Assaulted, Wallet Stolen, Credit Cards Ran Up

[Operation_Home_Ownership]

WOW! Exactly, how are you writing this so clearly and you have self-diag broken nose, black swollen eyes, busted head, etc etc????

 

How did manage to get home without someone offering a bloody person help?? I too am having a hard time absorbing this plus the lack of care for yourself, but credit profile being in tact is paramount?? Sheesh

 

 

if you dont believe me, I could direct you to my Facebook page where i uploaded my picture. Its not like I havent had a busted up face before, I used to box and play football most of my life, and I'm deathly afraid of hospitals, so it's natural for me to just want to heal up on my own and take the ignorance is bliss route.

 

Have you ever been to Reno NV on a weekend day or night? Someone walking past you bloody in the street or lying face down in an alley isnt exactly an uncommon occurance.

 

But anyways, I figured I would get all into defending whether or not im lying on here and I really didnt come here to do this so I'm not going to get into that anymore.

 

No its utter shock at how your body is allowing you to carry on as normal just a few days after such trauma without breaking down.

 

And yes, you are correct, I dont have any first hand knowledge of life in Reno...from your descriptions seems like a place to move away from at first chance.

[mj76]

as far as your credit goes, You have done all you can.

 

you haven't mentioned the specific problems with your credit. Are people suing you for the losses?

 

No one has sued me or anything, I am current on all of the cards and had just paid off 3400 dollars (half my savings) to pay off 2 of the cards with balances. Thats why Im so heated about this whole thing because I could have just kept that money and ruined my own credit. I spent an entire day going through all the charges with all the issuers, and then i still have to keep calling them back because Im noticing other charges on my online billing swtatements that they didnt mention to me on the phone. And also, I had 3 cards with Chase and 2 with BOA and on both cases I asked them to cancel ALL my cards and the salamander CSRs only cancelled one of them which left those accounts open for another day before I caught it.

 

Im just concerned that after this incident that they will all start dropping me or that this will affect my credit score (which was like a 755 before) And I had planned on trying to get a condo after my unemployment runs out and I start a new job

Edited May 19, 2010 by mj76

[hegemony]

sorry if I missed it in this thread, but you also need to deal with the credit card companies in writing as phone calls and emails do not protect you.

[bostonte]

Sounds fishy that not only were multiple cage advances possible this time, but you had it happen just a few months ago also.

 

Multiple advances that start totaling in the $10-12,000 range in a single night will most definitely 100% trigger alerts in the GCA/Central-Credit software.

 

A small advance might get through due to a lax employee, or be successfully completed at some of the newer kiosks that no longer require a cage visit for specific transactions. But once you get over a several thousand in an evening the software starts to require additional ID checks and a supervisor to sign off. Two people on the inside seems a bit unrealistic.

 

If you frequently advance large amounts it becomes less of a trigger, but you say you haven't.

 

Not to mention your credit card companies -- they just had large fraudulent cash advances go through, you would think they would block more large advances so soon for additional verification?

 

If you were hurt that badly you need to go to the doctor. And call your credit card companies and have your cash advance limits reduced.

 

Reconsider your behavior and see what you can do differently in the future. I don't want to take a "blame the victim" or "you deserved it" approach, but something you are doing is making you a target. Next time could be a lot worse.

[GonnaGetEm]

Im guessing that this guy just had some white guy that somewhat fit my description go in to do it ssince they had my ID also

 

Whoa, wait, so someone saw the guy who did it and has at least a partial description??

 

(sounds like you know for a fact the person who did it wasn't white, just wondering who saw it happen?)

Edited May 19, 2010 by GonnaGetEm

[mj76]

mj, I was assaulted and mugged also, and while not injured as severely as you were, I still understand some of what you're experiencing. It's not right that this happens to anyone.

 

You've reported the crime (why you didn't call/scream for the police the moment - or two - that you awoke baffles me, I admit) and you've reported the stolen cards to the cc company. THAT's what you can do.

 

I know it's frustrating, but it's NOT your place to investigate the crime. Tell the police what you know and let them handle it.

 

What you can and do need to do is follow each card issuers processes for handling the fraudulent charges - find out what they are, and follow them exactly. (E.g. Amex never even let the fraudulent charge post to my account, BofA did, and needed an affadavit of fraud to take care of it.) Set up a credit monitoring acct (USAA is probably your best bet at this point), and watch your reports like a hawk - pull daily. Get a copy of the police report - it took almost a week to get a copy of mine - seemed like six months.

