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The Master Am I Eligible? Eligibility Checklist for Navy Federal Navy Fed NavFed NFCU Thread

BobWang

By BobWang
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The last post in this topic was posted 3127 days ago. 

 

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BobWang

BobWang

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I am a Navy Vet and unfortunately, I never joined NFCU while in. I am discharged over 17 years and according to the rules online, I do not qualify for membership. How the heck is everyone here qualifying for cu? I am befuddled. I have searched through the threads but I am slow or something.

 

If you are a vet then you qualify. Call them and explain the situation and i'm sure they will sign you up. They should be able to look up your service record with your social. I got in through my father who is a vet.

I'm going to assume that since my dad is no longer living I can't use him? Otherwise I have no one else... wish I would've known about NFCU over 10yrs ago before he passed. (He passed in 2001)

 

I am going to see if they reject me or hassle me first. I just heard from some of my old buddies that they are in and would not have a problem adding me. Therefore, I have an in.

 

I got in through my Grandfather who passed in 1984...

 

The only way that you would be eligible on your own re: military service is if you are Active Duty, Retired receiving a pension from DFAS or have an immediate family member (sibling, parent, grandparent, spouse, child) who is one of the above.

 

If one of your friends is a member, the ONLY way they could sponsor you is if you are living in the same household and can prove that association. They cannot just sponsor you.


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Posted
Posted

Remember their " eligibility wizard " is much less complete than the choices under " Join Now ". One military veteran of 17 years gave up when reading the wizard, then he found the Join Now options and joined very easily.

BobWang

BobWang

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Remember their " eligibility wizard " is much less complete than the choices under " Join Now ". One military veteran of 17 years gave up when reading the wizard, then he found the Join Now options and joined very easily.

AS is our NFCU insider.

 

Many people have been able to join NFCU, then had their accounts closed on manual review, due to not really being eligible.

BobWang

BobWang

Posted
  • Author
Posted

Does a roommate qualify as a household member?

I believe there has to be some sort of economic entwinement with roomie to qualify as a "household member"

 

On manual review, utility bills demonstrating liability for expenses would be an example.

 

"Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members"

mmm

mmm

Posted
Posted

Does a roommate qualify as a household member?

I believe there has to be some sort of economic entwinement with roomie to qualify as a "household member"

 

On manual review, utility bills demonstrating liability for expenses would be an example.

 

"Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members"

 

The above information is 100% accurate. :-)

 

I had some family friends living with me for about 7 months who were already members of NFCU.

 

Once their mail started coming to my home (I think they did some type of change of address with Navy) I called in to join and was accepted. They did have me send in a copy of my DL (which had the same address that was on their account since they did a change of address), a copy of my SS card, and a utility bill.

 

Once they verified everything, I was good to go.

 

So, yes you can join as a roommate, but you must make sure you have everything they need in regards to verification.

 

Good luck!

OCChineseguy

OCChineseguy

Posted
Posted

Any NAVY CU members need a roomate?

 

I got a different take on this my BIL, is getting sent to a military base by his employer. I dont know what it is going to take to get his a&& to a navy CU branch but I am going to find out. So if he joins, then his sister can join right?

 

I'd like to see the look on his face when the 16k credit card get approved.

 

Orange County Chinese Guy

formertechie

formertechie

Posted
Posted

Navy isn't all it's cracked up to be. I'm in and passed a security review and seriously don't understand what the hype is. There are other credit unions that are just as good and are easier to get into.

Stanggt03

Stanggt03

Posted
Posted
Navy isn't all it's cracked up to be. I'm in and passed a security review and seriously don't understand what the hype is. There are other credit unions that are just as good and are easier to get into.

Great customer service, BK friendly, and large CL's. That's what the hype is about.

BDK

BDK

Posted
Posted
Navy isn't all it's cracked up to be. I'm in and passed a security review and seriously don't understand what the hype is. There are other credit unions that are just as good and are easier to get into.

Great customer service, BK friendly, and large CL's. That's what the hype is about.

 

Yep! :good:

BDK

BDK

Posted
Posted

Navy isn't all it's cracked up to be. I'm in and passed a security review and seriously don't understand what the hype is. There are other credit unions that are just as good and are easier to get into.

 

When you get a XX,XXX CL, you'll know what all the hype is! :good:

formertechie

formertechie

Posted
Posted

Navy isn't all it's cracked up to be. I'm in and passed a security review and seriously don't understand what the hype is. There are other credit unions that are just as good and are easier to get into.

 

When you get a XX,XXX CL, you'll know what all the hype is! :good:

 

 

I did get approved for a card on my acceptance to NFCU

 

Congratulations! Based on your creditworthiness, you have been approved for a cashRewards Visa credit card. Your new credit line will be $25,000.00. Your APR will be prime plus 6.4%. You should receive your new card(s) in 7-10 normal mail delivery days.

 

 

But another credit unions would also easily give me that. Such as PSECU

foeplay

foeplay

Posted
Posted (edited)

Navy isn't all it's cracked up to be. I'm in and passed a security review and seriously don't understand what the hype is. There are other credit unions that are just as good and are easier to get into.

 

When you get a XX,XXX CL, you'll know what all the hype is! :good:

 

 

I did get approved for a card on my acceptance to NFCU

 

Congratulations! Based on your creditworthiness, you have been approved for a cashRewards Visa credit card. Your new credit line will be $25,000.00. Your APR will be prime plus 6.4%. You should receive your new card(s) in 7-10 normal mail delivery days.

 

 

But another credit unions would also easily give me that. Such as PSECU

If you have elite credit NFCU is meh and if you have sucky credit or stuck in "toy card hell" it's EPIC.

Edited by foeplay
BDK

BDK

Posted
Posted

Navy isn't all it's cracked up to be. I'm in and passed a security review and seriously don't understand what the hype is. There are other credit unions that are just as good and are easier to get into.

