

Plenty of people paste the output from my counters without any problems. Be patient. Nobody is under any obligation to help you.

I don't know what's going on with your softs. I see 80 that should be counting, plus your 10 hards. So there are 3 possibilities:

1) Most of your hards are stickies.

2) One of your pullers is not counting.

3) The EQ issues yesterday put an end to B*.

I'll wait for BW to chime in.

BobWang · June 18, 2012

I've been spoiled by XL's new counter.

Posting the results of that counter will get more input.

ctb89 · June 18, 2012

CIC/EXPERIAN ALRTS: 05/29/12 (1)

CIC/EXPERIAN RPTS: 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12 (17)

CONSUMERINFO.COM: 05/16/12 (1)

CREDITEXPERT 1-866-673-0140: 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12 (19)

EQUIFAX CONSUMER SERVICES: 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12, 12/15/11 (20)

TRUECREDIT/VERTRUE: 06/18/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12 (18)

TRUELINK: 06/18/12, 06/15/12, 06/05/12, 05/17/12 (4)

Total confirmed softs found: 80

INTERSECTIONS: 05/17/12, 05/16/12, 06/20/11 (3)

FIRST ADVANTAGE CREDCO: 05/20/12 (1)

Total unconfirmed softs found: 4

Total possible softs found: 84

Uncounted Softs:

AMERICREDIT FINANCIAL SERVICES: 06/20/11

AR-CAPITAL ONE: 05/21/12, 05/17/12, 10/04/11

ND-CAPITAL ONE/HSBC: 05/14/12, 12/04/11

AR-CD-INTERSECTIONS: 03/06/12, 12/06/11

ND-DIRECT CAPITAL CORP DBA BCHML: 02/29/12

EQUIFAX: 03/06/12

EQUIFAX INFO SVCS.: 12/18/11, 10/04/11, 06/28/11, 04/20/11, 04/20/12, 03/08/12, 02/19/12, 01/07/12, 01/06/12, 12/20/11, 12/15/11, 11/03/11, 09/01/11, 07/28/11, 06/29/11, 04/22/11, 10/24/11

EQUIFAX - UPDATE: 10/20/11, 08/22/11

ND-EQUIFAX: 05/14/12, 04/12/12, 03/14/12, 01/13/12, 11/15/11, 07/16/11

ND-EQUIFAX CONSUMER SERVICES: 06/16/12, 12/27/11, 12/15/11, 09/16/11

EQUIFAX - CUSTOMER ACCTS: 04/18/12, 02/17/12

EQUIFAX INFORMATION SVS: 04/30/12

ND-FAIR ISAAC: 06/20/11

ND-FINANCIAL PACIFIC LEASING: 05/10/12, 06/30/11

ND-FIVE POINT CAPITAL: 06/27/11

AR-HOUSEHOLD BANK: 04/26/12, 12/27/11

ND-INTECH FUNDING CORP: 06/27/11

ND-LIBERTY MUTUAL INSURANCE CO::2670557644: 12/29/11

ND-ON DECK CAPITAL: 01/06/12

AR-ORNL FCU: 04/17/12

ND-PAWNEE LEASING: 05/04/12

STONE & HINDS PC: 11/07/11, 06/14/11, 01/15/11, 08/16/10

AR-THE HOME DEPOT - CITI NA: 05/25/12, 12/30/11

DTC-VANDERBILT MORTGAGE CO.: 12/09/11

BobWang · June 18, 2012

CIC/EXPERIAN ALRTS: 05/29/12 (1)

CIC/EXPERIAN RPTS: 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12 (17)

CONSUMERINFO.COM: 05/16/12 (1)

CREDITEXPERT 1-866-673-0140: 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12 (19)

EQUIFAX CONSUMER SERVICES: 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12, 12/15/11 (20)

TRUECREDIT/VERTRUE: 06/18/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12 (18)

TRUELINK: 06/18/12, 06/15/12, 06/05/12, 05/17/12 (4)

Total confirmed softs found: 80

INTERSECTIONS: 05/17/12, 05/16/12, 06/20/11 (3)

FIRST ADVANTAGE CREDCO: 05/20/12 (1)

Total unconfirmed softs found: 4

Total possible softs found: 84

Uncounted Softs:

AMERICREDIT FINANCIAL SERVICES: 06/20/11

AR-CAPITAL ONE: 05/21/12, 05/17/12, 10/04/11

ND-CAPITAL ONE/HSBC: 05/14/12, 12/04/11

AR-CD-INTERSECTIONS: 03/06/12, 12/06/11

ND-DIRECT CAPITAL CORP DBA BCHML: 02/29/12

EQUIFAX: 03/06/12

EQUIFAX INFO SVCS.: 12/18/11, 10/04/11, 06/28/11, 04/20/11, 04/20/12, 03/08/12, 02/19/12, 01/07/12, 01/06/12, 12/20/11, 12/15/11, 11/03/11, 09/01/11, 07/28/11, 06/29/11, 04/22/11, 10/24/11

