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Automatic Counting of Inquiries For B*

jds

By jds
in Credit Forum

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KatieBell

KatieBell

Posted
Posted (edited)

Help with TU B* please. According to the counter I have 57 softs and I have 4 hards. I have started B*, I lost two this morning. But I'm looking for an anticipated date of getting my last hard off. I have one from Jan, one from Feb and two from July.

 

I cut and pasted in all of the softs that are older than my newest hard (plus one that is newer) Since B* is first in, first out, I'm thinking that I have to bump all of these (plus my hards where they fit into this list) to clean off my hards. Working on that assumption, if I'm b*ing 2 inqs per day (soft and hard) then I should b* my last hard by Thursday? Is that anywhere close to being correct?

 

Thank you!

 

Just to clarify, these are not ALL my softs, I have 57 softs according to the counter, these are just the oldest ones.

 

AFFINION - PRIVACYGU via CREDCO

100 CONNETICUT AVE

NORWALK , CT 06850

(866) 990-7328

Requested On:

08/2011

Permissible Purpose: CONSUMER INITIATED TRANSACTION

 

 

Hards on 7/25 and 7/29

 

 

DIR TO CONS VIA EQUIFAX

1550 PEACHTREE NW

ATLANTA , GA 30309

Phone number not available

Requested On:

07/2011

 

 

 

CONSUMERINFO via CONSUMER INFO.COM

18500 VON KARMAN A

#900

IRVINE , CA 92612

Phone number not available

Requested On:

07/2011

Permissible Purpose: CONSUMER REQUEST

 

 

CONSUMERINFO.COM

18500 VON KARMAN

#900

IRVINE , CA 92612

(888) 888-8553

Requested On:

07/2011

Permissible Purpose: WRITTEN AUTHORIZATION

 

 

TRANSUNION INTERACTIVE

100 CROSS STREET

#202

SAN LUIS OBISP , CA 93401

Phone number not available

Requested On:

07/2011

Permissible Purpose: CREDIT MONITORING

 

 

FAIRISAAC via MY FICO

901 MARQUETTE AVE

SUITE 3200

MINNEAPOLIS , MN 55402

(800) 319-4433

Requested On:

07/2011

Permissible Purpose: CONSUMER REQUEST

 

 

CONSUMERINFO.COM

18500 VON KARMAN

#900

IRVINE , CA 92612

(888) 888-8553

Requested On:

03/2011

Permissible Purpose: WRITTEN AUTHORIZATION

 

 

DISCOVER FINANCIAL SERVI

2500 LAKE COOK ROA

RIVERWOODS , IL 60015

Phone number not available

Requested On:

03/2011

 

 

Hard on 2/5

 

 

CREDITCARDS.COM

8920 BUSINESS PARK

#350

AUSTIN , TX 78759

Phone number not available

Requested On:

02/2011

 

 

 

CONSUMER INFO.COM

18500 VON KARMAN A

STE 900

IRVINE , CA 92612

Phone number not available

Requested On:

02/2011

Permissible Purpose: WRITTEN AUTHORIZATION

 

Hard on 1/21

 

 

CONSUMER INFO.COM

18500 VON KARMAN A

STE 900

IRVINE , CA 92612

Phone number not available

Requested On:

01/2011

Permissible Purpose: WRITTEN AUTHORIZATION

Edited by KatieBell

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blindbudsmoker

blindbudsmoker

Posted
Posted

Working on that assumption, if I'm b*ing 2 inqs per day (soft and hard) then I should b* my last hard by Thursday? Is that anywhere close to being correct?

 

Thank you!

 

What are you using to get 2 inqs per day on TU?

mike82fl

mike82fl

Posted
Posted

started b* this morning with 2 pulls taking me from 70 to 72, i had 11 hards and now have 9. I am assuming that 4 extra softs somewhere counted. (70+11+4=85)

 

PRM-AT&T WIRELESS 09/08/11, 06/24/11, 02/09/11

AR-AT&T INC. 03/07/11

AR-CAPITAL ONE 07/05/11

PRM-CAPITAL ONE - RTPM 08/11/11

AR-FIRST USA,N.A. 08/22/11

CIC/EXPERIAN ALRTS 08/18/11

CREDITEXPERT 1-866-673-0140 09/10/11, 09/09/11, 09/08/11, 09/07/11, 09/06/11, 09/05/11, 09/04/11, 09/03/11, 09/02/11, 09/01/11, 08/31/11, 08/30/11, 08/29/11, 08/28/11, 08/27/11, 08/26/11, 08/25/11, 08/24/11, 08/23/11, 08/22/11, 08/21/11, 08/20/11, 08/19/11, 08/18/11, 08/17/11

