Jump to content
Member? but forgot everything, can't log in... Frozen out??? ×

THIS IS A POLITICS-FREE ZONE.

The Master Equifax C* Choppage Dates - Work in Progress Thread

BobWang

By BobWang
in Credit Forum

 Share

The last post in this topic was posted 4072 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts

BobWang

BobWang

Posted
  • Author
Posted
I THINK I WAS CHOPPED ON SUNDAY.

 

I began twice daily pulling on the first of this month (CCT and MPM). I was pulling MOST days last month with CCT (My MPM credentials arrived on the first of this month). I pulled both CCT and MPM on Saturday and noticed B* -- two hards were gone on EQ (both were dated in mid April 2008, so it didn't help me too much) then on Sunday another hard (FROM mAY 2008) was gone after the first pull. Nothing after the second pull (the pulls were about 12 hours apart, since I forgot to pull MPM right at the 24-hour mark). On my CCT this morning, again, no B*. So I think I was probably chopped at some point on Sunday (since I don't recall any softs that would have come in the way of a hard B*).

Yes, Jaymes, the Saturday Night Massacre left few survivors.


  • Replies 4.6k
  • Created
  • Last Reply

Top Posters In This Topic

Popular Days

Top Posters In This Topic

Popular Days

Jaymes

Jaymes

Posted
Posted

Ughh!!!! Well, at least March is a 31-day month. I may just skip MPM tonight and get back on track with morning pulls on both. At least I know I'm on the right track, so maybe around the 12th of April I'll see B* again. Thing is, I only have 4 more EQ hards... one from the summer of 08, one from 09, but two back-to-back hards in January that I would LOVE to get rid of (or even just the one I got declined for).

 

Thanks Bob.

BobWang

BobWang

Posted
  • Author
Posted
Ughh!!!! Well, at least March is a 31-day month. I may just skip MPM tonight and get back on track with morning pulls on both. At least I know I'm on the right track, so maybe around the 12th of April I'll see B* again. Thing is, I only have 4 more EQ hards... one from the summer of 08, one from 09, but two back-to-back hards in January that I would LOVE to get rid of (or even just the one I got declined for).

 

Thanks Bob.

Keep in mind that April 16th may be the next Chop Date.

CIO

CIO

Posted
Posted

If only I'd used daily pullers through the first 9 months of the prior two years and kept back door EQ copies, but I didn't. Seems I always get interested in B* around October-ish each year.

 

Glad to see others can fill in the blanks for all of us. Great work.

Karen_

Karen_

Posted
Posted (edited)

6/19 report: Truelink 06/19/2008 06/18/2008 06/17/2008 06/16/2008 06/14/2008 06/13/2008 06/12/2008 06/11/2008 06/10/2008 06/09/2008 06/08/2008 06/06/2008 06/05/2008 06/04/2008 06/03/2008 06/02/2008 06/01/2008 05/31/2008 05/30/2008 05/29/2008 05/28/2008 05/27/2008 05/24/2008 04/30/2008 03/31/2008 10/18/2007

6/23 report: Truelink 06/23/2008 06/21/2008 05/31/2008 04/30/2008 03/31/2008 10/18/2007

 

May 2008 C* was on the 23rd (found this in a monster thread over at fatwallet.)

 

EDIT: It could happen earlier since some users were chopped on the 17th.

Edited by Karen_
BobWang

BobWang

Posted
  • Author
Posted
6/19 report: Truelink 06/19/2008 06/18/2008 06/17/2008 06/16/2008 06/14/2008 06/13/2008 06/12/2008 06/11/2008 06/10/2008 06/09/2008 06/08/2008 06/06/2008 06/05/2008 06/04/2008 06/03/2008 06/02/2008 06/01/2008 05/31/2008 05/30/2008 05/29/2008 05/28/2008 05/27/2008 05/24/2008 04/30/2008 03/31/2008 10/18/2007

6/23 report: Truelink 06/23/2008 06/21/2008 05/31/2008 04/30/2008 03/31/2008 10/18/2007

 

May 2008 C* was on the 23rd (found this in a monster thread over at fatwallet.)

 

EDIT: It could happen earlier since some users were chopped on the 17th.

Thanks, Karen, we'll go with the earlier 17th for May.

BobWang

BobWang

Posted
  • Author
Posted
My 4/24/2009 choppage image.

 

I misposted the wrong image earlier in this thread. Sorry, guys.

You've been VERY helpful, Jack.

It's very interesting that there is a week spread between earliest and latest chops for some months.

16th to 18th seem to be a common pattern.

However, it felt like I was being chopped around the 25th even though I can only document dates around the 17th.

Bob

Karen_

Karen_

Posted
Posted

TrueCredit/VERTRUE 10/23/09, 10/22/09, 10/21/09, 10/20/09, 10/19/09, 10/15/09, 10/14/09, 10/13/09, 10/12/09, 10/11/09, 10/09/09, 10/08/09, 10/07/09, 10/06/09, 10/05/09, 10/03/09, 10/02/09, 10/01/09, 09/30/09, 09/29/09, 09/28/09, 09/27/09, 08/31/09

 

September 2009 C* was on the 26th.

jackcrawfish

jackcrawfish

Posted
Posted (edited)
TrueCredit/VERTRUE 10/23/09, 10/22/09, 10/21/09, 10/20/09, 10/19/09, 10/15/09, 10/14/09, 10/13/09, 10/12/09, 10/11/09, 10/09/09, 10/08/09, 10/07/09, 10/06/09, 10/05/09, 10/03/09, 10/02/09, 10/01/09, 09/30/09, 09/29/09, 09/28/09, 09/27/09, 08/31/09

 

September 2009 C* was on the 26th.

I hope you are wrong.