EQUIFAX - UPDATE: 10/20/11, 08/22/11

ND-EQUIFAX: 05/14/12, 04/12/12, 03/14/12, 01/13/12, 11/15/11, 07/16/11

ND-EQUIFAX CONSUMER SERVICES: 06/16/12, 12/27/11, 12/15/11, 09/16/11

EQUIFAX - CUSTOMER ACCTS: 04/18/12, 02/17/12

EQUIFAX INFORMATION SVS: 04/30/12

ND-FAIR ISAAC: 06/20/11

ND-FINANCIAL PACIFIC LEASING: 05/10/12, 06/30/11

ND-FIVE POINT CAPITAL: 06/27/11

AR-HOUSEHOLD BANK: 04/26/12, 12/27/11

ND-INTECH FUNDING CORP: 06/27/11

ND-LIBERTY MUTUAL INSURANCE CO::2670557644: 12/29/11

ND-ON DECK CAPITAL: 01/06/12

AR-ORNL FCU: 04/17/12

ND-PAWNEE LEASING: 05/04/12

STONE & HINDS PC: 11/07/11, 06/14/11, 01/15/11, 08/16/10

AR-THE HOME DEPOT - CITI NA: 05/25/12, 12/30/11

DTC-VANDERBILT MORTGAGE CO.: 12/09/11

That's some AWESOME formatting!

BDK · June 18, 2012

sweet counter, your amazing!!

the counter says total confirmed softs 71 unconfirmed 6

total possible 77

awesome, now does the 71 plus the fifteen hards mean that I am at 86? & i should have b* or do i need 14 more softs?

my pulls amount to 80 confirmed with ten hards uncomfirmed softs 4 so 94 total & no b* anybody know whats happening? take a look.

AMERICREDIT FINANCIAL SERVICES 06/20/11

AR-CAPITAL ONE 05/21/12

AR-CAPITAL ONE 05/17/12, 10/04/11

ND-CAPITAL ONE/HSBC 05/14/12, 12/04/11

AR-CD-INTERSECTIONS 03/06/12, 12/06/11

INTERSECTIONS 05/17/12

CIC/EXPERIAN ALRTS 05/29/12

CIC/EXPERIAN RPTS 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12

CONSUMERINFO.COM 05/16/12

FIRST ADVANTAGE CREDCO 05/20/12

CREDITEXPERT 1-866-673-0140 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12

ND-DIRECT CAPITAL CORP DBA BCHML 02/29/12

EQUIFAX 03/06/12

EQUIFAX INFO SVCS. 12/18/11

EQUIFAX - UPDATE 10/20/11, 08/22/11

EQUIFAX INFO SVCS. 10/04/11, 10/04/11, 10/04/11, 10/04/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 04/20/11

ND-EQUIFAX 05/14/12, 04/12/12, 03/14/12, 01/13/12, 11/15/11, 07/16/11

EQUIFAX INFO SVCS. 04/20/12, 03/08/12, 02/19/12, 01/07/12, 01/06/12, 01/06/12, 01/06/12, 01/06/12, 01/06/12, 01/06/12, 01/06/12, 01/06/12, 01/06/12, 12/20/11, 12/15/11, 11/03/11, 10/04/11, 10/04/11, 10/04/11, 10/04/11, 10/04/11, 10/04/11, 10/04/11, 10/04/11, 09/01/11, 07/28/11, 06/29/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 06/28/11, 04/22/11

Equifax Consumer Services 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12

Equifax Consumer Services 12/15/11

ND-Equifax Consumer Services 06/16/12

ND-Equifax Consumer Services 12/27/11

ND-Equifax Consumer Services 12/15/11

ND-Equifax Consumer Services 12/15/11

ND-Equifax Consumer Services 09/16/11

EQUIFAX - CUSTOMER ACCTS 04/18/12, 02/17/12

EQUIFAX INFORMATION SVS 04/30/12

EQUIFAX INFO SVCS. 10/24/11

ND-FAIR ISAAC 06/20/11

ND-FINANCIAL PACIFIC LEASING 05/10/12, 06/30/11

ND-FIVE POINT CAPITAL 06/27/11

AR-HOUSEHOLD BANK 04/26/12, 12/27/11

ND-INTECH FUNDING CORP 06/27/11

INTERSECTIONS 05/16/12, 06/20/11

ND-LIBERTY MUTUAL INSURANCE CO::2670557644 12/29/11

ND-ON DECK CAPITAL 01/06/12

ND-ON DECK CAPITAL 01/06/12

AR-ORNL FCU 04/17/12

ND-PAWNEE LEASING 05/04/12

STONE & HINDS PC 11/07/11, 06/14/11, 01/15/11, 08/16/10

AR-THE HOME DEPOT - CITI NA 05/25/12, 12/30/11

TRUECREDIT/VERTRUE 06/18/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12

TRUELINK 06/18/12, 06/15/12, 06/05/12, 05/17/12

DTC-VANDERBILT MORTGAGE CO. 12/09/11

^ This formatting is OK, but it would help the eyes if you deleted the lines that definitely do not count for B* which includes ALL PREFIXES. That is NOT to say that all the ones left in black count for B*, BUT that the red NEVER count. It is a lot cleaner of a post, and makes for easier counting...