PRM-DIRECTV-PRESCREENS 09/29/10

EQUIFAX INFO SVCS. 09/03/11, 07/27/11, 07/25/11, 02/23/10

EQUIFAX 08/19/11, 08/18/11, 08/17/11, 08/16/11, 07/29/11

EQUIFAX 06/01/11, 05/31/11

ND-EQUIFAX 05/31/11, 02/23/10

EQUIFAX INFO SVCS. 08/17/11, 08/03/11, 07/27/11, 03/30/10

Equifax Consumer Services 09/10/11, 09/09/11, 09/08/11, 09/07/11, 09/06/11, 09/05/11, 09/04/11, 09/03/11, 09/02/11, 09/01/11, 08/31/11, 08/30/11, 08/29/11, 08/28/11, 08/27/11, 08/26/11, 08/25/11, 08/24/11, 08/23/11, 08/22/11, 08/21/11, 08/20/11, 08/19/11, 08/18/11

ND-Equifax Consumer Services 09/09/11

ND-Equifax Consumer Services 08/17/11

ND-Equifax Consumer Services 08/17/11

ND-Equifax Consumer Services 06/01/11

ND-Equifax Consumer Services 06/01/11

EQUIFAX INFORMATION SVS 09/02/11, 08/19/11, 08/16/11, 08/09/11, 07/27/11

PRM-HOUSEHOLD BANK 08/24/11, 05/20/11, 04/22/11, 02/22/11, 01/20/11, 12/20/10, 11/16/10, 10/20/10

AR-HOUSEHOLD BANK 08/19/11

AR-SUNOCO/CITIBANK SD 08/26/11

TRUECREDIT/COVERDELL MY 08/19/11

TRUECREDIT/VERTRUE 09/09/11, 09/08/11, 09/07/11, 09/06/11, 09/05/11, 09/04/11, 09/03/11, 09/02/11, 09/01/11, 08/31/11, 08/30/11, 08/29/11, 08/28/11, 08/27/11, 08/26/11, 08/25/11, 08/24/11, 08/22/11, 08/21/11, 08/20/11, 08/19/11

  • 2 weeks later...
yossi

yossi

Posted
Posted

what source do we get the TU softs from? the backdoor? i use USAA, SCP and CK and cannot locate my softs. I tried the text from the TU backdoor and pasted into the box but it does not seem to know how to count them?

Menta33

Menta33

Posted
Posted

The Soft counter for EQ is giving me a count of 86 due to a sticky Andera:

 

ANDERA (1):

10/08/10

Seems Andera does not always count towards bumpage.

FlameOut

FlameOut

Posted
Posted

I use 3 daily pullers, CCM/USAA, Eq Complete and EIDT/MPM. Which of the below is which? (Was just C* so it's a short list) Not sure why there is no 9/23/11 in CREDITEXPERT though

 

CREDITEXPERT 1-866-673-0140 (3):

09/24/11

09/22/11

08/30/11

 

Equifax Consumer Services (4):

09/25/11

09/24/11

09/23/11

08/30/11

 

TRUECREDIT/COVERDELL MY (1):

08/27/11

 

TRUECREDIT/VERTRUE (4):

09/25/11

09/24/11

09/23/11

08/30/11

brainchasm

brainchasm

Posted
Posted

How are you guys getting the correct format for the tool. I copied the info from USAA inquiry tab and it counted 0 so I know I've done something incorrectly.

USAA-CCMP doesn't show you softs, so you are grabbing the wrong info.

 

I use Equifax-Complete of some flavor or another - it shows me softs on EQ. I still have to use Chrome to copy-paste it though; IE adds lines that eff things up.

TexasBubba50

TexasBubba50

Posted
Posted

How are you guys getting the correct format for the tool. I copied the info from USAA inquiry tab and it counted 0 so I know I've done something incorrectly.

USAA-CCMP doesn't show you softs, so you are grabbing the wrong info.

 

I use Equifax-Complete of some flavor or another - it shows me softs on EQ. I still have to use Chrome to copy-paste it though; IE adds lines that eff things up.

