Dominos asking for ID on cards as well!

[improper_validation]

I personally have no problem showing ID when asked, I know they are just trying to save themselves from fraud. Plus, I have had my indentity stolen and people have written checks in my name WITHOUT ID and places like pizza hut accepted them. Now, I show ID whenever I use my debit card.

 

Every merchant is required to accept V/MC without ID. With checks, they decide. Fraud is the cost of doing business.

 

Sign the card, use as credit and you aren't liable.

 

oh yay...another zero liability fan who apparently has never had to try and undo the damage created by fraud. Get back to us on that when you have to undo nearly $200K in losses...

 

I don't use debit if you're referring to that at all.

 

If somebody steals each and every one of my cards, maxxes them out, etc., I'm liable for a maximum of $50 on each by law, and $0 by the issuers advertising.

 

If they don't live up to the law, they can speak with my states BCCP(Consumer Credit Protection), if they can't fix it, hello lawyer.

 

NO, I was NOT speaking of debit. I speak from the personal experience of finding out I was victimized (along with the various lenders) to the tune of roughly $200K. Zero liability did NOTHING towards making me whole.

 

And for those that claim ID does nothing, much of the loss in my case could have been prevented by ASKING FOR ID. Further, there are a number of federal prosecutions that have come about in other cases PRECISELY because a clerk asked for ID and the actions that followed resulted in arrest soon after the suspect left the store.

 

 

 

Centex:

 

1) It is not illegal to refuse to show ID to a store clerk, nor does it make one a "suspect'.

 

2) A clerk or manager is not allowed to confiscate your card. That would be theft.

 

3) If a customer refuses to show ID and the store does not honor the card, it is a BREACH OF CONTRACT .

 

 

It might be a breach of contract, but also charging to use a credit card is a breach as well, but many business still do that practice, so I doubt they care much about breaching the contract.

 

A chargeback of the fee should take care of that fee pretty quickly.

[GEORGE]

I personally have no problem showing ID when asked, I know they are just trying to save themselves from fraud. Plus, I have had my indentity stolen and people have written checks in my name WITHOUT ID and places like pizza hut accepted them. Now, I show ID whenever I use my debit card.

 

Every merchant is required to accept V/MC without ID. With checks, they decide. Fraud is the cost of doing business.

 

Sign the card, use as credit and you aren't liable.

 

oh yay...another zero liability fan who apparently has never had to try and undo the damage created by fraud. Get back to us on that when you have to undo nearly $200K in losses...

 

I don't use debit if you're referring to that at all.

 

If somebody steals each and every one of my cards, maxxes them out, etc., I'm liable for a maximum of $50 on each by law, and $0 by the issuers advertising.

 

If they don't live up to the law, they can speak with my states BCCP(Consumer Credit Protection), if they can't fix it, hello lawyer.

 

NO, I was NOT speaking of debit. I speak from the personal experience of finding out I was victimized (along with the various lenders) to the tune of roughly $200K. Zero liability did NOTHING towards making me whole.

 

And for those that claim ID does nothing, much of the loss in my case could have been prevented by ASKING FOR ID. Further, there are a number of federal prosecutions that have come about in other cases PRECISELY because a clerk asked for ID and the actions that followed resulted in arrest soon after the suspect left the store.

 

 

 

Centex:

 

1) It is not illegal to refuse to show ID to a store clerk, nor does it make one a "suspect'.

 

2) A clerk or manager is not allowed to confiscate your card. That would be theft.

 

3) If a customer refuses to show ID and the store does not honor the card, it is a BREACH OF CONTRACT .

 

 

It might be a breach of contract, but also charging to use a credit card is a breach as well, but many business still do that practice, so I doubt they care much about breaching the contract.

 

A chargeback of the fee should take care of that fee pretty quickly.

SAD PART ABOUT THAT...they will just credit your account and NOT even do a charge-back

[Grizzly Bear]

I personally have no problem showing ID when asked, I know they are just trying to save themselves from fraud. Plus, I have had my indentity stolen and people have written checks in my name WITHOUT ID and places like pizza hut accepted them. Now, I show ID whenever I use my debit card.

 

Every merchant is required to accept V/MC without ID. With checks, they decide. Fraud is the cost of doing business.

 

Sign the card, use as credit and you aren't liable.

 

oh yay...another zero liability fan who apparently has never had to try and undo the damage created by fraud. Get back to us on that when you have to undo nearly $200K in losses...

 

I don't use debit if you're referring to that at all.

 

If somebody steals each and every one of my cards, maxxes them out, etc., I'm liable for a maximum of $50 on each by law, and $0 by the issuers advertising.