 

Be prepared to spend money on having any affadavits notarized - you'll have to get a new photo id/driver's license first, which is difficult in itself when all your stuff has been stolen. I know.

 

You have enough to deal with - do not get caught up into trying to solve the crime as well.

 

YOU take care of you, and let the police do their job. Take advantage of victims' services if available in your area, if you think you need them, or even if you don't. That's what they're there for.

 

I know it's hard, but do hang in there. Good luck!

 

[On a positive note - I met SO many gentle and thoughtful folks during this time, all the way down to the lady at BJ's who told me I didn't have to have my picture taken for my replacement member card (my face was still a mess a week later). I'm a girl, I worry about salamander stuff like that.]

 

 

 

Thank you for the serious post, I guess Im just going to have to keep calling the police station about it every day asking if theyve followed up on any of the information Ive given them. I usually am too nice of a person to push anyone and too lazy of a person to keep calling and checking on things, but really I want so badly for these people to get caught that whenever I think about it I feel my head pulsing in the same places they cracked me so Im trying not to get too mad about it.

 

Anyways I didnt mean to turn this into a psectacle of a post where Im defending my habits and whether Im lying or not I honestly was just brainstorming looking for any other ideas or anyone else that had been through a situation similar, and how concerned the police were in their case.

[jusithits]

When you take out a cash advance at a casino, you have to present your license to the cage and you have to authorize the transaction.

 

I find it REALLY hard to believe someone was able to take out $20k in cash advances and not have it stopped by the cage when the picture on the license clearly didn't match up with the person in front of them

 

I also find it very hard to believe that the casinos were not concerned....

 

As far as the advances, I can tell you that some cages do not look real close or even look to see if the thumbprint was smudged...at the right time of day, some simply go through the motions, especially on small advances (which in the big picture, these appear to have been). Also, giving the benefit of the doubt, never rule out having someone on the other side of the cage providing meaningful assistance in the furtherance of the advances.

 

I agree, if the clerk working in the cage was that worried about verifying identity, then a cool couple g'z would make thier turn her head the other way. All on your dime.

[mj76]

Im guessing that this guy just had some white guy that somewhat fit my description go in to do it ssince they had my ID also

 

Whoa, wait, so someone saw the guy who did it and has at least a partial description??

 

(sounds like you know for a fact the person who did it wasn't white, just wondering who saw it happen?)

 

This was the first incident where the guy went to 3 casinos here and took out cash advances of 500/500/1000/1000/2000/3000/3000 back to back at each casino like he didnt know how much was on the card and he was testing it. THAT time I DID have a full description of the suspect, but I didnt know his real name, but hes just a local cokehead that hustles on the streets here so I would think he wouldnt be too had to find by giving the police his nickname, but yet I still see him walking around every now and then

Edited May 19, 2010 by mj76

[Sniper762]

Well going forward you really need take your personal safety a bit more proactively.

 

Gambling and drinking to the wee hours in the morning has a built in risk factor. I'll bet someone in the casino/bar saw your big fat wallet with cash and cards galore and then the setup began. Tragedy usually begins at the intersection of multiple missteps. I would hate to see you (anyone) end up dead and they could have done things to mitigate that risk

[mj76]

Well going forward you really need take your personal safety a bit more proactively.

 

Gambling and drinking to the wee hours in the morning has a built in risk factor. I'll bet someone in the casino/bar saw your big fat wallet with cash and cards galore and then the setup began. Tragedy usually begins at the intersection of multiple missteps. I would hate to see you (anyone) end up dead and they could have done things to mitigate that risk

 

 

Points well taken, and I have definitely learned from this time. I didnt the time I had a piece of chrome pointed at the back of my head and a pillow over it last year. But this was different when everyone thats seen me are telling me I could have brain bleeding or something that really scares me. Honestly I think that by now I should be OK since I havent fallen out or anything yet since this happened probably around Sat at 5-7 am and I woke up around 1 pm. But I'm definitely not risking things anymore because I know a couple more blows to the head with the force they mustve been hitting me with (fists or shoes who knows i was limp) ande I couldve easily been a vegetable the rest of my life or worse

[beli]

Well going forward you really need take your personal safety a bit more proactively.