 

 

I used EQ-Complete list also and after some formatting via notepad - my results were Soft Inquiries: 127 (~ -5 older than oldest hard inquiry) (Possible C* Detected)

 

Not sure what that means but most of my inquiries are recent (within the last 3 months) and several mortgage (which I believe dont B*) - can someone interpet the message for me as Im not seeing any B* - Oldest hard was 12/04/10

 

Thanks!

 

 

GamingG

GamingG

Posted
Posted

I really wish I could view my TU backdoor. Somehow, I was able to bump an inquiry that was less than 20 days old, but it's been a few more days and I haven't yet bumped an inquiry that occurred on the same day. There shouldn't have been any soft inquiries between these two.

LS1

LS1

Posted
Posted

Credit Karma is just for the lols, no B* from there.

Although, there is claim that it helps with TU bumpage to a degree, YMMV.

 

Yeah, I've read that in the master B* thread, but since he mentioned having Equifax and was looking for one more puller I assumed he was worried about EQ. I shouldn't have assumed and should probably have said "no EQ B* from there". :D

 

Just in case someone comes across this while searching for B* on TU advice... as I've mentioned before, I've been seeing B* on TU and I have yet to sign up for Smart Credit. I've dropped 4 INQ's since July so far, not sure which puller is responsible but I suspect it to be CreditKarma. I pull EC/USAA CCMP/MPM/AMEX CS for EQ B* and I hit up CreditKarma and TrueCredit a 2-3 times a week whenever I remember to.

 

After I'm finished with the EQ pullers this month I plan on dropping them for a while and picking up SCP just to quicken the pace of B* on TU. Something odd that may just be a coincidence is that it SEEMS like I see TU B* whenever I add a new INQ to TU?? The first time I saw B* was back in July just a day or two after AMEX was app'd for and then again just last week when TU was hit during a background/credit check. Doesn't mean they have anything to do with it but there is a possible pattern.

 

On a side note... I've went nearly a month without app'ing! yahoo.gif I think adding up how much I have paid out for daily pullers over the past year has finally sunk in to my head and cause me to be more afraid of new INQ's rather than denials :D :D

rozzie01

rozzie01

Posted
Posted (edited)

I am not sure what i am doing wrong. when i put in counter for EQ, it comes up w/19. my oldest hard is 08/17/2011. i think it should be more. thnx.

 

AR-CHRISTIAN COMMUNITY CU 07/15/11

IPLACE 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/02/11, 10/01/11, 09/30/11, 09/29/11, 09/28/11, 09/27/11, 09/26/11, 09/24/11, 09/23/11, 09/20/11, 09/17/11, 08/31/11, 07/21/11

AR-CITIBANK, N.A 08/26/11

AR-CITIBANK SD 08/02/11

AR-CITI CARDS CBSDNA 11/10/10

AR-CITI CARDS CBSD 08/26/11

FIRST ADVANTAGE CREDCO 09/19/11

FIRST ADVANTAGE CREDCO/ 09/16/11

CREDITEXPERT 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11, 10/02/11, 10/01/11, 09/30/11, 09/29/11, 09/28/11, 09/27/11, 09/26/11, 09/25/11, 09/24/11, 09/23/11, 09/21/11, 09/20/11, 09/19/11, 08/31/11, 07/29/11, 06/29/11, 05/28/11