AMERICREDIT FINANCIAL SERVICES 06/20/11

INTERSECTIONS 05/17/12

CIC/EXPERIAN ALRTS 05/29/12

CIC/EXPERIAN RPTS 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12

CONSUMERINFO.COM 05/16/12

FIRST ADVANTAGE CREDCO 05/20/12

CREDITEXPERT 1-866-673-0140 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12

Equifax Consumer Services 06/18/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12

Equifax Consumer Services 12/15/11

INTERSECTIONS 05/16/12, 06/20/11

STONE & HINDS PC 11/07/11, 06/14/11, 01/15/11, 08/16/10

TRUECREDIT/VERTRUE 06/18/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/08/12, 06/06/12, 06/05/12, 06/04/12, 06/03/12, 06/02/12, 06/01/12, 05/31/12, 05/30/12, 05/29/12, 05/26/12, 05/25/12

TRUELINK 06/18/12, 06/15/12, 06/05/12, 05/17/12

^ The ones in red are questionable, and may or may not count towards B*. The ones in black DO COUNT for sure.

Plus, I am confused by your declining number of hards, but you say you've had NO B*?

Don't forget, the WHOLE POINT of Bob's B* Thread is to learn how to count these softs for yourself. AFTER, we help you learn of course! So don't get frustrated if you don't get the answer YOU want.... We are trying to help you to help yourself!!

ctb89 · June 18, 2012

Didn't even notice the declining hards.

custom diesel · June 18, 2012

hards were declining & the counter works great, I realize that there is no obligation to help me either, thanks for the answers I wasnt aking anyone to count for me as the counter seems to work great.

saturday I ran my pulls & dropped to 10 hards, sunday I skipped, this morning I ran all of my reports & eq last it said I still had ten hards, which really should have been 9 because eq was showing 10 after the last pull, it doesnt seem to count its own until the following day.

whit the count from the counter & my hards I should have seen four more b* today but there was nothing

I had just posted those not for a count but for you to view & see what you thought, the counter alreday told me that there is a problem.

maybe its over folks, two days earlier my tu put one back on during a steady decline in hards so its not working anymore boys & girls!

i dont get c* in tn until the 24th according to the last c*

BobWang · June 18, 2012

Didn't even notice the declining hards.

BSI

Bump Scene Investigation

ctb89 · June 18, 2012

custom diesel · June 18, 2012

to bi xl, I can count myself I put this on the board for you to see that no hards were b*, not for somone to count, the counter had already done that,

I found it interesting that the count was at 95 with no b*, & thought you might, as well.

I had no problem on saturday with eq but mpm kept telling me that I had already had that pull for the day even though the date showed it for the previous day.

if anyone else is still getting b* please let me know

there is the possibility that I screwed up, although its rare for me. I also have experian services & i filed a dispute for a baddy that is over 7 yrs old on saturday, it is only on ex & that is the only dispute I had filed.

does anyone know if that could somehow affect b* on eq?

ctb89 · June 18, 2012

No I got it. Never said you couldn't count. I was just posting the correct format for BW because I looked at your softs and couldn't make sense. I was hoping Bob would shed some light.

But then I saw BDK's post and it made a little more sense. At least some of your remaining hards are likely sticky. It is very interesting to me, which is why I went ahead and posted the formatted version so that more people can try to make sense of it.

bon · June 18, 2012

i bumped 6 off last week. custom diesel, is it possible that you're bumping off old softs right now?

Also for MPM, you need to wait 24 hours + 1 minute before you do your pull, or else it will only pull Transunion. The date listed is irrelevant, you need to track the time that you do a tri pull, then wait 24 hrs + 1 min, before you try it the next day.

Edited June 18, 2012 by bon

ctb89 · June 18, 2012

custom diesel - It's seems like every few days you've posted with issues about not bumping as many INQs as you thought. Then a few days later, you post back and your hards have declined. I'm not sure you understand how B* works because (without pouring through all your posts) it appears that you bump some hards, and then when you start bumping old softs you freak out. INQs (hard and soft) bump in order of FIFO. Also, what were the dates of the hards you bumped? You have some old hards that haven't bumped and (depending on the dates of the ones you've bumped) could be sticky.