 

Gambling and drinking to the wee hours in the morning has a built in risk factor. I'll bet someone in the casino/bar saw your big fat wallet with cash and cards galore and then the setup began. Tragedy usually begins at the intersection of multiple missteps. I would hate to see you (anyone) end up dead and they could have done things to mitigate that risk

 

 

Points well taken, and I have definitely learned from this time. I didnt the time I had a piece of chrome pointed at the back of my head and a pillow over it last year. But this was different when everyone thats seen me are telling me I could have brain bleeding or something that really scares me. Honestly I think that by now I should be OK since I havent fallen out or anything yet since this happened probably around Sat at 5-7 am and I woke up around 1 pm. But I'm definitely not risking things anymore because I know a couple more blows to the head with the force they mustve been hitting me with (fists or shoes who knows i was limp) ande I couldve easily been a vegetable the rest of my life or worse

 

NEVER assume anything with your health. I would still go to the Er and have everything checked out.

[mj76]

On a side note, if anyone believes that what I'm saying isnt true, if theres some way to look it up on the internet (im not sure) or through calls to the police station the case is # 10-13595 Reno PD filed 5/17/10 they took some pictures of my face also.

 

Or maybe you could call the Reno PD and inquire about the case if it is false or not, and maybe a detective might actually look at it this time.

 

If I was trying to pull off credit card fraud, I obviously wouldnt be here on a credit forum announcing this information.

 

The previous case when the guy took 11,000 in cash advances was filed 4/5/10 and is case # 10-9840

 

im going to leave for a while because i need to drop these papers ive written up on all of the charges and locations and the guys email address he used at intelius down to the police station

[Sniper762]

Head down to Fantasy Girls on 4th St and say hi to my ex fiance.

Edited May 19, 2010 by Sniper762

[mj76]

wow, so i just got back from the police department and dropped off these papers to them. i asked them about the previous case when the 11,000 waqs taken at the casinos, and they told me i could search the case status online.

 

so i just did that and heres what it says:

 

Case Number: 100009840

Case Status: Closed

Case Disposition: Your case has been unassigned.

If you receive any further information pertaining to your case, please contact one of our three substations who will take your additional information. They can be contacted by phone or in person.

 

Central Substation 334-2550 199 E. Plaza

South Substation 689-2960 3905 Neil Rd

North Substation 677-6880 10555 Stead Blvd

 

Thank you for inquiring on the status of your case. If we can be of further assistance feel free to contact us at any time.

 

 

see what i mean? all of the evidence they needed was right there on 3 casinos surveillance cameras and the case went UNASSIGNED... unbelievable

 

IM starting to think that it was someone in the same circle of the other guy that knows the police around here dont give a crap about credit card fraud

Edited May 20, 2010 by mj76

[Sniper762]

Shop it to the mayors office, DA's then to the news outlets.

[centex]

see what i mean? all of the evidence they needed was right there on 3 casinos surveillance cameras and the case went UNASSIGNED... unbelievable

 

IM starting to think that it was someone in the same circle of the other guy that knows the police around here dont give a crap about credit card fraud

 

Real life is not an episode of CSI or Law & Order where a case wraps up nice and neat. Cases can change status for any number of reasons...for all you know, the guy could have been arrested on an unrelated matter and given immunity on your case or there may be a warrant that you don't know about (in which case, it would probably not be noted on a public website) or perhaps the prior investigator has moved on and the case was not reassigned.

 

And it could simply be that they found the story less than believable especially given that you appear to be unemployed and looking for work (based on the earlier posts)...in some place like Reno or Vegas, I am sure they get plenty of degens that report such losses, which in turn numbs them to real incidents.

 

But in the grand scheme of things, it most likely comes back to the fact that $10K is NOT going to get you a task force. It is NOT going to be a priority unless you live in some place like Mayberry.

 

BTW...have you voiced your frustrations to the Reno Victim Services Unit? If not, WHY NOT?

Edited May 20, 2010 by centex

[Elizabeth_Speaking]

On a side note, if anyone believes that what I'm saying isnt true, if theres some way to look it up on the internet (im not sure) or through calls to the police station the case is # 10-13595 Reno PD filed 5/17/10 they took some pictures of my face also.

 

Or maybe you could call the Reno PD and inquire about the case if it is false or not, and maybe a detective might actually look at it this time.

 

If I was trying to pull off credit card fraud, I obviously wouldnt be here on a credit forum announcing this information.

 

The previous case when the guy took 11,000 in cash advances was filed 4/5/10 and is case # 10-9840

 

im going to leave for a while because i need to drop these papers ive written up on all of the charges and locations and the guys email address he used at intelius down to the police station

 

Oh I believed you all along. It's too screwy to be made up. Furthermore, I totally get what you're saying about lack of medical insurance keeping you from going to the doc, even though you probably should have gone anyway.

 

Good luck to you - and stay away from high risk places while you're alone.