EQUIFAX INFO SVCS. 07/12/10, 06/08/10

EQUIFAX INFO SVCS. 12/09/09

EQUIFAX 09/21/11, 09/01/11, 08/22/11

EQUIFAX 09/01/11, 08/24/11

ND-EQUIFAX 09/21/11, 09/01/11, 08/22/11, 05/09/11, 03/21/11, 01/21/11, 12/19/10, 11/03/10, 08/17/10, 12/08/09

ND-EQUIFAX 09/21/11, 09/01/11, 08/22/11, 05/09/11, 03/21/11, 01/21/11, 12/19/10, 11/03/10, 08/17/10, 12/08/09

ND-EQUIFAX 08/24/11

ND-EQUIFAX CONSUMER SERVICES 09/11/11

ND-EQUIFAX CONSUMER SERVICES 09/11/11

ND-EQUIFAX CONSUMER SERVICES 08/03/11

ND-EQUIFAX CONSUMER SERVICES 07/06/11

ND-EQUIFAX CONSUMER SERVICES 01/12/10

ND-EQUIFAX CONSUMER SERVICES 01/08/10

ND-EQUIFAX CONSUMER SERVICES 01/08/10

EQUIFAX INFO SVCS. 07/21/10, 07/14/10, 06/14/10, 01/11/10, 12/08/09

ComND-FAIR ISAAC 05/05/11

INTERSECTIONS 09/07/11

AR-EDS CU 04/12/11

AR-DEPARTMENT OF JUSTICE FCU 04/11/11

AR-MACYS/DSNB 05/03/11

AR-MACYS/FDSB 08/16/11

AR-PENTAGON FEDERAL CREDIT UN 06/14/11

AR-CITI SD- PRIVATE LABEL RETAIL 09/18/11

AR-IBM MID-AMERICA EFCU 03/22/11

TRUECREDIT/COVERDELL MY 09/08/11

TRUECREDIT/PRIVACY MATTERS 123 09/09/11

TRUECREDIT/VERTRUE 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/03/11, 10/02/11, 10/01/11, 09/29/11, 09/27/11, 09/26/11, 09/25/11, 09/23/11, 09/20/11, 09/19/11

TRUECREDIT/VERTRUE 09/09/11

AR-USBANK 11/09/10

AR-US BANK NA 08/12/11

Edited by rozzie01
GamingG

GamingG

Posted
Posted

I can confirm that EQUIFAX inquiries are contributing to B*. This means that pulling your backdoor report will add an additional soft that contributes to B*, even if you are doing this in addition to Equifax Complete.

GamingG

GamingG

Posted
Posted

I am not sure what i am doing wrong. when i put in counter for EQ, it comes up w/19. my oldest hard is 08/17/2011. i think it should be more. thnx.

It's not counting your CREDITEXPERT inquiries for some reason. You have 23 of those, but 3 of them (07/29/11, 06/29/11, 05/28/11) are older than your oldest hard, so they won't help you at all (but you know you're getting close when you bump them off). You also have at least 5 Equifax inquiries that are helping you. Your total, then, is about 44, which means you're about 41 daily pulls away (or 21 twice-daily pulls, 14 three-times-daily pulls, or 9 four-times-daily pulls). Unless you somehow avoid getting chopped this month, you're going to lose most of those softs in about one to two weeks.

anotherusedupname

anotherusedupname

Posted
Posted

Credit Karma is just for the lols, no B* from there.

Although, there is claim that it helps with TU bumpage to a degree, YMMV.

 

Yeah, I've read that in the master B* thread, but since he mentioned having Equifax and was looking for one more puller I assumed he was worried about EQ. I shouldn't have assumed and should probably have said "no EQ B* from there". :D

 

Just in case someone comes across this while searching for B* on TU advice... as I've mentioned before, I've been seeing B* on TU and I have yet to sign up for Smart Credit. I've dropped 4 INQ's since July so far, not sure which puller is responsible but I suspect it to be CreditKarma. I pull EC/USAA CCMP/MPM/AMEX CS for EQ B* and I hit up CreditKarma and TrueCredit a 2-3 times a week whenever I remember to.

 

After I'm finished with the EQ pullers this month I plan on dropping them for a while and picking up SCP just to quicken the pace of B* on TU. Something odd that may just be a coincidence is that it SEEMS like I see TU B* whenever I add a new INQ to TU?? The first time I saw B* was back in July just a day or two after AMEX was app'd for and then again just last week when TU was hit during a background/credit check. Doesn't mean they have anything to do with it but there is a possible pattern.

 

On a side note... I've went nearly a month without app'ing! yahoo.gif I think adding up how much I have paid out for daily pullers over the past year has finally sunk in to my head and cause me to be more afraid of new INQ's rather than denials :D :D

 

I'm not seeing much in the way of credit karma softs myself. I think the last time I pulled my backdoor I had four or so TOTAL. Kinda YMMV I guess.

komekoms

komekoms

Posted
Posted

Cant get the counter to work for me not sure what im doing wrong but can someone help me with my count?

Date of last hard inquiry is 1/19/2011.

