Experian FICO Approximation

[BobWang]

My PSECU Experian FICO is 823, Credit Sesame is 826.

 

Capn12 says is AmEx Experian FICO is only 2 points lower than Credit Sesame's.

 

It would be interesting to see if other people's Experian FICOs are also close to Credit Sesame's score.

 

http://www.creditsesame.com/

[higher180]

I'm not sure if this helps, but my CCMP score is 595 and my credit sesame is 657. I wonder which one is more accurate LOL!

[foeplay]

I've never eaten at Credit Sesame, but it sounds delicious.

[higher180]

I've never eaten at Credit Sesame, but it sounds delicious.

 

 

it does doesn't it?

[dylan_goes_electric]

I've never eaten at Credit Sesame, but it sounds delicious.

LOL

 

Would ingesting Credit Sesame would show up on a drug screen?

[trying_to_improve]

I've never eaten at Credit Sesame, but it sounds delicious.

LOL

 

Would ingesting Credit Sesame would show up on a drug screen?

 

No, that's just poppy.

[BobWang]

[mysschevous]

Credit Sesame 798

Amex letter with approval 801

[trying_to_improve]

This is actually encouraging. My creditsesame score is 652. I have no idea what my ex score is. My ex report has 2 more baddies than my other reports so I always assumed my score would be lower.

[Roland99]

My PSECU Experian FICO is 823, Credit Sesame is 826.

 

Capn12 says is AmEx Experian FICO is only 2 points lower than Credit Sesame's.

 

It would be interesting to see if other people's Experian FICOs are also close to Credit Sesame's score.

 

http://www.creditsesame.com/

 

 

PSECU EX: 684

Credit Sesame: 754

[Culpeper Mike]

Not sure how helpful this will be correlation wise.

 

My Amex experian was 785ish like 6 months ago

 

Credit sesame score is 804.

 

 

 

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[Culpeper Mike]

is there a way to get an accurate amex experian fico? when i use amex credit secure i get a MUCH lower number. i'm assuming its fako, but obv i'm using it for B* purposes.

[sixhose]

PSECU: 634

CS: 654

[BobWang]

is there a way to get an accurate amex experian fico? when i use amex credit secure i get a MUCH lower number. i'm assuming its fako, but obv i'm using it for B* purposes.

Fair Isaac lost its bid to trademark the 300-850 score range.

 

Credit Sesame & TransRisk use the same 300-850 range, PLUS (CreditSecure, CCT, CCMP) uses a different scale.

[BobWang]

My PSECU Experian FICO is 823, Credit Sesame is 826.

 

Capn12 says is AmEx Experian FICO is only 2 points lower than Credit Sesame's.

 

It would be interesting to see if other people's Experian FICOs are also close to Credit Sesame's score.

 

http://www.creditsesame.com/

 

 

PSECU EX: 684

Credit Sesame: 754

+/- 70 points is the winner!

[BobWang]

Credit Sesame 798

Amex letter with approval 801

Well, 3 of us are within 3 points of the real FICO.

[BobWang]

Not sure how helpful this will be correlation wise.

 

My Amex experian was 785ish like 6 months ago

 

Credit sesame score is 804.

I bet your Experian FICO has gone up.

[BobWang]

My PSECU Experian FICO is 823, Credit Sesame is 826.

 

Capn12 says is AmEx Experian FICO is only 2 points lower than Credit Sesame's.

 

It would be interesting to see if other people's Experian FICOs are also close to Credit Sesame's score.

 

http://www.creditsesame.com/

 

say is creditsesame considered a fako related scoring model?

Yes, it's a FAKO.

 

I'm suspecting that it has to be pretty close for scores > 740.

 

Otherwise, they'd be opening themselves up to liability from people who relied on the "Credit Guru" Badge.

 

Credit Sesame has ME as a "Credit Guru", FWIW.

[BobWang]

PSECU: 634

CS: 654

My working hypothesis is that it's real close once we start approaching the 800 range.

[BobWang]

[MagicianCard]

CreditKarma: 549

CreditSesame: 597

USAA Experian: 551

 

Real FICO... sh*t, I dunno.

[winstars]

796---CCMP

788---C$

796---EX PLUS

 

Real EX??? could not tell ya!!!

Edited September 23, 2011 by winstars

[BobWang]

This is going to get confusing.

 

I propose using different acronyms for CreditSecure and Credit Sesame .

 

One can be CS and the other C$

[justlost]

CreditKarma:

TransRisk: 708

Vantage Score: 833

CreditSesame: 767

USAA Experian: 771

 

EX PSECU 672.

[distantarray]

it seems about right my score says 641 experian my equifax fico is about the same almost everything reporting identically.