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THIS IS A POLITICS-FREE ZONE.

here is a list of banks and credit unions etc ANYONE can get regarless of location and chexsystems

mca

By mca
in Credit Forum

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SCORPIO07

SCORPIO07

Posted
Posted (edited)

Thanks MCA for the list wish I would have know about it a year and a half ago. I just recently got a checking account at JFCU who does not use Chexsystems, but they do pull a Equifax report which is only used for Verification of Identity not for approval. The information you are providing will help a lot of people. Oh and Welcome To CB.

Edited by SCORPIO07

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Flyingifr
Flyingifr

I hop you are not waiting for a response. The post prior to yours is 11 years old.

pokerwiz1982

pokerwiz1982

Posted
Posted

Tab is a Instant Easy Approval. You have no problem getting account there thats for sure. But since you in bloomington you should go to Firststatebank and get your account localy. You will get approved.

mca

mca

Posted
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Posted

your welcome, I am glad it worked. Very Good luck. My list is now 100% FREE for all state lists

  • 2 weeks later...
  • 4 years later...
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Posted
Posted

Hi MCA is this list still good? I came up with this during a google search.. I am really seeking a Business checking with no chexsystems..

 

She has, ummm, expanded slightly on this list :yahoo:

But I'll let her handle suggestions since it's her (exceptional) work. She'll want to know your state.

rslifkin

rslifkin

Posted
Posted

I can tell you that I have had a TAB Bank *Transportation Alliance Bank account since late 2008 from the precursor site to what is now a subforum on here, chexvictims.net (Inactive site; wasnt back then.) There was a big scare sometime in 2009 or even 2010 about the information being abused, with a LOT of people trying to get in OR someone was trying to sell information (as opposed to give it away for free, as intended) and they almost slammed the door HARD on Chex people; apparently, this never happened, or only happened to some. I can tell you that it is a GREAT bank, and any Pilot Flying J truck stop location (used to be Flying J OR Pilot; Im a Flying J guy, went on many a roadtrip and had use of there) is whole owners of said bank, and you can deposit cash with a gift card through it. Good stuff.

 

Once you find a non-CHEX bank (or EWS or Telecheck, or some bank that doesnt pull one) it is a jewel. And MCA is stand-up awesome. I thank her 100% for my banking success!

 

Next up: Fidelity Investments.. was supposed to be Chex-friendly as well. And this is good, since you can purchase stock on the stock market through one of their accounts.. bona fide alternative to Sharebuilder.

 

.. and yeah, that list will have maybe changed up *slightly* but she will be more than helpful, here or on the Chex subforum im sure.

IvyMgmt

IvyMgmt

Posted
Posted

Anyone can join GTE Federal Credit Union. All you have to do oinkoin their in-house CUSavers club that provides "free financial assistance and resources," for a $10 fee.

 

Best of all this CU has a great credit card! It has a variable APR as low as 6.99%!!!!

 

 

Where is this credit union? Are the chexfriendly? Do they have business accounts?

somekindofhappiness

somekindofhappiness

Posted
Posted

Anyone can join GTE Federal Credit Union. All you have to do oinkoin their in-house CUSavers club that provides "free financial assistance and resources," for a $10 fee.

 

Best of all this CU has a great credit card! It has a variable APR as low as 6.99%!!!!

 

 

Where is this credit union? Are the chexfriendly? Do they have business accounts?

 

https://www.gtefcu.org/

 

They're located in Florida and it appears they do offer business accounts. I don't known their practice regarding Chex.

 

But again, anyone can join through their back door.

IvyMgmt

IvyMgmt

Posted
Posted

Anyone can join GTE Federal Credit Union. All you have to do oinkoin their in-house CUSavers club that provides "free financial assistance and resources," for a $10 fee.

 

Best of all this CU has a great credit card! It has a variable APR as low as 6.99%!!!!

 

 

Where is this credit union? Are the chexfriendly? Do they have business accounts?

 

https://www.gtefcu.org/

 

They're located in Florida and it appears they do offer business accounts. I don't known their practice regarding Chex.

 

But again, anyone can join through their back door.

 

No bueno need to be registered with the state of Florida and they use Chexsystems.. Thanks though looks like a nice website :sorry:

twitchrdrm

twitchrdrm

Posted
Posted

If you are in any of the following areas: IL (Chicago/Chicago-land area), MN, MI, WI, IN, CO, AZ, and ND

 

TCF Bank does NOT run chexsystems you will only be refused if you owe the bank money. I used to work for them and to be honest it's not the greatest bank but it's a VERY convenient option (at least here in the Chicago area) since most of their branches are located in Jewel Osco stores and all of them are open 7 days a week. This is a good bank for someone who needs an acct, wants the typical stuff (direct deposit, debit card, online/mobile banking, plenty of local ATM's) but the service isn't very great. Keep this in mind and see www.tcfbank.com.

  • 1 year later...
djd1520

djd1520

Posted
Posted

UPDATE: Tab Bank does use Chex Systems.

 

I have a bad banking history and get turned down for a new checking accounts at any bank that uses Chex Systems, Telecheck, etc. when opening new accounts. I also have bad credit so even the banks that don't use the traditional banking history reporting services, but instead pull a credit report, also turn me down.

 

Anyway I was Google searching the other day for banks that don't use Chex Systems for new accounts and came across this forum/thread. I was a little excited when I read that Tab Bank does not use Chex Systems so I applied immediately. Well, unfortunately yesterday I was notified via a letter in the mail that I was denied due to negative information they found on file with Chex Systems.

 

So just to update Tab Bank is currently using Chex Systems. BTW I tried to insert a pic of the denial letter I received in this post but I keep getting a message saying the file type is not allowed.

  • 1 year later...
tmcgill

tmcgill

Posted
Posted (edited)

This is MCA's old list from 6 years ago, and some things have changed. Banks merge and often change their policies, and we try to post only updated info.

 

If you have an inquiry about dealing with Chexsystems, or are looking for a bank or credit union, please post on the Chexsystems section of this forum.

Edited by tmcgill
  • 2 weeks later...
ecserna

ecserna

Posted
Posted

Hello,

Can you please give me a list of Non-EWS banks in the Dallas/Ft. Worth, Texas area? My Chexsystems is now clear as I have filed Banksruptcy and Chexsystems removed everything. But, EWS still has stuff on there.

 

Thank you!

 

Twanswife916

Twanswife916

Posted
Posted

Hello,

Can you please give me a list of Non-EWS banks in the Dallas/Ft. Worth, Texas area? My Chexsystems is now clear as I have filed Banksruptcy and Chexsystems removed everything. But, EWS still has stuff on there.

 

Thank you!

 

EWS will mark your file as included in BK but wont delete until 7 years has past. I have the same issue with them.

  • 10 years later...

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