 

AR-AMERICAN AIRLINES FEDERAL 10/06/11

AR-CAPITAL ONE 09/06/11, 07/05/11, 05/31/11, 05/03/11, 03/29/11, 03/01/11, 02/01/11, 01/04/11, 11/30/10, 11/02/10

CREDITEXPERT 1-866-673-0140 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11, 10/02/11, 10/01/11, 09/30/11, 09/29/11, 09/28/11, 09/27/11, 09/26/11, 09/25/11, 09/24/11, 09/23/11, 09/22/11, 09/21/11, 09/20/11, 09/19/11, 09/18/11, 09/17/11, 09/16/11, 09/15/11, 09/14/11, 09/12/11, 09/11/11, 09/10/11, 09/09/11, 09/08/11, 09/07/11, 09/05/11, 09/04/11, 08/31/11, 08/30/11, 08/29/11, 08/27/11, 08/26/11, 08/24/11, 08/22/11, 08/21/11, 08/20/11, 08/19/11, 08/18/11, 08/17/11, 08/16/11, 08/15/11, 08/14/11, 08/12/11, 08/10/11, 08/08/11

EQUIFAX - UPDATE 09/28/11, 08/17/11, 07/06/11, 07/24/10, 04/05/10

EQUIFAX INFO SVCS. 05/25/10

EQUIFAX INFO SVCS 05/11/10

EQUIFAX 10/13/11, 10/11/11, 10/10/11, 10/08/11, 10/03/11

EQUIFAX 10/05/11, 10/03/11, 09/21/11

EQUIFAX 08/09/11

ND-EQUIFAX 10/05/11, 10/03/11, 09/21/11

ND-EQUIFAX 10/03/11, 09/21/11

ND-EQUIFAX 10/03/11

ND-EQUIFAX 06/21/11, 03/09/10

EQUIFAX INFO SVCS. 10/14/11, 10/11/11, 09/20/11, 08/17/11, 07/29/11, 08/10/10, 06/15/10, 05/11/10, 05/04/10

Equifax Consumer Services 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11

ND-Equifax Consumer Services 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11

ND-Equifax Consumer Services 10/05/11

ND-Equifax Consumer Services 10/05/11

EQUIFAX INFORMATION SVS 08/25/11, 07/29/11, 07/19/11, 07/16/11

FAIR ISAAC 09/08/11

ND-FAIR ISAAC 09/08/11

ND-HSBC BANK 10/08/11, 10/05/11, 10/03/11, 10/01/11, 09/27/11, 09/18/11, 07/05/11, 06/21/11, 12/04/10, 08/03/10, 06/02/10, 05/22/10

NAVY FCU 10/10/11

TRUECREDIT/COVERDELL MY 10/13/11

TRUECREDIT/VERTRUE 10/13/11

 

Thanks for the help.

Menta33

Menta33

Posted
Posted

Equifax counter has following issues resulting in under counting:

 

Does not count "CD-INTERSECTIONS"

Does not count multiple entries for "TRUECREDIT/VERTRUE" on the same day as in:

 

TRUECREDIT/VERTRUE   	10/14/11
TRUECREDIT/VERTRUE   	10/14/11

BWebbsMomma

BWebbsMomma

Posted
Posted

I'm a Newbie here and GREATLY appreciate all the suggestions I've received from this forum. I've gone from 22 to 7 hards on EQ in the last few weeks (just got C* on 10/16). I currently subscribed to Credit Karma, USAA, MPM and Equifax Complete.

 

I would like to switch my focus over to my TU report. What services are you guys using for TU B*? I didn't think TrueCredit allowed daily pulls anymore...am I wrong?

 

Also, which report are you using from TU in the counter?

 

Thanks, in advance, for any assistance you can provide! You guys are great :o)

 

Wendy

Vanarp

Vanarp

Posted
Posted

Newbie here as well, quick background:

 

-Currently have 14 EQ INQs, dating back to 12/22/09

-After reading this forum, got signed up for MPM, USAA, CreditSecure, in addition to my existing EC membership nad started daily pulling last week

 

This is currently what I have:

 

ANDERA 10/12/11

AR-CAPITAL ONE 09/06/11, 07/05/11, 05/31/11, 05/03/11, 03/29/11, 03/01/11, 02/01/11, 01/04/11, 11/30/10, 11/02/10

CIC/EXPERIAN ALRTS 10/13/11

CIC/EXPERIAN RPTS 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11

AR-CITIBANK NA 04/16/11, 04/09/11, 12/16/10

AR-CITI CARDS CBSD 09/30/11, 08/26/11, 07/29/11, 07/01/11, 05/27/11, 04/29/11, 03/25/11, 02/25/11, 01/28/11, 12/31/10, 11/26/10

CREDITEXPERT 1-866-673-0140 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11

Equifax Consumer Services 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/10/11, 10/08/11, 10/03/11, 09/26/11, 09/17/11

ND-Equifax Consumer Services 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/10/11, 10/08/11, 10/03/11, 09/26/11, 09/17/11