We (ie, BobWang) had a nice pattern until you showed up.....

Nothing personal.... just saying.

Might you have one copy of a report from EQ in the range of 9/01/09 to 9/26/09 showing softs?

Please understand....

 

(Trust but verify)

 

edit: FULL DISCLOSURE

I do not have evidence to support my posted choppage dates.

That is to say I cannot show softs in the days/weeks prior to my purported chop dates.

Edited by jackcrawfish
BobWang

BobWang

Posted
  • Author
Posted
TrueCredit/VERTRUE 10/23/09, 10/22/09, 10/21/09, 10/20/09, 10/19/09, 10/15/09, 10/14/09, 10/13/09, 10/12/09, 10/11/09, 10/09/09, 10/08/09, 10/07/09, 10/06/09, 10/05/09, 10/03/09, 10/02/09, 10/01/09, 09/30/09, 09/29/09, 09/28/09, 09/27/09, 08/31/09

 

September 2009 C* was on the 26th.

Keep digging, Karen! :angry:

BobWang

BobWang

Posted
  • Author
Posted
TrueCredit/VERTRUE 10/23/09, 10/22/09, 10/21/09, 10/20/09, 10/19/09, 10/15/09, 10/14/09, 10/13/09, 10/12/09, 10/11/09, 10/09/09, 10/08/09, 10/07/09, 10/06/09, 10/05/09, 10/03/09, 10/02/09, 10/01/09, 09/30/09, 09/29/09, 09/28/09, 09/27/09, 08/31/09

 

September 2009 C* was on the 26th.

I hope you are wrong.

We (ie, BobWang) had a nice pattern until you showed up.....

Nothing personal.... just saying.

Might you have one copy of a report from EQ in the range of 9/01/09 to 9/26/09 showing softs?

Please understand....

 

(Trust but verify)

 

edit: FULL DISCLOSURE

I do not have evidence to support my posted choppage dates.

That is to say I cannot show softs in the days/weeks prior to my purported chop dates.

This is a collaborative project, and we welcome all contributors. :angry:

 

We already have a documented range of 18, 19 & 20 for March 2010.

There may be quite a bit of variation in the chop dates.

 

Keep 'em coming boys and girls. :lol:

CIO

CIO

Posted
Posted (edited)
EquifaxChoppageDates2010-03-23c.jpg

 

I looked back at Jan through Feb 2009 in my saved EQ back door reports.

 

EQ C*'d me 2x in that span:

 

1.) Between my only two reports....Jan 3rd '09 and Feb 4th '09.... was one C* (they C*'d a bunch of my creditexpert soft inqs).

 

2.) Between a couple of my reports.....Feb 17th '09 and Feb 20th '09 was another C* (they C*'d one Jan 2nd myfico report soft inq...I had no new daily monitoring soft pull inqs in Feb).

 

Corrected myfico date above: The myfico soft inq C*'d in Feb 17-20th were dated at Jan 2nd, '09. So that makes me think the Jan C* was earlier than Jan 17th....when the 2nd myfico pull soft inq occurred (they only leave one per month, and they left the Jan 17th soft in the 2nd C* above that occurred between Feb 17th - 20th).

 

This is all confusing when I typed it out, and I've tried to correct it somewhat. Sorry. :lol:

 

In summary:

 

C*'d between Jan 3rd and Jan 17th, 2009

C*'d between Feb 17th and Feb 20th, 2009

 

That's as tight as I can get it.

Edited by TangMeister
BobWang

BobWang

Posted
  • Author
Posted

I'm going to need help with notation here.

Does the earlier than, < , symbol capture the essence of your Jan, Feb, 2009 reports, Dr. Tang?

Is it possible there was no C* in Jan, 2009?

 

EquifaxChoppageDates2010-03-23e.jpg

BobWang

BobWang

Posted
  • Author
Posted
EquifaxChoppageDates2010-03-23c.jpg

 

I looked back at Jan through Feb 2009 in my saved EQ back door reports.

 

EQ C*'d me 2x in that span:

 

1.) Between my only two reports....Jan 3rd '09 and Feb 4th '09.... was one C* (they C*'d a bunch of my creditexpert soft inqs).

 

2.) Between a couple of my reports.....Feb 17th '09 and Feb 20th '09 was another C* (they C*'d one Jan 2nd myfico report soft inq...I had no new daily monitoring soft pull inqs in Feb).

 

Corrected myfico date above: The myfico soft inq C*'d in Feb 17-20th were dated at Jan 2nd, '09. So that makes me think the Jan C* was earlier than Jan 17th....when the 2nd myfico pull soft inq occurred (they only leave one per month, and they left the Jan 17th soft in the 2nd C* above that occurred between Feb 17th - 20th).

 

This is all confusing when I typed it out, and I've tried to correct it somewhat. Sorry. <_<

 

In summary:

 

C*'d between Jan 3rd and Jan 17th, 2009

C*'d between Feb 17th and Feb 20th, 2009

 

That's as tight as I can get it.

Got it, I'm going to change Feb, 2009 to 17-20.

CIO

CIO

Posted
Posted (edited)
EquifaxChoppageDates2010-03-23f.jpg

 

 

Thanks Bob. This bugs me, because they're not sticking to a pattern over some of the months, as you would expect in an automated database batch file. I wonder if it's manual and sometimes they forget to run the database batch file on schedule. Or perhaps it's automated and occasionally fails to run some months on schedule, so they have to run it another day. Odd. <_<

Edited by TangMeister

The last post in this topic was posted 4072 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

×
 Share
Go to topic listing



  • Member Statistics

    • Total Members
      190435
    • Most Online
      9039
    mhudson323
    Newest Member
    mhudson323
    Joined

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.

Pages

×
×
  • Create New...

Important Information

Guidelines

  I accept