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Need Help..Am I ready for next round of applying?

GR8WhiTE

By GR8WhiTE
in Business Credit

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The last post in this topic was posted 4774 days ago. 

 

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BRBiz

BRBiz

Posted
Posted

 

 

 

I've always thought and experienced on the personal and business side that GECRB was a pretty flexible lender. I know there not considered a PRIME lender in the personal side but I think they are on there way to that point. Maybe already there for the store card catagory. I love them. Especially for their CLI's. They have been better than navy for me regarding CLI's. They have not exceeded my Navy CL on the personal side. But they are only 1000.00 from matching it.

 

:)

 

Once your in your good as long as your paying your bills on time they can be generous with their limits.

but do you need to be maxing accounts so they can see you need a CLI? or just be on point with your payments?

No you don't have to max out your accounts for a CLI you will get them over time but will usually get them quicker when using all of your avaible credit month after month.


GR8WhiTE

GR8WhiTE

Posted
  • Author
Posted

 

 

 

I've always thought and experienced on the personal and business side that GECRB was a pretty flexible lender. I know there not considered a PRIME lender in the personal side but I think they are on there way to that point. Maybe already there for the store card catagory. I love them. Especially for their CLI's. They have been better than navy for me regarding CLI's. They have not exceeded my Navy CL on the personal side. But they are only 1000.00 from matching it.

 

 

:)

Once your in your good as long as your paying your bills on time they can be generous with their limits.

but do you need to be maxing accounts so they can see you need a CLI? or just be on point with your payments?

 

 

I have found in my experience with CITI and GECRB as well as an old HSBC Northern account that Credit Lines do not have to be maxed out (Or anywhere near) to receive a CLI. ESPECIALLY with GECRB.

 

 

Every creditor wants to see use on time payments. I have been able to get quite a few credit line increases this way.

good to know

GR8WhiTE

GR8WhiTE

Posted
  • Author
Posted

 

 

 

 

I've always thought and experienced on the personal and business side that GECRB was a pretty flexible lender. I know there not considered a PRIME lender in the personal side but I think they are on there way to that point. Maybe already there for the store card catagory. I love them. Especially for their CLI's. They have been better than navy for me regarding CLI's. They have not exceeded my Navy CL on the personal side. But they are only 1000.00 from matching it.

 

:)

Once your in your good as long as your paying your bills on time they can be generous with their limits.

but do you need to be maxing accounts so they can see you need a CLI? or just be on point with your payments?

No you don't have to max out your accounts for a CLI you will get them over time but will usually get them quicker when using all of your avaible credit month after month.

I think that does help get them quicker but I guess it also depends who you bump into on the phone too

killove

killove

Posted
Posted

I've always thought and experienced on the personal and business side that GECRB was a pretty flexible lender. I know there not considered a PRIME lender in the personal side but I think they are on there way to that point. Maybe already there for the store card catagory. I love them. Especially for their CLI's. They have been better than navy for me regarding CLI's. They have not exceeded my Navy CL on the personal side. But they are only 1000.00 from matching it.

 

 

:)

Anyone have a GE list that reports? I've tried searching the forum I get a lot of personal hits, I'm looking for biz. only ones I know of are lowes and Amazon.

GR8WhiTE

GR8WhiTE

Posted
  • Author
Posted

 

I've always thought and experienced on the personal and business side that GECRB was a pretty flexible lender. I know there not considered a PRIME lender in the personal side but I think they are on there way to that point. Maybe already there for the store card catagory. I love them. Especially for their CLI's. They have been better than navy for me regarding CLI's. They have not exceeded my Navy CL on the personal side. But they are only 1000.00 from matching it.

 

 

:)

Anyone have a GE list that reports? I've tried searching the forum I get a lot of personal hits, I'm looking for biz. only ones I know of are lowes and Amazon.

Try JCP first. You have to call in and ask for the application. They'll email it to you and tell you it takes 30 days for the card. I got mine in 5 days.

stroked89coupe

stroked89coupe

Posted
Posted (edited)

 

I've always thought and experienced on the personal and business side that GECRB was a pretty flexible lender. I know there not considered a PRIME lender in the personal side but I think they are on there way to that point. Maybe already there for the store card catagory. I love them. Especially for their CLI's. They have been better than navy for me regarding CLI's. They have not exceeded my Navy CL on the personal side. But they are only 1000.00 from matching it.

 

 

:)

Anyone have a GE list that reports? I've tried searching the forum I get a lot of personal hits, I'm looking for biz. only ones I know of are lowes and Amazon.