ND-Equifax Consumer Services 10/15/11, 10/08/11, 09/30/11, 09/22/11, 09/13/11

ND-Equifax Consumer Services 10/12/11, 09/13/11

ND-Equifax Consumer Services 09/17/11

ND-Equifax Consumer Services 09/13/11, 04/07/11, 03/05/10

ND-Equifax Consumer Services 09/12/11, 09/10/11, 09/05/11, 08/09/11, 07/11/11, 04/07/11, 11/17/10, 11/03/10, 07/28/10, 07/19/10, 07/06/10, 06/15/10, 06/02/10, 05/27/10, 05/24/10, 05/15/10, 04/15/10, 04/12/10, 04/08/10, 04/07/10, 04/05/10, 03/20/10, 03/15/10, 03/11/10, 02/26/10, 02/22/10, 02/15/10, 02/13/10, 02/02/10, 02/01/10, 01/29/10, 01/27/10, 01/10/10, 12/24/09, 12/04/09, 11/17/09, 11/09/09, 10/26/09

ND-Equifax Consumer Services 04/28/11, 04/15/11, 04/08/11, 02/26/10, 12/04/09, 11/04/09, 10/30/09

ND-Equifax Consumer Services 05/30/10, 05/07/10, 03/09/10, 02/01/10, 01/08/10, 12/21/09, 12/05/09, 11/16/09, 11/07/09

ND-Equifax Consumer Services 12/08/09

FAIR ISAAC 10/12/11

ND-FAIR ISAAC 10/12/11

AR-FIA CSNA 11/09/10

AR-HOUSEHOLD BANK 09/21/11, 08/19/11, 07/21/11, 06/21/11, 05/17/11, 04/21/11, 03/16/11, 02/18/11, 01/16/11, 12/16/10, 11/18/10, 10/21/10

KINETIC ENERGY 02/18/11

AR-TOYOTA FINANCIAL SERVICES 08/12/11, 06/06/11, 05/03/11, 12/06/10

TRUECREDIT/COVERDELL MY 10/18/11

TRUECREDIT/VERTRUE 10/20/11, 10/18/11

TRUELINK 10/13/11

 

According to the auto counter as of my latest EC pull this morning, I have 87 total soft, with NEGATIVE 6 being older than my older. Should I be seeing some bumping of old inquiries by now, or are some of the softs not counting?

  • 3 weeks later...
548ficoNtexas

548ficoNtexas

Posted
Posted (edited)

This is what I have on Equifax backdoor:

CREDITEXPERT 1-866-673-0140 11/04/11, 11/03/11, 11/02/11, 11/01/11, 10/31/11, 10/30/11, 10/29/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11, 10/02/11

CSC 10/12/11

CSC CRDT SVCS CONS ASST CTR 10/11/11

EQUIFAX INFO SVCS. 10/25/11, 10/05/11, 09/03/11

EQUIFAX INFO SVCS 10/10/11, 08/28/11

EQUIFAX 10/25/11, 10/24/11, 10/07/11, 10/05/11, 10/04/11

ND-EQUIFAX 09/11/11, 03/31/11

ND-EQUIFAX 06/16/10, 03/14/10

EQUIFAX INFO SVCS. 11/01/11, 10/29/11, 10/07/11, 09/20/11, 09/08/11, 08/28/11

Equifax Consumer Services 11/04/11, 11/03/11, 11/02/11, 11/01/11, 10/31/11, 10/30/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11

ND-Equifax Consumer Services 11/04/11, 10/26/11, 10/18/11, 10/02/11, 09/24/11, 09/16/11, 09/08/11, 08/31/11, 08/24/11, 08/16/11, 07/31/11, 07/30/11, 07/22/11, 07/14/11, 07/06/11, 06/28/11

ND-Equifax Consumer Services 11/03/11, 11/02/11, 11/01/11, 10/31/11, 10/30/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11, 10/01/11, 09/30/11, 09/29/11, 09/28/11, 09/27/11, 09/26/11, 09/25/11, 09/24/11, 09/23/11, 09/22/11, 09/21/11, 09/20/11, 09/19/11, 09/18/11, 09/17/11, 09/15/11, 09/14/11, 09/13/11, 09/12/11, 09/11/11, 09/10/11, 09/09/11, 09/08/11, 09/07/11, 09/06/11, 09/05/11, 09/04/11, 09/03/11, 09/02/11, 09/01/11, 08/31/11, 08/30/11, 08/29/11, 08/28/11, 08/27/11, 08/26/11, 08/25/11, 08/24/11, 08/23/11, 08/22/11, 08/21/11, 08/20/11, 08/18/11, 08/17/11, 08/16/11, 08/15/11, 08/14/11, 08/13/11, 08/12/11, 08/11/11, 08/10/11, 08/09/11, 08/07/11, 08/05/11, 08/04/11, 08/03/11, 08/02/11, 08/01/11, 07/31/11, 07/30/11, 07/29/11, 07/28/11, 07/27/11, 07/26/11, 07/25/11, 07/21/11, 07/20/11, 07/19/11, 07/18/11, 07/17/11, 07/16/11, 07/15/11, 07/14/11, 07/13/11, 07/12/11, 07/09/11, 07/08/11, 07/06/11, 07/04/11, 07/02/11, 07/01/11

