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The last post in this topic was posted 5148 days ago. 

 

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Posted

Wondering if it's worth trying...

 

Credit Application:

 

Your Age 46

 

Your Equifax Credit Score 634

Your Experian Credit Score 604

Your TransUnion Credit Score 640

 

How many years have you been on file with Equifax 19

How many years have you been on file with Experian 19

How many years have you been on file with TransUnion 19

 

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

 

Do you have an open auto loan No

Will this open auto loan be a trade-in n/a

How many late pays within the last 12 months on the currently open loan n/a

How many late pays within the last 13-24 months on the currently open loan n/a

Your current open auto loan is financed with n/a

Your current open auto loan payment is n/a

Estimated amount you may be upside down in this vehicle n/a

Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) n/a

Although I have no open auto loans, I do have 2 trade lines reporting with Ford that are paid/closed (and still have the truck)

 

YOUR REVOLVING CREDIT HISTORY

 

Total number of revolving account(s) you have 10

Total percentage utilized overall 56%

How many of your revolving accounts are store cards 7

How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 3

How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 0

 

YOUR PERSONAL INFORMATION

 

How long at your current residence 16y8m

Do you Rent or have a Mortgage, or Live w/Relative or Other Mortgage

Your Monthly Rent or Mortgage payment $899

How long have you held your current job 12y

Your total provable monthly gross income is $5819

Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) comp paystub/tax return

Is there additional monthly income? What amount monthly no

Describe the source.

Is the additional monthly income provable?

Spousal income is not applicable.

 

YOUR DOWNPAYMENT

Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) Up to $1500

Does any credit repository contain any Public Record no

If yes, please very briefly describe.

 

Does any credit repository contain any Collection Account(s) no

If yes, please very briefly describe.

 

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) Past 2.5 yrs – 9, prior – 4

Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 9

Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) Past 2.5 yrs – 9, prior – 4

 

New or Used vehicle you are considering: Please very briefly describe.

New Lease or Purchase - 2012 Scion tC, Ford Focus 5-dr Hatch, Kia Forte Koup or Hyundai Genesis Coupe - $22-25k


  • 1 month later...
Posted

approved

 

Great! Thank you! Looked at the loaded scion today in the showroom -$22k

Going back tomorrow!

 

Thank you again - went back to the Scion dealer on the 17th and drove it home!

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