 

 

 

Every GECRB account that I know of reports to business. So if you are looking at which accounts from GECRB actually report, They all do. If you were looking for a list of accounts GE Backs, here are a few that I am firmilliar with.

 

 

JCP

Lowes Revolving

Lowes Accounts Receivable

Sams Club

Walmart

Amazon

Edited by stroked89coupe
killove

killove

Posted
Posted

 

 

I've always thought and experienced on the personal and business side that GECRB was a pretty flexible lender. I know there not considered a PRIME lender in the personal side but I think they are on there way to that point. Maybe already there for the store card catagory. I love them. Especially for their CLI's. They have been better than navy for me regarding CLI's. They have not exceeded my Navy CL on the personal side. But they are only 1000.00 from matching it.

 

 

:)

Anyone have a GE list that reports? I've tried searching the forum I get a lot of personal hits, I'm looking for biz. only ones I know of are lowes and Amazon.

Try JCP first. You have to call in and ask for the application. They'll email it to you and tell you it takes 30 days for the card. I got mine in 5 days.

JCP? is that J C Penny, didn't know they had business card.

stroked89coupe

stroked89coupe

Posted
Posted

 

 

 

I've always thought and experienced on the personal and business side that GECRB was a pretty flexible lender. I know there not considered a PRIME lender in the personal side but I think they are on there way to that point. Maybe already there for the store card catagory. I love them. Especially for their CLI's. They have been better than navy for me regarding CLI's. They have not exceeded my Navy CL on the personal side. But they are only 1000.00 from matching it.

 

 

:)

Anyone have a GE list that reports? I've tried searching the forum I get a lot of personal hits, I'm looking for biz. only ones I know of are lowes and Amazon.

Try JCP first. You have to call in and ask for the application. They'll email it to you and tell you it takes 30 days for the card. I got mine in 5 days.

JCP? is that J C Penny, didn't know they had business card.

 

Yep

killove

killove

Posted
Posted

Im thinking to get office max too......before the merger happens

good idea. I need some useage ideas now. .

have low/no biz income but I need it to build to the lines I want. the LOC's for $50k. So I can go to Vegas and bet it all on 18 and 21 (roulette table)

Here's my plan for now:

Chase-autopay cell phone, maybe purchase generator

Walmart-Let the wife go half way crazy or purchase generator

Amex-cell phone insurance- thinking of giftcard

Chevron-gas and oil changes

Lowes Acct Rec-deep freezer maybe update bathroom

JCP- unknown

office max unkown

staples unknown

office depot unknown

Amazon line-giftcards

killove

killove

Posted
Posted

 

 

 

 

I've always thought and experienced on the personal and business side that GECRB was a pretty flexible lender. I know there not considered a PRIME lender in the personal side but I think they are on there way to that point. Maybe already there for the store card catagory. I love them. Especially for their CLI's. They have been better than navy for me regarding CLI's. They have not exceeded my Navy CL on the personal side. But they are only 1000.00 from matching it.

 

 

:)

Anyone have a GE list that reports? I've tried searching the forum I get a lot of personal hits, I'm looking for biz. only ones I know of are lowes and Amazon.

Try JCP first. You have to call in and ask for the application. They'll email it to you and tell you it takes 30 days for the card. I got mine in 5 days.

JCP? is that J C Penny, didn't know they had business card.

 

Yep

do they PG?

GR8WhiTE

GR8WhiTE

Posted
  • Author
Posted

 

Im thinking to get office max too......before the merger happens

good idea. I need some useage ideas now. .

have low/no biz income but I need it to build to the lines I want. the LOC's for $50k. So I can go to Vegas and bet it all on 18 and 21 (roulette table)

Here's my plan for now:

Chase-autopay cell phone, maybe purchase generator

Walmart-Let the wife go half way crazy or purchase generator

Amex-cell phone insurance- thinking of giftcard

Chevron-gas and oil changes

Lowes Acct Rec-deep freezer maybe update bathroom

JCP- unknown

office max unkown

staples unknown

office depot unknown

Amazon line-giftcards

Office Max, Office Depot and Staples: go get gift cards. And JCP can be also used at CVS, so you can go there and get gift cards too.

BRBiz

BRBiz

Posted
Posted

I have multiple and although I really don't use many accounts any more I have had the same accounts across all three at once with no issue for the most part.

GR8WhiTE

GR8WhiTE

Posted
  • Author
Posted

I have multiple and although I really don't use many accounts any more I have had the same accounts across all three at once with no issue for the most part.

same addresses?

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