ND-Equifax Consumer Services 06/28/11, 05/19/11

ND-Equifax Consumer Services 06/28/11

ND-Equifax Consumer Services 06/14/11, 06/08/11, 06/07/11, 06/04/11, 05/31/11, 05/29/11, 05/23/11, 05/20/11

ND-Equifax Consumer Services 05/19/11

EQUIFAX INFORMATION SVS 10/28/11, 10/23/11, 09/22/11, 09/22/11, 09/21/11, 08/13/11, 08/13/11, 08/13/11, 08/12/11, 08/02/11, 07/08/11, 05/03/11, 04/16/11, 04/05/11, 04/01/11

FAIR ISAAC 10/31/11

ND-HSBC BANK 11/03/11, 10/25/11, 10/24/11, 09/12/11, 06/05/11, 04/02/11, 10/24/10

AR-HOUSEHOLD BANK 10/21/11, 09/21/11, 08/19/11, 07/21/11

AR-NAVY FCU 10/25/11

DTC-NAVY FEDERAL CREDIT UNION 09/28/11

 

 

This is what the counter tells me

Soft Inquiries: 161 (~ -41 older than oldest hard inquiry) (Possible C* Detected)

 

ETA: I pull USAA, EC, SCP, CK daily and then backdoor equifax at times, what is causing me *C?? or what do i need to add or do different to get *B?

Edited by 548ficoNtexas
midwester

midwester

Posted
Posted

This is what I have on Equifax backdoor:

CREDITEXPERT 1-866-673-0140 11/04/11, 11/03/11, 11/02/11, 11/01/11, 10/31/11, 10/30/11, 10/29/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11, 10/02/11

CSC 10/12/11

CSC CRDT SVCS CONS ASST CTR 10/11/11

EQUIFAX INFO SVCS. 10/25/11, 10/05/11, 09/03/11

EQUIFAX INFO SVCS 10/10/11, 08/28/11

EQUIFAX 10/25/11, 10/24/11, 10/07/11, 10/05/11, 10/04/11

ND-EQUIFAX 09/11/11, 03/31/11

ND-EQUIFAX 06/16/10, 03/14/10

EQUIFAX INFO SVCS. 11/01/11, 10/29/11, 10/07/11, 09/20/11, 09/08/11, 08/28/11

Equifax Consumer Services 11/04/11, 11/03/11, 11/02/11, 11/01/11, 10/31/11, 10/30/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11

ND-Equifax Consumer Services 11/04/11, 10/26/11, 10/18/11, 10/02/11, 09/24/11, 09/16/11, 09/08/11, 08/31/11, 08/24/11, 08/16/11, 07/31/11, 07/30/11, 07/22/11, 07/14/11, 07/06/11, 06/28/11