I understand that you feel like you have a grasp on the concept of B* but it may behoove you to reread some of the beginner material.

June 18, 2012

This is my first shot at this. B* is intriguing to me, and I like the idea of EQ and TU.

I went in 'through the backdoor" to EQ (its ok, I think I got on the Double EQ C* for Life list in 2011 when I cleared up an error with them) and this is an exact C/P of what I see there:

Inquiries that may impact your credit ratingThese inquires are made by companies with whom you have applied for a loan or credit.[/url]Company Information:CAPITAL ONE/HSBCDate of Inquiry:09/07/10, 09/05/10 Dispute Item Show Details

Company Information:CLEARWIRE CORPORATIONDate of Inquiry:11/24/10 Dispute Item Show Details

Company Information:ELI LILLY FEDL CR UN-CONSUMERDate of Inquiry:04/25/12 Dispute Item Show Details

Inquiries that do not impact your credit rating

These inquires include requests from employers, companies making promotional offers and your own requests to check your credit. These inquiries are only viewable by you.Company Information:AR-CAPITAL ONE Date of Inquiry:05/21/12Company Information:AR-CAPITAL ONE Date of Inquiry:05/17/12, 10/04/11Company Information:ND-CAPITAL ONE/HSBC Date of Inquiry:09/07/10, 09/05/10Company Information:CREDITEXPERT 1-866-673-0140 Date of Inquiry:06/18/12, 06/17/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 06/12/12, 06/11/12, 06/07/12, 06/06/12, 05/16/12, 04/30/12, 03/29/12, 02/29/12, 01/31/12, 12/31/11, 11/30/11, 10/12/11, 09/26/11, 05/26/11Company Information:AR-ELI LILLY CREDIT UNI Date of Inquiry:04/19/12Company Information:EQUIFAX Date of Inquiry:06/17/12, 06/16/12, 04/07/12Company Information:EQUIFAX INFO SVCS. Date of Inquiry:12/27/11, 10/17/11, 12/20/10, 12/20/10Company Information:EQUIFAX Date of Inquiry:05/24/11Company Information:EQUIFAX INFO SVCS Date of Inquiry:05/06/11, 05/05/11Company Information:EQUIFAX Date of Inquiry:06/18/12, 06/17/12, 06/16/12, 06/15/12, 06/14/12, 06/13/12, 04/25/12, 04/22/12Company Information:EQUIFAX Date of Inquiry:10/09/11Company Information:ND-EQUIFAX Date of Inquiry:10/09/11, 10/07/11Company Information:EQUIFAX INFO SVCS Date of Inquiry:06/15/12, 06/14/12, 06/13/12, 04/25/12, 04/22/12, 04/08/12, 02/20/12, 12/13/11, 05/24/11Company Information:EQUIFAX CONSUMER SERVICES Date of Inquiry:04/07/12, 02/20/12, 12/13/11Company Information:EQUIFAX CONSUMER SERVICES, INC Date of Inquiry:10/07/11Company Information:ND-EQUIFAX CONSUMER SERVICES Date of Inquiry:04/07/12, 12/13/11Company Information:ND-EQUIFAX CREDIT MARKETING Date of Inquiry:02/01/11Company Information:EQUIFAX INFORMATION SVS Date of Inquiry:04/13/12, 04/13/12, 04/13/12, 04/13/12, 04/13/12, 04/13/12, 04/12/12, 04/11/12, 04/11/12, 04/11/12, 04/07/12, 04/07/12, 04/06/12, 04/06/12, 03/21/12, 03/18/12, 03/05/12Company Information:EQUIFAX INFO SVCS. Date of Inquiry:12/27/11Company Information:AR-HOUSEHOLD BANK Date of Inquiry:04/26/12, 12/27/11

Date of Inquiry:09/20/10

custom diesel · June 18, 2012

bixl, I have read & read & read i mean c'mon guy ive went from 39 hards to 10 in 45 days I guess something behooved me right? i wouldnt condsider myself a beginner at this juncture, however i didnt seem to retain the fifo to include softs

i didnt really want to touch any nerves on here but at least I have finally gotten a response or two out of the b* gods.

so maybe thats what it is, I pulled 4 times this a.m. & b* 4 softs, we shale see what happens at 7:44 am tuesday.

fyi I am aware of the 24 hr 1 min rule, thats why i was pulling so late in the afternoon, i thinks usaa is the same way & no issues there or with cs i think what happened is i pulled the regular true credit first then pulled mpm which showed I had pulled a minute or 2 before.

maybe i havent graduated from the school of b*ology yet but I do have a pretty good grasp on it now

you guys are pretty awesome although a tad condescending at times, you funny guys you!

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