 

When you get a XX,XXX CL, you'll know what all the hype is! :good:

 

 

I did get approved for a card on my acceptance to NFCU

 

Congratulations! Based on your creditworthiness, you have been approved for a cashRewards Visa credit card. Your new credit line will be $25,000.00. Your APR will be prime plus 6.4%. You should receive your new card(s) in 7-10 normal mail delivery days.

 

 

But another credit unions would also easily give me that. Such as PSECU

 

Congrats, that's awesome! But PSECU cc MAX is 20K. NFCU MAX is 50K, and can go to 80K on Flagship...

BDK

BDK

Posted
Posted

Navy isn't all it's cracked up to be. I'm in and passed a security review and seriously don't understand what the hype is. There are other credit unions that are just as good and are easier to get into.

 

When you get a XX,XXX CL, you'll know what all the hype is! :good:

 

 

I did get approved for a card on my acceptance to NFCU

 

Congratulations! Based on your creditworthiness, you have been approved for a cashRewards Visa credit card. Your new credit line will be $25,000.00. Your APR will be prime plus 6.4%. You should receive your new card(s) in 7-10 normal mail delivery days.

 

 

But another credit unions would also easily give me that. Such as PSECU

If you have elite credit NFCU is meh and if you have sucky credit or stuck in "toy card hell" it's EPIC.

 

This. +1

formertechie

formertechie

Posted
Posted

Navy isn't all it's cracked up to be. I'm in and passed a security review and seriously don't understand what the hype is. There are other credit unions that are just as good and are easier to get into.

 

When you get a XX,XXX CL, you'll know what all the hype is! :good:

 

 

I did get approved for a card on my acceptance to NFCU

 

Congratulations! Based on your creditworthiness, you have been approved for a cashRewards Visa credit card. Your new credit line will be $25,000.00. Your APR will be prime plus 6.4%. You should receive your new card(s) in 7-10 normal mail delivery days.

 

 

But another credit unions would also easily give me that. Such as PSECU

 

Congrats, that's awesome! But PSECU cc MAX is 20K. NFCU MAX is 50K, and can go to 80K on Flagship...

 

I could PM you another credit union that is quite elite and will give you similar lines of credit.

 

 

 

BDK

BDK

Posted
Posted

Navy isn't all it's cracked up to be. I'm in and passed a security review and seriously don't understand what the hype is. There are other credit unions that are just as good and are easier to get into.

 

When you get a XX,XXX CL, you'll know what all the hype is! :good:

 

 

I did get approved for a card on my acceptance to NFCU

 

Congratulations! Based on your creditworthiness, you have been approved for a cashRewards Visa credit card. Your new credit line will be $25,000.00. Your APR will be prime plus 6.4%. You should receive your new card(s) in 7-10 normal mail delivery days.

 

 

But another credit unions would also easily give me that. Such as PSECU

 

Congrats, that's awesome! But PSECU cc MAX is 20K. NFCU MAX is 50K, and can go to 80K on Flagship...

 

I could PM you another credit union that is quite elite and will give you similar lines of credit.

Not me! I really don't consider myself THAT credit-worthy! But OK, send PM. :good:

foeplay

foeplay

Posted
Posted (edited)

Navy isn't all it's cracked up to be. I'm in and passed a security review and seriously don't understand what the hype is. There are other credit unions that are just as good and are easier to get into.

 

When you get a XX,XXX CL, you'll know what all the hype is! :good:

 

 

I did get approved for a card on my acceptance to NFCU

 

Congratulations! Based on your creditworthiness, you have been approved for a cashRewards Visa credit card. Your new credit line will be $25,000.00. Your APR will be prime plus 6.4%. You should receive your new card(s) in 7-10 normal mail delivery days.

 

 

But another credit unions would also easily give me that. Such as PSECU

 

Congrats, that's awesome! But PSECU cc MAX is 20K. NFCU MAX is 50K, and can go to 80K on Flagship...

 

I could PM you another credit union that is quite elite and will give you similar lines of credit.

 

 

 

PM me too please. :)

Edited by foeplay
BDK

BDK

Posted
Posted

80K on Navy visa. If there's another CU that will grant me a limit equal or larger (willing to provide docs), let me know ;)

 

The max on this particular place is $50k.

 

Nice-lookin card, but nowhere NEAR as good as Navy, IMHO.

epitomee

epitomee

Posted
Posted

Navy isn't all it's cracked up to be. I'm in and passed a security review and seriously don't understand what the hype is. There are other credit unions that are just as good and are easier to get into.

 

When you get a XX,XXX CL, you'll know what all the hype is! :good:

 

 

I did get approved for a card on my acceptance to NFCU

 

Congratulations! Based on your creditworthiness, you have been approved for a cashRewards Visa credit card. Your new credit line will be $25,000.00. Your APR will be prime plus 6.4%. You should receive your new card(s) in 7-10 normal mail delivery days.

 

 

But another credit unions would also easily give me that. Such as PSECU

 

Congrats, that's awesome! But PSECU cc MAX is 20K. NFCU MAX is 50K, and can go to 80K on Flagship...

 

I could PM you another credit union that is quite elite and will give you similar lines of credit.

 

Please PM me with this information too!

OC gal

OC gal

Posted
Posted

I haven't been able to joing NFCU and looking for a good CU to join with high CL's already have all cc's at $20k CL and want to break through with a new CU. Can provide income doc to qualify. So can you PM me info as well :wave:

foeplay

foeplay

Posted
Posted

Ok, lets not derail this very informative thread.! :lol:

 

BDK already said that other CU was meh and if you can't get into NFCU you probably can't get into that one either

The last post in this topic was posted 3127 days ago. 

 

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