[ffterry]

Casinos are very reluctant to release video tape to anyone, including law enforcement. They got paid already, releasing the tapes is not in their best interest.

[mj76]

see what i mean? all of the evidence they needed was right there on 3 casinos surveillance cameras and the case went UNASSIGNED... unbelievable

 

IM starting to think that it was someone in the same circle of the other guy that knows the police around here dont give a crap about credit card fraud

 

Real life is not an episode of CSI or Law & Order where a case wraps up nice and neat. Cases can change status for any number of reasons...for all you know, the guy could have been arrested on an unrelated matter and given immunity on your case or there may be a warrant that you don't know about (in which case, it would probably not be noted on a public website) or perhaps the prior investigator has moved on and the case was not reassigned.

 

And it could simply be that they found the story less than believable especially given that you appear to be unemployed and looking for work (based on the earlier posts)...in some place like Reno or Vegas, I am sure they get plenty of degens that report such losses, which in turn numbs them to real incidents.

 

But in the grand scheme of things, it most likely comes back to the fact that $10K is NOT going to get you a task force. It is NOT going to be a priority unless you live in some place like Mayberry.

 

BTW...have you voiced your frustrations to the Reno Victim Services Unit? If not, WHY NOT?

 

 

I understand that 10,000 isnt going to draw a task force, but it took me all of 30 minutes to go into all 3 casinos where the money was taken from on my own and convinced one to look at the tapes and almost the other 2. They said they had it , just needed an officer to go in there. Im sure by now those tapes are gone, and the guy I suspect of it is walking around town selling coke and still robbing people. I saw him walking when i was driving by last week but I was in a hurry to get somewhere.

 

The only reason I'm unemployed at the moment is because I was unjustly fired from my healthcare job by my ethically challenged Nigerian employers, and Obama keeps extending unemployment another 6 months. I see what you're saying though, and I realize that is part of the reason why they are slightling me also. It just frustrates me to no end that theres so many street cops out there just sitting around harassing bums in alleys and jaywalkers and sitting around laughing, yet they cant have just one old meter maid escort me into the casino to give the authority to look at the tapes and get a suspect description.

 

I dont like to think of myself as a victim but but I am going to call them now. Im sure theyll give me the "uhoh another whiner treatment" lol

[mj76]

So now I've been going to some of these stores, and getting register receipts to see what items they've bought and the cash register they went through, and checking for the items on craigslist or at the pawnshops downtown. At Lowe's they printed me the copy of the register receipt and also the lady behind them in line. They bought 900 dollars worth of tools tv mounting set some shower fixtures and building material, I was going to try to find the lady behind them but i think I struck out.

 

Later I'm going to goto Tires Plus and Kragans to see if they were dumb enough to have the shop put the tires on or to try to find any license plate or vehicle information

 

I've already emailed their "itsgo2010@aol.com" email address they used to receive the background check on me telling them "i hope youre enjoying your new dewalt drill kit, compressor, and annabelle victorian shower fixture"

 

I think I'll end up making them mad enough that theyll come after me .. LOL

[bostonte]

Why are you going to casinos and stores investigating this??????

 

Why are these stores releasing information to some random bloke who comes in and claims someone used his card? How do they know you aren't stalking someone else looking up their card number?

[beli]

I've already emailed their "itsgo2010@aol.com" email address they used to receive the background check on me telling them "i hope youre enjoying your new dewalt drill kit, compressor, and annabelle victorian shower fixture"

 

I think I'll end up making them mad enough that theyll come after me .. LOL

I think your just inviting trouble. Unless your going to personally file charges of assault and identity theft, leave it up to the cops. Yes, they may not be doing what you want, but at least you won't wind up dead.

[Operation_Home_Ownership]

WOW just WOW!

[hegemony]

Why are these stores releasing information to some random bloke who comes in and claims someone used his card? How do they know you aren't stalking someone else looking up their card number?

exactly.

[cb_opus]

I've already emailed their "itsgo2010@aol.com" email address they used to receive the background check on me telling them "i hope youre enjoying your new dewalt drill kit, compressor, and annabelle victorian shower fixture"

 

I think I'll end up making them mad enough that theyll come after me .. LOL

I think your just inviting trouble. Unless your going to personally file charges of assault and identity theft, leave it up to the cops. Yes, they may not be doing what you want, but at least you won't wind up dead.

 

I understand the impulse - once you've been victimized you think it's a way (illusory, of course) of gaining some control.

 

Still, it's a mistake, OP, as I and others have told you. Let the police do their job - call them, see them, whatever, if you have any new info (e.g. from cc companies, online purchases), but STOP investigating.