 

If they don't live up to the law, they can speak with my states BCCP(Consumer Credit Protection), if they can't fix it, hello lawyer.

 

NO, I was NOT speaking of debit. I speak from the personal experience of finding out I was victimized (along with the various lenders) to the tune of roughly $200K. Zero liability did NOTHING towards making me whole.

 

And for those that claim ID does nothing, much of the loss in my case could have been prevented by ASKING FOR ID. Further, there are a number of federal prosecutions that have come about in other cases PRECISELY because a clerk asked for ID and the actions that followed resulted in arrest soon after the suspect left the store.

 

 

 

Centex:

 

1) It is not illegal to refuse to show ID to a store clerk, nor does it make one a "suspect'.

 

2) A clerk or manager is not allowed to confiscate your card. That would be theft.

 

3) If a customer refuses to show ID and the store does not honor the card, it is a BREACH OF CONTRACT .

 

 

It might be a breach of contract, but also charging to use a credit card is a breach as well, but many business still do that practice, so I doubt they care much about breaching the contract.

 

 

So it's OK to sign a contract you fully intend to violate????!!!!!

[centex]

Further, there are a number of federal prosecutions that have come about in other cases PRECISELY because a clerk asked for ID

 

Papers, please.

 

Most recent one was a case in Louisiana...they had the laptop in the back of the car along with an encoder. Attentive Home Depot clerk was the one that raised the issue and made the call that resulted in the arrest near Baton Rouge.

[Uncle Leo]

Further, there are a number of federal prosecutions that have come about in other cases PRECISELY because a clerk asked for ID

Papers, please.

Mis-quote. I did not say that.

 

I don't disagree with it, but I did not say it.

 

 

So it's OK to sign a contract you fully intend to violate????!!!!!

You've never... ever... "agreed" to something merely as a formality to get what you want knowing full well you had no intention of sticking to the agreement?

 

Shoot, pushing the envelope is as American as apple pie and hot dogs.

[dragonlord]

Don't want to beat a dead horse but, does someone have a link to mastercard debit card policies that shows the laws for merchants checking id when a PIN is used?

 

In other words, I just got back from a smoke shop, I used my mastercard check/debit card with PIN to make the purchase and they asked for my ID. The manager said if I didnt show ID they had the right to refuse service. Working in retail for over 20 years, my understanding is they CANNOT ask for ID when a PIN is used.

 

I'd like to show them the law in writing, if I am correct. Do different states have different laws for checking ID? I was in California and am now in Washington.

 

 

Thanks

[improper_validation]

Don't want to beat a dead horse but, does someone have a link to mastercard debit card policies that shows the laws for merchants checking id when a PIN is used?

 

In other words, I just got back from a smoke shop, I used my mastercard check/debit card with PIN to make the purchase and they asked for my ID. The manager said if I didnt show ID they had the right to refuse service. Working in retail for over 20 years, my understanding is they CANNOT ask for ID when a PIN is used.

 

I'd like to show them the law in writing, if I am correct. Do different states have different laws for checking ID? I was in California and am now in Washington.

 

 

Thanks

Why did you use a PIN with a debit card?

 

In any case, did you buy an age restricted item?

[dragonlord]

Don't want to beat a dead horse but, does someone have a link to mastercard debit card policies that shows the laws for merchants checking id when a PIN is used?

 

In other words, I just got back from a smoke shop, I used my mastercard check/debit card with PIN to make the purchase and they asked for my ID. The manager said if I didnt show ID they had the right to refuse service. Working in retail for over 20 years, my understanding is they CANNOT ask for ID when a PIN is used.

 

I'd like to show them the law in writing, if I am correct. Do different states have different laws for checking ID? I was in California and am now in Washington.

 

 

Thanks

Why did you use a PIN with a debit card?

 

In any case, did you buy an age restricted item?

 

Because I didnt want to show my ID again for the credit/debit card and it comes straight out of the account if I use my PIN instead of signing.

 

1st, I'm 50years old, bald with massive grey in my mustache and goatee, but I attempted to show my ID when 1st asking for a carton, but it wasn't taken. I then gave my debit card and was then asked for my id solely for the debit card verification after I asked for them to do debit, not credit.

 

So being carded wasn't the issue. Even the manager told me specifically it was store policy to ask for ID for a card and it was also for my safety in case someone had stolen my card and had the PIN number.

[higher180]

I personally have no problem showing ID when asked, I know they are just trying to save themselves from fraud. Plus, I have had my indentity stolen and people have written checks in my name WITHOUT ID and places like pizza hut accepted them. Now, I show ID whenever I use my debit card.