ND-Equifax Consumer Services 11/03/11, 11/02/11, 11/01/11, 10/31/11, 10/30/11, 10/28/11, 10/27/11, 10/26/11, 10/25/11, 10/24/11, 10/23/11, 10/22/11, 10/21/11, 10/20/11, 10/19/11, 10/18/11, 10/17/11, 10/16/11, 10/15/11, 10/14/11, 10/13/11, 10/12/11, 10/11/11, 10/10/11, 10/09/11, 10/08/11, 10/07/11, 10/06/11, 10/05/11, 10/04/11, 10/03/11, 10/01/11, 09/30/11, 09/29/11, 09/28/11, 09/27/11, 09/26/11, 09/25/11, 09/24/11, 09/23/11, 09/22/11, 09/21/11, 09/20/11, 09/19/11, 09/18/11, 09/17/11, 09/15/11, 09/14/11, 09/13/11, 09/12/11, 09/11/11, 09/10/11, 09/09/11, 09/08/11, 09/07/11, 09/06/11, 09/05/11, 09/04/11, 09/03/11, 09/02/11, 09/01/11, 08/31/11, 08/30/11, 08/29/11, 08/28/11, 08/27/11, 08/26/11, 08/25/11, 08/24/11, 08/23/11, 08/22/11, 08/21/11, 08/20/11, 08/18/11, 08/17/11, 08/16/11, 08/15/11, 08/14/11, 08/13/11, 08/12/11, 08/11/11, 08/10/11, 08/09/11, 08/07/11, 08/05/11, 08/04/11, 08/03/11, 08/02/11, 08/01/11, 07/31/11, 07/30/11, 07/29/11, 07/28/11, 07/27/11, 07/26/11, 07/25/11, 07/21/11, 07/20/11, 07/19/11, 07/18/11, 07/17/11, 07/16/11, 07/15/11, 07/14/11, 07/13/11, 07/12/11, 07/09/11, 07/08/11, 07/06/11, 07/04/11, 07/02/11, 07/01/11

ND-Equifax Consumer Services 06/28/11, 05/19/11

ND-Equifax Consumer Services 06/28/11

ND-Equifax Consumer Services 06/14/11, 06/08/11, 06/07/11, 06/04/11, 05/31/11, 05/29/11, 05/23/11, 05/20/11

ND-Equifax Consumer Services 05/19/11

EQUIFAX INFORMATION SVS 10/28/11, 10/23/11, 09/22/11, 09/22/11, 09/21/11, 08/13/11, 08/13/11, 08/13/11, 08/12/11, 08/02/11, 07/08/11, 05/03/11, 04/16/11, 04/05/11, 04/01/11

FAIR ISAAC 10/31/11

ND-HSBC BANK 11/03/11, 10/25/11, 10/24/11, 09/12/11, 06/05/11, 04/02/11, 10/24/10

AR-HOUSEHOLD BANK 10/21/11, 09/21/11, 08/19/11, 07/21/11

AR-NAVY FCU 10/25/11

DTC-NAVY FEDERAL CREDIT UNION 09/28/11

 

 

This is what the counter tells me

Soft Inquiries: 161 (~ -41 older than oldest hard inquiry) (Possible C* Detected)

 

ETA: I pull USAA, EC, SCP, CK daily and then backdoor equifax at times, what is causing me *C?? or what do i need to add or do different to get *B?

How many hards do you have? What is the date of the oldest? Your siggy sez 2 on 10/11? And you're not apping?

I'm no expert (like the Bump Influencers) but I don't see that you're getting C* on EQ. Which is surprising in a good way. But be prepared, it will probably happen.

  • 4 weeks later...
Thunder-Bolt

Thunder-Bolt

Posted
Posted

This posting was approved by breeze.

 

I took the time to write two web apps to automatically count soft inquiries that actually count towards B*. There is one page for EQ, and one page for TU. The EQ page takes into account some of the oddities with EQ (echo inquiries that don't count, etc). All you have to do is paste the text of the soft inquiries on your report and click a button. It does the counting for you.

 

EQ Soft Count

 

TU Soft Count

 

Note: I purposely did not include a lot of direct information on the pages themselves as to WHY people would want to count these inquiries.

 

If you have problems or ideas, email me at the address listed on the page, or PM me here.

 

I hope you find them useful!

 

 

Hi

 

I tried pasting the softs but nothing came up. Can someone give me an example of the proper

way to paste softs because I'm doing something wrong and not getting any results.

 

Thanks

Thunder-Bolt

Thunder-Bolt

Posted
Posted

This posting was approved by breeze.

 

I took the time to write two web apps to automatically count soft inquiries that actually count towards B*. There is one page for EQ, and one page for TU. The EQ page takes into account some of the oddities with EQ (echo inquiries that don't count, etc). All you have to do is paste the text of the soft inquiries on your report and click a button. It does the counting for you.

 

EQ Soft Count

 

TU Soft Count

 

Note: I purposely did not include a lot of direct information on the pages themselves as to WHY people would want to count these inquiries.

 

If you have problems or ideas, email me at the address listed on the page, or PM me here.

 

I hope you find them useful!

 

 

Hi

 

I tried pasting the softs but nothing came up. Can someone give me an example of the proper

way to paste softs because I'm doing something wrong and not getting any results.

 

I'm posting the dates and no results are coming up..

 

Thanks

The last post in this topic was posted 5254 days ago. 

 

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