USBANK SKYPASS SECURED VISA

[ktrujillo]

Has anyone got this card it states 100% GUARANTEED APPROVAL :? I'am up for the challenge, I want to know if anyone got declined. I have no bankruptcies just charge offs.

 

Thanks,

 

Katherine

 

http://www.skypassvisa.com/cgi_w/cfm/credi...m?ics_src=55037

[GEORGE]

Has anyone got this card it states 100% GUARANTEED APPROVAL :?  I'am up for the challenge, I want to know if anyone got declined. I have no bankruptcies just charge offs.

 

Thanks,

 

Katherine

http://www.skypassvisa.com/cgi_w/cfm/credi...m?ics_src=55037

Credit limit based on your deposit, from $300 to $5,000

[CitrusSoda]

* You must be over 18 years of age and have not declared bankruptcy.

 

if you are over 18 and have not declared bankruptcy, you will be approved.

 

I didn't read the fine print, and got declined on us bank a few months ago....I have a bankruptcy. In my defense, it really was in the fine print on the app I was looking at.

[Credit Please]

citra there are 2 different cards, There is a US Bank card (you have to live in a certain states.) and the SKYPASS Korean Air Visa.

 

I have the skypass visa secured for over a year. I had charge offs galore and was approved without a thought. Excellent customer service, and they are very lienent.

 

I dont have any BK's so I dont know.

[ktrujillo]

ya, I got tons of carge offs $3000 worth Im going to apply and send $350 deposit and see what happens.

[Credit Please]

They set limits in increments of 100

[ktrujillo]

whats $100 increasements, the amount you can add later, ooh so that means I cant do $350, I have to do $300 or $400. Okay I got ya.

[ktrujillo]

do they report as Unsecured or Secured? Anybody

[Credit Please]

Secured, but that hasnt stopped me from getting credit cards, I was just approved for patelco 3k unsecured

[Q]

Nah if it reports as secured then that defeats my purpose in increasing credit scores.

[Credit Please]

it dosent affect my scores at all!

[Credit Please]

when I hit the 650 or above I'll ask for it to be chaged to a non secured so I wont lose the trade line

[ktrujillo]

I dont care if its secured because theres a bunch of USBANK's in California, and if I can build a relationship with them that'll mean better cards from them in the future, like WORLD POINTS etc... I'm getting it.

[ktrujillo]

Q , another card to consider is one from Alternatives Federal Credit Union, anyone can join $10 to join and $5 for a savings and you can get thier credit card it reports as UNSECURED, thier excellent people. :pepsi: http://www.alternatives.org

[Q]

I dont care if its secured because theres a bunch of USBANK's in California, and if I can build a relationship with them that'll mean better cards from them in the future, like WORLD POINTS etc... I'm getting it.

 

You do have a valid point there though. Keep it up.

[Q]

Q , another card to consider is one from Alternatives Federal Credit Union, anyone can join $10 to join and $5 for a savings and you can get thier credit card it reports as UNSECURED, thier excellent people. :pepsi: http://www.alternatives.org

 

I don't see on their website were you can request the card. Did I miss it. Do they report to all 3 CRAs?

[obsidian]

http://www.alternatives.org/opportunity_lending.html

 

it is considered a shared secured loan

[Q]

http://www.alternatives.org/opportunity_lending.html

 

it is considered a shared secured loan

 

Thanks!!

[ktrujillo]

Ya, thats it. It reports as unsecured.

 

to join use this

http://alternatives.org/personalaccount.html

 

or you can call, they accept anybody with bad credit , bankruptcies even people with Chexsystems records.

[lupoman]

got my korean air card with $1000 limit

[BayWayz]

I WENT TO US BANK AND THEY TOLD ME THEY DON'T REPORT FOR 1 YEAR ON SECURED CARDS!!!!! YA'LL MIGHT WANT TO CHECK IT OUT FIRST IF YOUR LOOKING FOR A POSITIVE TL.

[Amia]

I WENT TO US BANK AND THEY TOLD ME THEY DON'T REPORT FOR 1 YEAR ON SECURED CARDS!!!!! YA'LL MIGHT WANT TO CHECK IT OUT FIRST IF YOUR LOOKING FOR A POSITIVE TL.

<{POST_SNAPBACK}>

 

Has anyone with this card had this problem? I would really like to get a card that offers rewards, but not if they dont' report for a YEAR.

[lupoman]

no, there are plenty of people reporting they had the TL show up in Weeks, some even days (search funtion still works). This is just a "the sky is falling" incident.

 

The one year thing he is probably referring to is that they will release your secure funds after a year and make the secured card a normal credit card.

Edited July 30, 2005 by lupoman