 

Every merchant is required to accept V/MC without ID. With checks, they decide. Fraud is the cost of doing business.

 

Sign the card, use as credit and you aren't liable.

 

oh yay...another zero liability fan who apparently has never had to try and undo the damage created by fraud. Get back to us on that when you have to undo nearly $200K in losses...

 

I don't use debit if you're referring to that at all.

 

If somebody steals each and every one of my cards, maxxes them out, etc., I'm liable for a maximum of $50 on each by law, and $0 by the issuers advertising.

 

If they don't live up to the law, they can speak with my states BCCP(Consumer Credit Protection), if they can't fix it, hello lawyer.

 

NO, I was NOT speaking of debit. I speak from the personal experience of finding out I was victimized (along with the various lenders) to the tune of roughly $200K. Zero liability did NOTHING towards making me whole.

 

And for those that claim ID does nothing, much of the loss in my case could have been prevented by ASKING FOR ID. Further, there are a number of federal prosecutions that have come about in other cases PRECISELY because a clerk asked for ID and the actions that followed resulted in arrest soon after the suspect left the store.

 

 

 

Centex:

 

1) It is not illegal to refuse to show ID to a store clerk, nor does it make one a "suspect'.

 

2) A clerk or manager is not allowed to confiscate your card. That would be theft.

 

3) If a customer refuses to show ID and the store does not honor the card, it is a BREACH OF CONTRACT .

 

 

It might be a breach of contract, but also charging to use a credit card is a breach as well, but many business still do that practice, so I doubt they care much about breaching the contract.

 

 

So it's OK to sign a contract you fully intend to violate????!!!!!

 

Of course it's not okay to sign a contract you will knowingly violate, I think it's complete crap that they charge a few to use your card, but what enforcement can be brought to the merchant? that's why they push the envelope.

[improper_validation]

Don't want to beat a dead horse but, does someone have a link to mastercard debit card policies that shows the laws for merchants checking id when a PIN is used?

 

In other words, I just got back from a smoke shop, I used my mastercard check/debit card with PIN to make the purchase and they asked for my ID. The manager said if I didnt show ID they had the right to refuse service. Working in retail for over 20 years, my understanding is they CANNOT ask for ID when a PIN is used.

 

I'd like to show them the law in writing, if I am correct. Do different states have different laws for checking ID? I was in California and am now in Washington.

 

 

Thanks

Why did you use a PIN with a debit card?

 

In any case, did you buy an age restricted item?

 

Because I didnt want to show my ID again for the credit/debit card and it comes straight out of the account if I use my PIN instead of signing.

 

1st, I'm 50years old, bald with massive grey in my mustache and goatee, but I attempted to show my ID when 1st asking for a carton, but it wasn't taken. I then gave my debit card and was then asked for my id solely for the debit card verification after I asked for them to do debit, not credit.

 

So being carded wasn't the issue. Even the manager told me specifically it was store policy to ask for ID for a card and it was also for my safety in case someone had stolen my card and had the PIN number.

 

With debit you are using the debit networks, Visa/MC rules don't apply. If you sign for your purchase, the money still comes from your checking account.

 

I'd say go back and try to pay with/as credit, if they ask for ID and say it's for card verification, report them.

[GEORGE]

Don't want to beat a dead horse but, does someone have a link to mastercard debit card policies that shows the laws for merchants checking id when a PIN is used?

 

In other words, I just got back from a smoke shop, I used my mastercard check/debit card with PIN to make the purchase and they asked for my ID. The manager said if I didnt show ID they had the right to refuse service. Working in retail for over 20 years, my understanding is they CANNOT ask for ID when a PIN is used.

 

I'd like to show them the law in writing, if I am correct. Do different states have different laws for checking ID? I was in California and am now in Washington.

 

 

Thanks

Uhhhhhhhhhhhh..........

 

THE PIN NUMBER IS THE ID

[thelowpriceleader]

They can ID for PIN-debit. They cannot ID for Credit.

 

Were you asked for ID immediately upon presenting the card? Or were you asked credit or debit first, then asked for ID?

 

Try using credit next time and see what happens.

[BBQ123]

Don't want to beat a dead horse but, does someone have a link to mastercard debit card policies that shows the laws for merchants checking id when a PIN is used?

 

In other words, I just got back from a smoke shop, I used my mastercard check/debit card with PIN to make the purchase and they asked for my ID. The manager said if I didnt show ID they had the right to refuse service. Working in retail for over 20 years, my understanding is they CANNOT ask for ID when a PIN is used.

 

I'd like to show them the law in writing, if I am correct. Do different states have different laws for checking ID? I was in California and am now in Washington.

 

 

Thanks

Uhhhhhhhhhhhh..........

 

THE PIN NUMBER IS THE ID

 

PIN transactions don't get the zero-liability protection.

 

Using your PIN makes the charge go over a network like NYCE, Maestro, etc. versus Visa or MasterCard.

 

In theory, they can ask for ID all they want for a debit card (if it is not a Visa/MasterCard one being used on the Visa/MasterCard networks), but it's not going to do much good if they see the names match and the ID matches the person but you don't have the right pin number.

[GEORGE]

Don't want to beat a dead horse but, does someone have a link to mastercard debit card policies that shows the laws for merchants checking id when a PIN is used?

 

In other words, I just got back from a smoke shop, I used my mastercard check/debit card with PIN to make the purchase and they asked for my ID. The manager said if I didnt show ID they had the right to refuse service. Working in retail for over 20 years, my understanding is they CANNOT ask for ID when a PIN is used.

 

I'd like to show them the law in writing, if I am correct. Do different states have different laws for checking ID? I was in California and am now in Washington.

 

 

Thanks

Uhhhhhhhhhhhh..........

 

THE PIN NUMBER IS THE ID

 

PIN transactions don't get the zero-liability protection.

 

Using your PIN makes the charge go over a network like NYCE, Maestro, etc. versus Visa or MasterCard.

 

In theory, they can ask for ID all they want for a debit card (if it is not a Visa/MasterCard one being used on the Visa/MasterCard networks), but it's not going to do much good if they see the names match and the ID matches the person but you don't have the right pin number.

THAT IS THEIR PROBLEM

[lolipop]

If you ordered pizza online, don't they verify your payment before the order is approved if paying with credit card?

[hinklesc]

If you ordered pizza online, don't they verify your payment before the order is approved if paying with credit card?

 

They get the authorization on the card like any purchase.

[lolipop]

If you ordered pizza online, don't they verify your payment before the order is approved if paying with credit card?

 

They get the authorization on the card like any purchase.

Don't you read. The point is why they need to check ID again, when they have already verified it with the order.

[LKH]

If you ordered pizza online, don't they verify your payment before the order is approved if paying with credit card?

 

They get the authorization on the card like any purchase.

Don't you read. The point is why they need to check ID again, when they have already verified it with the order.

 

 

What's with the attitude?

[hinklesc]

If you ordered pizza online, don't they verify your payment before the order is approved if paying with credit card?

 

They get the authorization on the card like any purchase.

Don't you read. The point is why they need to check ID again, when they have already verified it with the order.

 

No salamander. If handled properly, they are to compare signatures with that on slip with the one on the back of the card.

 

Unless you have to be 21 to order pizza.

 

TRUST ME, I know I used to manage a hotel and had to train my staff NUMEROUS TIMES how to accept credit card payments.

 

So for you to better understand....

 

1- take card

2- swipe card

3- get authorization

4- print signature slip

5- have customer sign

6- use your eyes to see if signatures match

7- if signatures match, then give customer back card and any receipts.

 

Not at all difficult but most merchants are either ignorant or too lazy to execute this move properly.

 

NOTHING ANYWHERE about checking for ID. The ONLY time we took any ID (and made a copy) of our guests at a hotel were those paying with CASH.

Edited June 11, 2010 by hinklesc

[lolipop]

If you ordered pizza online, don't they verify your payment before the order is approved if paying with credit card?

 

They get the authorization on the card like any purchase.

Don't you read. The point is why they need to check ID again, when they have already verified it with the order.

 

 

What's with the attitude?

what attitude?

[CTSoxFan]

If you ordered pizza online, don't they verify your payment before the order is approved if paying with credit card?

 

They get the authorization on the card like any purchase.

Don't you read. The point is why they need to check ID again, when they have already verified it with the order.

 

 

What's with the attitude?

what attitude?

 

 

See the bolded text. No need for the snarky reply prior to making your statement.

[sanhima]

Before the stopped taking checks (at least the ones around here) the would have a stamp they'd stamp on the back of the check that pretty much stated that if you bounced the check, they'd come after you for at least 4 times the amount of the check plus attorney fees in order to recoup their losses. You had to initial it before they'd take the payment. So each time they did that, I'd initial it, but write in bold letters "Initialed Under Duress".

 

It would lemonade off the managers that I wouldn't just comply with their games. This was long before my bank had check cards. It was simple - if I didn't have the money, I didn't order.